When you travel, it is nice to bring things back home with you—souvenirs, trinkets, and keepsakes—if you travel without visitors insurance you may end up bringing back a large amount of debt.
2. Do I really need visitors insurance?
If you want to protect yourself
against a possible catastrophe while
traveling, you definitely need a special
type of insurance. The reality is, most
people who purchase visitors insurance
do not have to use their policy.
Simply put, the
majority of people
who travel do not
get seriously sick or
seriously injured.
3. Do I really need visitors insurance?
But, for those who do, visitors insurance is
the only thing standing between them and
financial hardship. Most likely, your
health insurance will not cover you when
4. Do I really need visitors insurance?
you travel abroad. When your insurance
company refuses to pay doctors and
hospitals, guess who is stuck with the bill?
You!
Even if you are in
good health, don’t count
on your good health being
what will keep you out of
the hospital while you travel. Life moves
quickly and sometimes unexpected ill-
nesses occur. It’s best to be prepared.
5. Do I really need visitors insurance?
Beyond that, there is always the possibility
of being involved in some type of accident
that would require you to seek medical
care; food poisoning, a car accident, a fall
down the stairs, etc. You have no guaran-
tee that you will not be the victim of
someone else’s carelessness.
6. Is visitors health insurance expensive?
Even something as small as a broken
bone could bring about oppressive medi-
cal bills.
When you travel, it is nice to bring
things back home with you—souvenirs,
trinkets, and keepsakes—if you travel
without visitors insurance you may end
up bringing back a
large amount of
debt.
7. Is visitors health insurance expensive?
For pennies on the dollar you can in-
sure yourself against financial ruin. The
fact that so few people ever have to actu-
ally use their policy keeps visitors insur-
ance premiums low. Also, think of it this
way: compared to the risk you would take
without visitors insurance, purchas-
ing visitors in-
surance is ex-
tremely inex-
pensive!
8. Where do I find medical insurance for
visitors to the USA?
There are a variety of companies
that specialize in providing medical
insurance for visitors to the USA. A few
minutes searching online quickly yields
many options. Any time spent researching
a few different companies is well worth it.
9. What if I have to use my policy? Will
they be able to help me?
Of course! After all, this is what they
do! Companies that offer visitors
insurance specialize in bringing quality
customer service to those international
travelers who find themselves in need of
10. What if I have to use my policy? Will
they be able to help me?
assistance. For instance, if you purchased
medical insurance for visitors to the USA,
you would receive assistance from
professionals who were not only familiar
with healthcare in the United States,
11. What if I have to use my policy? Will
they be able to help me?
but who also spoke your language and
would be able to assist you in your time of
need.
12. Can I still get visitors insurance if I
have already left my native country?
Yes! Visitors health insurance can
be purchased even when you have ar-
rived in your destination.
13. How long does visitors insurance last?
In short, as long as you need it to.
You can purchase short-term or long-
term policies—from days to years.
However, if you are going to be visiting
for an extended stay or relocating, you
may want to talk to your insurance
14. How long does visitors insurance last?
company about other international
insurance options.
15. Are you planning a trip?
Find everything you need about
visitor health insurance
and
visitors insurance
by visiting
www.nriol.net
