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Today Matters…
     …So Does AFLAC

Cash Benefits personally owned and
managed…to help you get back on
your feet…That’s the real AFLAC
difference.
AFLAC…if only everything in life
worked this well!
Facts About Aflac
•AFLAC was founded over 50 years ago
•Pioneered and Invented 1st ever Supplemental Programs
•A Fortune 500 company
•Over $68 billion in assets
•Insuring over 40 million people worldwide
•Rated A+ Superior by AM Best (claim Payments)
•Named one of “America’s Most Admired Companies” by Fortune
Why AFLAC!
       Who does your health insurance pay?




     HOSPITALS                   DOCTORS

3
AFLAC pays cash directly to you!


       Use the money any way you see fit!

                           •Replace Lost Wages
                           •Pay Deductibles & Co-Pays
                           •Utilities
                           •Rent or Mortgage
                           •Childcare Expenses
                           •Groceries

4
The Accident Plan


                •For people ages 1-34, unintended
                injuries are the leading cause of
                death
                •The NSC estimates that a
                disabling injury occurs in the
                home every four seconds
                • 40% of all emergency room
                visits are the result of an accident.
                •Covers you 24 hrs a day, 7 days
                a week, on or off the job.




6
Why The Cancer Plan?

       According to the American Cancer Society ...

•1 out of 2 Men and 1 out 3 Women will be
diagnosed with cancer
•Four out of five families will be affected with
cancer
•Only 34% of the expenses related to cancer are
medical. 66% are related to travel, lodging, spouse
lost wages, daycare for children, in home care etc.
•The good news is the cure rate and treatment are
much better and people are living longer. The bad
news is the cost of treating cancer is very
expensive

7
Hospital Protector Plan



                    • Hospital Confinement

                    • Outpatient Surgery Benefit
                    • Surgery
                    • Rehabilitation
                    • Ambulance
                    • Wellness
11
Personal Sickness Plan


•Physician Visits
•Initial Hospitalization
•Hospital Confinement
•Major Diagnostics
•Surgical Benefit
•Ambulance Benefit

12
Dental Plan
     Before your Dentist sends your next appointment-reminder
     card, apply for a plan that helps pay for the visit!

                                  •Freedom of choice (choose-
                                  any dentist)
                                  •Portability (you own it)
                                  •Benefits paid regardless of any
                                  other coverage
                                  •No deductible
                                  •Pays specified amount for
                                  treatments
                                  •Cleaning (two per year)
                                  •Orthodontic and Cosmetic
                                  Benefits Available
13
Life Protector


     •10, 20, or 30 Year Term
     Option
     •Waiver of Premium
     Benefit
     •Accelerated Death
     Benefit
     •Accidental Death Benefit
     •Spouse and Child
     Coverage Available
14
Vision Now!

     •Eye Examination
     •Vision Correction
     •Specific Eye
     Diseases/Disorders
     •Eye Surgery
     •Permanent Visual
     Impairment

15
How Do I Get Paid?


     When you receive treatment...


          •Get Copies of the Bill
          •Call Us at 941-256-3877
          •Claims Paid within 7-10 days




16
SUMMARY

•Premiums payroll deducted, worry free
•AFLAC benefits are paid directly to you
•AFLAC pays regardless of other insurance
•Guaranteed renewable for life
•Portable at the same group rate
•Benefits stack
•Family coverage is available
•Cash to help with family expenses
17
Thank you for attending the
        presentation today!



18

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Is Your Income Protected?

  • 1. Today Matters… …So Does AFLAC Cash Benefits personally owned and managed…to help you get back on your feet…That’s the real AFLAC difference. AFLAC…if only everything in life worked this well!
  • 2. Facts About Aflac •AFLAC was founded over 50 years ago •Pioneered and Invented 1st ever Supplemental Programs •A Fortune 500 company •Over $68 billion in assets •Insuring over 40 million people worldwide •Rated A+ Superior by AM Best (claim Payments) •Named one of “America’s Most Admired Companies” by Fortune
  • 3. Why AFLAC! Who does your health insurance pay? HOSPITALS DOCTORS 3
  • 4. AFLAC pays cash directly to you! Use the money any way you see fit! •Replace Lost Wages •Pay Deductibles & Co-Pays •Utilities •Rent or Mortgage •Childcare Expenses •Groceries 4
  • 5. The Accident Plan •For people ages 1-34, unintended injuries are the leading cause of death •The NSC estimates that a disabling injury occurs in the home every four seconds • 40% of all emergency room visits are the result of an accident. •Covers you 24 hrs a day, 7 days a week, on or off the job. 6
  • 6. Why The Cancer Plan? According to the American Cancer Society ... •1 out of 2 Men and 1 out 3 Women will be diagnosed with cancer •Four out of five families will be affected with cancer •Only 34% of the expenses related to cancer are medical. 66% are related to travel, lodging, spouse lost wages, daycare for children, in home care etc. •The good news is the cure rate and treatment are much better and people are living longer. The bad news is the cost of treating cancer is very expensive 7
  • 7. Hospital Protector Plan • Hospital Confinement • Outpatient Surgery Benefit • Surgery • Rehabilitation • Ambulance • Wellness 11
  • 8. Personal Sickness Plan •Physician Visits •Initial Hospitalization •Hospital Confinement •Major Diagnostics •Surgical Benefit •Ambulance Benefit 12
  • 9. Dental Plan Before your Dentist sends your next appointment-reminder card, apply for a plan that helps pay for the visit! •Freedom of choice (choose- any dentist) •Portability (you own it) •Benefits paid regardless of any other coverage •No deductible •Pays specified amount for treatments •Cleaning (two per year) •Orthodontic and Cosmetic Benefits Available 13
  • 10. Life Protector •10, 20, or 30 Year Term Option •Waiver of Premium Benefit •Accelerated Death Benefit •Accidental Death Benefit •Spouse and Child Coverage Available 14
  • 11. Vision Now! •Eye Examination •Vision Correction •Specific Eye Diseases/Disorders •Eye Surgery •Permanent Visual Impairment 15
  • 12. How Do I Get Paid? When you receive treatment... •Get Copies of the Bill •Call Us at 941-256-3877 •Claims Paid within 7-10 days 16
  • 13. SUMMARY •Premiums payroll deducted, worry free •AFLAC benefits are paid directly to you •AFLAC pays regardless of other insurance •Guaranteed renewable for life •Portable at the same group rate •Benefits stack •Family coverage is available •Cash to help with family expenses 17
  • 14. Thank you for attending the presentation today! 18