Tunz is a European e-money institution that offers a unique technological solution and legal framework for mobile payment and wallet services. Their e-money as a service approach allows partners to start their own mobile payment solutions without external banking agreements. Tunz manages all financial flows, including loading funds, wallet transfers, and payouts, on behalf of partners using their own European e-money license. This provides an innovative and efficient whitelabel wallet and transaction platform solution for partners.

1. E-Money as a Service
Jan Van Wijnendaele – General Manager Tunz

2. Tunz.com
Tunz is an European E-Money institution offering an unique
functional and high-performance technological solution as
well as a legal framework consistent with the legislation in force
in different European countries.
Start in a very short time your own mobile payment or wallet
solution without the need for you to conclude agreements with
external banking partners.
Innovative Electronic Money Services
2

3. E-Money as a Service by Tunz
What makes Tunz’s product unique is it’s E-Money as a service
approach to enable innovative services:
A unique, innovative and most efficient solution
3
The offering of a
whitelabel wallet and
transaction platform
• with or without our
own whitelabel
interfaces or
• API-based
The management of
the complete
financial flow on
behalf of our partners
• money in,
• money out and
• wallet to wallet
The use of our own
European E-Money
license on behalf of
our partners as part
of the integrated
service
1. 2. 3.

4. Tunz solutions
Wallet, payment and transaction management
4
Management of the
complete financial flow on
behalf of our partners:
• Money in
• Wallet to wallet
• Money out
1 2
3
1
2
3

5. Trends and Markets
Tunz is tapping into the following market trends & opportunities
5
Dematerialization of
cash
(e.g. mobile money)
Growing
pre-paid market
(e.g. giftcards)
Dematerialization of
coupons, loyalty,
vouchers
(e.g. meal vouchers)
Growing number of
payments methods
(e.g. collecting)
Growing demand for
m-payments/wallets,
smartphone uptake
(e.g. mobile money)
The rise of
‘social money’
(e.g. group purchases,
crowdfunding)

6. Dematerialization

7. E-Money Services – E-Vouchers
7

8. E-Money Services - Loyalty
8

9. Growing payment
options

10. Trend –
Growing Payment Options
… growing pre-paid
corporate benefits
gift cards
online
… more options - schemes…
private money
virtual credits
10

11. E-Money Services – Giftcards
11

12. Ogone Collect
12

13. Social Money

14. Trend – Social Money
14
• Social Media – Social Payments:
• Crowdfunding
• Community payments
• Group buying

15. E-Money Services – Crowdfunding
15

16. E-Money Services – Crowdfunding
16

17. Going Mobile

18. Trend – going mobile
18
Online POS
Mobile
SMS Mobile App
Mobile website
NFC Barcodes ….
• Technologies:

19. Mobile Wallet – Mobile Payment
19
Transport
Web payment
Parking 21 cities Snacks/Catering
Vending

20. Mobile Wallet – Mobile Payment
20

21. Mobile Wallet – Mobile Payment
21

22. Mobile Wallet – Mobile Payment
22

23. 23
Mobile
Demater-
Ialisation
Vouchers
Loyalty
Prepaid
Payment
Collecting
Wallet
Checkout
Social
Group

24. Tunz.com NV/S
Boulevard de Waterloo, 34
B-1000 Brussels
Belgium
www.tunz.com