1. Welcome to White Eagle (Europe) Plc 1

3. Established in March 2007

4. Corporate Head Office based in Buckinghamshire, United Kingdom

5. Approved MasterCard and Visa Service Provider

6. White Eagle has successfully launched 35 White Label Prepaid Card Programmes

7. Award winning technology provider of global end-to-end prepaid card, e-payment, e-wallet and mobile banking payment solutions

8. White Eagle owns its dynamic E-money Payment Platform and Gateway designed specifically for this market which is continually developed to ensure our technology is at the cutting edge of market changes

9. Provide a number of E-money services and “plug and play” integration with other parties

10. Authorised to issue e-money solutions in the SEPA region

11. Adhere to a strict security policy and comply with the PCI DSS security compliance (PCI DSS Level 1)

12. Adhere to PRINCE II Project Managements quality standards for on-time and on-budget programme delivery 2

13. Our Partners Card Manufacturing Thames Oberthur Card Personalisation ServerSide Acquiring Network Visa MasterCard Telco Verizon Cable and Wireless BIN Sponsor Transact Current Trust Account Royal Bank of Scotland Daily Settlement Account HSBC Bank Processor FIS Cardholder Verification GB Group Intelligent ID 3

14. Sample of White label programs 4

15. Our Role BIN Sponsor Processor Programme Approval BIN Allocation Fund Management Reconciliation & Settlement Issuer & Acquirer Card & Transaction Management Fraud/transaction monitoring White Eagle Card Bureau Bank Account Programme build and set-up Programme monitoring (compliance) Customer service Marketing Card production & personalisation Card fulfilment Printing facilities Secure management of funds Programme Director loads cards with funds from client Client Client transfers funds to account to pre-fund card loads 5

17. Contract with and integrate with the issuer/Bin Sponsor/Bank

18. Contract and Integrate with the processor

19. Manage the reconciliation for all parties

20. Manage compliance aspects both Scheme and Regulatory

21. Manage interconnection of value added services

22. Manage the call centre operation

23. Design, build and test the relevant online portals

24. Implement and maintain the anti fraud protection

25. Deliver all CRM reports on all aspects of the programme6

27. Submission of Scheme to Regulatory Bodies (SIA Approval)

28. Production of PID (Project Initiation Document)

29. Production of PSD (Project Scope Document)

30. Appointment of Dedicated Project Manager (Prince 2 min.)

31. Production/ongoing management of Project Plan/Gant Chart

32. Management of all Compliance matters, including; AML, JMLSG, PSD, banking code, data protection, PCI DSS

33. Bespoke Card Design and Approval

34. Card Carrier Design and Approval

35. Payment Service Provider (PSP) provision

36. Fully functional online card application pages

37. Provide Customer Service operations inc. call centre, Web and SMS

38. Multilingual IVR (Interactive Voice Response) solution

39. Access to the MasterCard retailer and ATM network

40. Design support of marketing collateral7

42. E-Wallet/Cards Activated

43. E-Wallet/Cards Loaded (by type - Bank, Post Office, etc)

44. Transaction Activity Report (ATM, POS, Load Channel, etc)

46. Post Office/PayPoint etc

47. Card Manufacturer

48. Personal Data Verification (KYC)

50. My Account

51. FAQ’s

52. Terms and Conditions

53. Contact Us

54. General ContentProvision of SMS and IVR services - Balance, Block, Unblock, Share, Lost etc 8

55. White Eagle’s IP platform 9

56. Cardholder Account Management Your customers will have control in 3 ways: Online account Customer services (24/7) SMS Balance Block Unblock Etc View statements, Manage cards, PIN order, Report Lost/Stolen etc. 10

57. OBI main components 11

59. Cards Ordered

60. Cards Activated

61. Card loads by value and number per period

62. Average load by type – bank, PayPoint, Post Office, etc

63. Transaction values and volumes

64. Spending trends by Country and Merchant Code

65. Tailored MI reporting to suit your requirements

67. Program managers -Reporting Suite 13

68. Reporting Suite 14

69. Data reporting Example Detailed Reporting: Amount of Cards sold Age and gender of cardholders Cards load amount Cards spend amount Where the cards were used 15

70. Data reporting….cont’d Example Data to show where cardholders spend their money 16

72. Technology that is designed specifically for prepaid resulting in greater flexibility and speed to market

73. Dynamic IVR platform offering enhanced services to customers

74. Full suite of mobile commerce services ranging from balance enquiries, mini-statements, money transfer, card blocking, pin retrieval, card activation, exchange rates, purchase via SMS

75. Experts with a proven track-record within the prepaid market. Reliable, stable prepaid technology along with valuable consultancy

76. Strong relationships with Visa & MasterCardOur payment services are accepted in 30M locations Worldwide White Eagle has a proven management team Trusted and respected White Eagle (Europe) Plc is a multi award winning prepaid card company Recommendations from companies such as HSBC 17

77. Contact White Eagle now and explore the opportunities www.white-eagle.com telephone: +44 (0) 7899 955587 Philippe.hardy@white-eagle.com 18