4. A bank is a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly or through capital markets.
5. Banking is generally a highly regulated industry, and government restrictions on financial activities by banks have varied over time and location.
22. The bank issues and exchanges or destroys currency and coins not fit for circulation
23. 1. State Bank of India Group: Largest state-owned banking and financial services company in India, by almost every parameter - revenues, profits, assets, market capitalization 131 Foreign offices in 32 countries across the globe 21000 ATMs and SBI group(including associate banks) has about 45000 no of ATMs 26500 branches, inclusive of branches that belong to its Associate banks 29th most reputed company in the world according to Forbes
24. 2. Nationalized banks (19 banks): In 1969, the Government arranged the nationalization of 14 scheduled commercial banks in order to expand the branch network, followed by six more in 1980 In contrast to the state bank group, nationalized banks are centrally Governed, i.e. by their respective head offices List Of Nationalized Banks:
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29. Liberalization along with the rapid growth in the economy of India, revitalized the banking sector in India
30. Then Housing Development Finance principle' approval from the HDFC became the first to receive an invite from (RBI) to set up a bank in the private sector
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32. For potential customers, the Bank provides a wide range of commercial and transactional banking services, including:Target market Agri-based businesses Blue chip companies. Small & mid-sized corporate
41. Then be playing golf at 3pmThis alludes to how a bank’s only form of business is lending out money at a higher rate than what it is paying out to its depositors. .
42. Rule of 3 Jagdish Seth & Rajendra Sisodia The magic number 3 70-90% of market share
43. Top Banks In India Top Banks In India DNB Survey
44. SBI SWOT Analysis Strengths King of rural India Government Backing Diversified Portfolio Low Transaction Cost Brand Name Excellent Penetration
45. SWOT Analysis Weaknesses Hierarchical mgmt. a barrier High % of NPA Lacks modernization