Financial Education promises employers a return on investment of atlaest 1:4 i.e., for every one rupee spent in teching employees about their personal finance the organizations stands to gain 4 rupees directly. To know more view the below presentation

1. The Business Case for Financial Education  Personal Financial Wellness and Employee Productivity E. Thomas Garman Presented to The Conference Board Atlanta and San Diego 1998

7. Research findings are promising, although more research partners are needed to definitively prove the case for comprehensive financial education

11. Traditional and Narrowly Focused Retirement Education Programs Have Limited Effectiveness For many employers, retirement plan participation rates have reached a plateau.

24. There is a growing national movement to offer financial education in the workplace, partially because so many workers are going to have extreme difficulty finding money for retirement

45. 4. Increased job productivity from 200 workers who formerly did not participate in the employer’s retirement plan and now do contribute 5. Increased job productivity from 150 workers who increased their contributions to retirement plans

46. 6. Increased job productivity from the majority of the remaining workers - 400 of 650 - who participated in the financial education program 7. Reduced social security payroll taxes on employers because 500 more employees utilize pre-tax health and dependent care

47. 8. Reduced stress-related illnesses from alcohol and other substances 9. Reduced premiums for health care 10. Fewer accidents 11. Improved use of and satisfaction with fringe benefits

48. 12. Reduced human resource administrative costs 13. Reduced turnover 14. Reduced pressure to increase salaries

49. 15. Increased morale 16. Increased acceleration of employee retirements 17. Reduced exposure to future litigation