1. The Informed Fed - A Federal
Benefits Guide
By Tracy Wayne Mitchell

2. Introduction

Tracy Wayne Mitchell is well versed in
TSPs, or thrift savings plans. In fact,
the Springfield, Missouri, executive is
knowledgeable about all benefits
programs the government offers
federal employees. Since 1995, Tracy
Wayne Mitchell has been guiding
clients in their insurance and
retirement planning needs.

3. About “The Informed Fed”

The Informed Fed, authored by Tracy
Mitchell, defines such benefits
programs as Roth and regular TSPs,
Roth and regular IRAs, group health
coverage, and the government's group
life insurance program, FEGLI. The
book addresses all the questions
federal employees may have about
the aforementioned programs so that
they can make more informed
choices.

4. Conclusion

For example, the book shows readers which
FEGLI alternative is overpriced and which
group health insurance options provide the
best coverage. Readers of the book also
learn the primary differences between Roth
TSPs and Roth IRAs. In the introduction, Mr.
Mitchell says that he was prompted to write
the book because he often found that
employees did not sufficiently understand
their benefits programs. He added that
employees did not realize how their choices
could ultimately impact their retirement
earnings.