1. Full Plate?
Heartland can help.
CARD PROCESSING
!"#$"%&'( 2$"0-345""!"6
G R O W T H !"#$%&#
Payroll )*+$",$-.$/01%!&"
Check Management

2. Clear Your Plate
with payment solutions from Heartland
Comprehensive payments solutions give you
Heartland’s comprehensive payments solutions are
the freedom to focus on your restaurant — efficient, cost-effective and designed to give you
and your patrons. the power to streamline your operations.
Few things are more central to the success of your Heartland can help with:
restaurant than your payments transactions. That’s why
Heartland Payment Systems® processes all payments —
from credit/debit/prepaid cards to checks, payroll and
Card Processing
more — efficiently, cost-effectively and with your best
interests at heart.
Gift Marketing
We take care of your payments so you can concentrate
Heartland 360° POS
on your restaurant … and your patrons. We advocate for
Check Management
you — helping you navigate through the complexities
of payments processing and manage the associated Payroll Services
expenses.
Add this to our local field sales and servicing organization
— payments professionals who are right around the
corner … a 24/7/365, live, US-based customer service
team … proprietary, advanced technology that drives
costs down by eliminating outsourcing and middlemen —
and you have a payments provider you can count on as
your business partner.

3. Card Processing Gift Marketing
Increase your profits by reducing your Boost your bottom line with powerful gift
card processing expenses. card marketing tools.
Heartland helps you make as much money as you can Promote your restaurant, expand your customer base
from every guest check by eliminating outsourcing and and increase sales using innovative and proven gift
middlemen — delivering cost savings and streamlined marketing techniques. Our programs are unique,
processes to your restaurant. We’re one of the few flexible, and can be implemented easily into restaurants
companies who process for Visa®, MasterCard®, of all sizes.
Discover® Network and American Express® — giving
you fast access to your funds, the convenience of With a variety of product options — from standard
consolidated deposits, statements, account access and to custom-designed cards and flexible payment and
customer service … all from one company. commitment structures — you can choose which
program works best for your restaurant. And, as an
With Heartland, your transactions are processed on the added value, you receive ongoing marketing support
industry’s only end-to-end, state-of-the-art processing and merchandising materials, real-time promotions
platform for brick and mortar merchants. We continually rewarding your customers for specified behaviors, a gift
develop new technologies that enhance your operations marketing e-newsletter and training guide.
and accommodate the changing needs of your restaurant.
Heartland Gift MarketingSM helps you:
You’ll benefit from: • Leverage traditional gift cards to create word-of-
mouth marketing
• Fair pricing and full disclosure of fees and
agreement terms • Develop loyalty programs by turning gift cards
into reusable, stored-value cards
• Clear, easy-to-read statements that eliminate
confusing and misleading fees • Encourage continued use of cards with special
offers and incentives
• Processing for all major card brands and fast
access to funds with one deposit, one statement, • Market your restaurant through joint promotions
one point of access to account information and with other local merchants who can refer
one call for customer service business to you
• Improved cash flow through real-time processing
and quick authorizations
• Fully integrated terminals and software that work
with your systems
• Round-the-clock service through a dedicated field
service team and toll-free, US-based live support
24/7/365
Visit us on the web HeartlandPaymentSystems.com/Restaurant

4. Heartland 360° POS Check Management
Maximize your investment and minimize Streamline your operations with
system downtime with a unique point-of- end-to-end check management.
sale solution.
Automate check processing … gain operational
Enjoy the benefits of a comprehensive point-of-sale efficiencies … and improve your cash flow with
(POS) system that handles all angles of restaurant Heartland’s comprehensive check management system.
operations — from order entry to inventory management A proven time saver, this system handles check deposit
and business analytics — while benefiting from a through recovery and collection, making it easier for you
unique and cost-effective support structure. With a to accept checks — and quickly receive payment — for
weekly subscription model that covers the maintenance catering orders, settling house accounts and more.
of hardware, software, service and training, you won’t
be surprised — and burdened — by miscellaneous fees
that eat away at your restaurant’s bottom line. With Heartland Check ManagementSM
powered by transmodus®, you can:
Round-the-clock support and ongoing maintenance, • Scan and deposit checks at your convenience with
including hardware replacement and software upgrades, Heartland Express FundsSM
means minimal system downtime and helps you avoid • Improve your cash flow by having funds credited to
expensive upgrades and new installations. your account as soon as the next weekday morning
• Receive automatic alerts that identify duplicate,
damaged or invalid checks
With Heartland 360° POS, you get: • Initiate check recovery activities automatically
• Low startup costs and a cost-efficient, with Heartland Auto RecoverySM
all-inclusive subscription structure
• Recover bad check funds with Heartland Stop
• No extra — or unexpected — fees for service, Loss®, an automated recovery program that files
support and training eligible items directly with local prosecuting
• Best-in-class, round-the-clock customer service attorneys’ offices — where available — with no
and system support paperwork
• System education with onsite, remote and recorded • Operate efficiently through seamless integration
training sessions for you and your staff with your accounting software package*
• A kit of spare replacement parts to minimize Stop Loss is powered by and is a registered trademark of transmodus Corporation.
downtime in emergency situations * Heartland’s check management system integrates with most accounting software packages.
• End-of-life hardware replacement to extend the
longevity of your system

5. Payroll Services
Benefit from all the ingredients of a
customizable payroll solution.
Tailor your payroll program to fit your restaurant’s
individual needs — and pay only for the features
you need. Heartland Payroll ServicesSM offers a full
suite of value-added solutions, including time and
attendance, point-of-sale integration, IRS-compliant tip
reconciliation, workers’ compensation programs, prepaid
payroll cards … and more. And, since we don’t charge
for the addition or deletion of employees, it’s easy to
add seasonal, temporary and special event staff to
your payroll as needed. Plus, our three-year, fixed-price
agreement guarantees your payroll processing costs
won’t arbitrarily increase.
You can also save money by minimizing the costs
associated with paper checks by offering your employees
the benefits of Heartland’s PayAdvantage Visa Prepaid
Card.
Count on Heartland to deliver:
• Comprehensive, customizable payroll capabilities
• Payroll automation that frees you to concentrate
on your restaurant
• Web-hosted access to your payroll anytime via
SSL-encrypted and secure internet technology
• Robust reporting for better business analysis
• No fees for deletions or additions of employees
• Tax specialists on staff who ensure processing and
filing compliance of your payroll-related taxes
• Dedicated, skilled account representatives for
speedy response to inquiries
Visit us on the web HeartlandPaymentSystems.com/Restaurant

6. Merchant Bill of Rights
You have the right to be treated right.
At Heartland, we believe you have the right to:
Heartland established The Merchant Bill of Rights to 1. Know the fee for every transaction and who’s
promote fairness and transparency in credit and debit charging it
card processing. Proposed as an industry standard,
2. Know the markup on Visa and MasterCard
The Merchant Bill of Rights educates business owners
fee increases
like you about the complexities of card processing and
managing the associated costs. 3. Know all Visa and MasterCard fee reductions
4. Know all transaction middlemen
Know your rights!
5. Know all surcharges and bill-backs
6. A dedicated local service representative
7. Encrypted card numbers and secure
transactions
8. Real-time fraud and transaction monitoring
9. Reasonable equipment costs
10. Live customer support 24/7/365

7. You already have enough on your plate.
Let Heartland handle your payments processing so you
can focus on your restaurant — and your patrons.
Contact us at:
866.941.1HPS (1477) x150
and visit HeartlandPaymentSystems.com/Restaurant
today.
Visit us on the web HeartlandPaymentSystems.com/Restaurant

8. HeartlandPaymentSystems.com/Restaurant
e3secure.com © 2009 Heartland Payment Systems, Inc.