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Rural
     Renaissance
“India is not Calcutta and Bombay. India lives
in her seven hundred thousand villages.”
   -Mahatma Gandhi
Rural India

         Constitutes 69% of Indian
                Population




                             Source:
                             http://www.pluggd.in/rural-
                             india-key-statistics-297/
Rural India

       Agriculture provides for 70%
           of food grains needs




                              Source:
                              http://www.indiabix.com/gro
                              up-discussion/indian-villages-
                              our-strength-or-our-
                              weakness/
Rural India


          Provides Employment to
           75% Indian Workforce




                            Source:
                            http://agcensus.nic.in/
Rural India

         Contributes 30% to National
                   Income




                             Source:
                             http://agcensus.nic.in/
Still its the most neglected and severely
underdeveloped area in the country…
Problems in Rural Areas

             Income Problem




   86% or Rural Population earn less than $2/day
                                  Source:
                                  http://www.pluggd.in/rural-
                                  india-key-statistics-297/
Problems in Rural Areas

             Literacy Problem




   99.71% or Rural male Population never reach
   to the graduation level        Source:
                                 http://www.pluggd.in/rural-
                                 india-key-statistics-297/
Problems in Rural Areas

           Healthcare Problem




    67% or Rural Population do not have access to
    safe drinking water          Source:
                                  http://www.pluggd.in/rural-
                                  india-key-statistics-297/
Problems in Rural Areas

           Healthcare Problem




    90% or Rural Population do not have access to
    clean sanitation             Source:
                                  http://www.pluggd.in/rural-
                                  india-key-statistics-297/
Huge opportunities as well..


 • Untouched by Urban Growth
 "The rural market is insulated from the global meltdown, and
   untouched from urban financial growth,”
                            - Dr. Harish Bijoor, Famous consultant
Huge opportunities as well..


 • Massive Market
 “The Indian rural market with its vast size and demand base offers
 a huge opportunity that companies cannot afford to ignore.”
                         - P Balakrishna, Business Line, The Hindu
Huge opportunities as well..


 • Increase in disposable income
 “several factors like MNREGA have led to an increase in rural
    purchasing power, and is reflected in rural growth in a number
    of categories”.
                              -Pankaj Gupta, practice head, Tata
                                   Strategic Management Group.
Focused Companies


•

•
Social Initiative Group (SIG)
Mission:
  “to empower the poor to participate in and
 benefit from the Indian growth process”

Focus Areas:
    Primary Health
    Elementary Education
    Sustainable Livelihoods
    Access to Finance
Focus Areas:
Focus Areas:

 Reducing Child Under Nutrition
               Signed MOU with Govt. of Rajasthan for
               strengthening the Convergent Action for Child
               Under nutrition for three years

 Nutrition Security Innovation programme

               Running Nutrition Security Innovations Program in
               Chhattisgarh
Focus Areas:


Apna Clinic

                 Running Apna Clinic Project in Nigdi, Pune for Truck
                 Drivers


 Project Saras

                 A Maternal nutrition Program running with
                 collaboration with Univ. of Southampton UK
Focus Areas:
Focus Areas:


School & teacher education reform programme in Rajasthan

              Working with Sarva Shiksha Abhiyan for education
              empowerment

Chhattisgarh curriculum and textbook development
programme
              Working with Vidya Bhawan Education resource for
              school curriculum renewal
Focus Areas:
Focus Areas:


Effective and affordable risk management solution

               Lunched India’s first index-based Insurance to
               protect farmers from weather related risks.


 Poverty Alleviation through universal access to finance

                Easy access to finance in rural areas with
                collaboration with NCDEX and rural branches of ICICI
SyndShakti: smart Card Project


 A Part of Financial Inclusion of rural areas

 Pilot project in three districts in Karnataka

 Collaboration with SBI and Canara Bank
How it works?




  Bank     Bank Agent   Smart Card
Farmer
1.                     2.




Scan finger print   Insert Smart Card
 Cash Transaction
 Opening of no frill
  Savings Account
 Applying for Kisan Loan
 Applying Govt
  Beneficiary schemes like
  MNREGA
 Fund Transfer
 Insurance Premium
Safe   Secure   Easy
Benefits:


    • Bridging gap between farmers and Banks
    • 3 lakhs farmers to be benefitted in 1st
      phase
    • Ease of banking
    • Financial inclusion and empowerment
Thank you!

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Rural csr by icici and syndicate

  • 1. Rural Renaissance
  • 2. “India is not Calcutta and Bombay. India lives in her seven hundred thousand villages.” -Mahatma Gandhi
  • 3. Rural India Constitutes 69% of Indian Population Source: http://www.pluggd.in/rural- india-key-statistics-297/
  • 4. Rural India Agriculture provides for 70% of food grains needs Source: http://www.indiabix.com/gro up-discussion/indian-villages- our-strength-or-our- weakness/
  • 5. Rural India Provides Employment to 75% Indian Workforce Source: http://agcensus.nic.in/
  • 6. Rural India Contributes 30% to National Income Source: http://agcensus.nic.in/
  • 7. Still its the most neglected and severely underdeveloped area in the country…
  • 8. Problems in Rural Areas Income Problem 86% or Rural Population earn less than $2/day Source: http://www.pluggd.in/rural- india-key-statistics-297/
  • 9. Problems in Rural Areas Literacy Problem 99.71% or Rural male Population never reach to the graduation level Source: http://www.pluggd.in/rural- india-key-statistics-297/
  • 10. Problems in Rural Areas Healthcare Problem 67% or Rural Population do not have access to safe drinking water Source: http://www.pluggd.in/rural- india-key-statistics-297/
  • 11. Problems in Rural Areas Healthcare Problem 90% or Rural Population do not have access to clean sanitation Source: http://www.pluggd.in/rural- india-key-statistics-297/
  • 12. Huge opportunities as well.. • Untouched by Urban Growth "The rural market is insulated from the global meltdown, and untouched from urban financial growth,” - Dr. Harish Bijoor, Famous consultant
  • 13. Huge opportunities as well.. • Massive Market “The Indian rural market with its vast size and demand base offers a huge opportunity that companies cannot afford to ignore.” - P Balakrishna, Business Line, The Hindu
  • 14. Huge opportunities as well.. • Increase in disposable income “several factors like MNREGA have led to an increase in rural purchasing power, and is reflected in rural growth in a number of categories”. -Pankaj Gupta, practice head, Tata Strategic Management Group.
  • 17. Mission: “to empower the poor to participate in and benefit from the Indian growth process” Focus Areas: Primary Health Elementary Education Sustainable Livelihoods Access to Finance
  • 19. Focus Areas: Reducing Child Under Nutrition Signed MOU with Govt. of Rajasthan for strengthening the Convergent Action for Child Under nutrition for three years Nutrition Security Innovation programme Running Nutrition Security Innovations Program in Chhattisgarh
  • 20. Focus Areas: Apna Clinic Running Apna Clinic Project in Nigdi, Pune for Truck Drivers Project Saras A Maternal nutrition Program running with collaboration with Univ. of Southampton UK
  • 22. Focus Areas: School & teacher education reform programme in Rajasthan Working with Sarva Shiksha Abhiyan for education empowerment Chhattisgarh curriculum and textbook development programme Working with Vidya Bhawan Education resource for school curriculum renewal
  • 24. Focus Areas: Effective and affordable risk management solution Lunched India’s first index-based Insurance to protect farmers from weather related risks. Poverty Alleviation through universal access to finance Easy access to finance in rural areas with collaboration with NCDEX and rural branches of ICICI
  • 25.
  • 26. SyndShakti: smart Card Project  A Part of Financial Inclusion of rural areas  Pilot project in three districts in Karnataka  Collaboration with SBI and Canara Bank
  • 27. How it works? Bank Bank Agent Smart Card
  • 29. 1. 2. Scan finger print Insert Smart Card
  • 30.  Cash Transaction  Opening of no frill Savings Account  Applying for Kisan Loan  Applying Govt Beneficiary schemes like MNREGA  Fund Transfer  Insurance Premium
  • 31. Safe Secure Easy
  • 32. Benefits: • Bridging gap between farmers and Banks • 3 lakhs farmers to be benefitted in 1st phase • Ease of banking • Financial inclusion and empowerment