During the home buying process, always keep in mind that, not only are you buying a home; you are buying a very expensive financial product - a mortgage loan. Always ask your real estate agent for recommendations to good lenders. Most mortgage lenders are available online. As a burrower, research about the current loan programs offered and the company's history of quality service.

1. Finding a Best Mortgage Lender
An individual that works with a borrower to complete a mortgage transaction is an original mortgage
lender. It is not that difficult to find a mortgage lender, however, your lender must compare rates with
other banks or credit union where you already have a checking or savings account and ask what types of
mortgage deals they offer current customers. Also, as a borrower be sure to ask your friends and family
members for referrals to loan officers and mortgage brokers who gave them good, professional service
and helped them find the most competitive loans.
During the home buying process, always keep in mind that, not only are you buying a home; you are
buying a very expensive financial product - a mortgage loan. Always ask your real estate agent for
recommendations to good lenders. Most mortgage lenders are available online. As a burrower, research
about the current loan programs offered and the company's history of quality service.
On the other hand, it is not prudent to apply for a mortgage through several lenders at one time. If you
earn overtime pay or a bonus, be ready to provide documentation for extra income.
Most important of all, take your time to carefully fill out the loan application as accurately as possible.
Trying to hide credit problems or holding back requested documents can only work against an applicant
by delaying the process and possibly even preventing a mortgage approval. Be sure to apply for a home
loan only when you find a mortgage lender that provides you with the best rates.