Financial Services Disruption by Tom Loverro at RRE Ventures

•

18 gefällt mir•8,801 views

The financial services industry is influx. Banks are being disrupted in both consumer and business services, while algorithms continue to replace people across the financial services industry creating opportunities for new entrants.

Technologie

Thomas
Loverro

@tomloverro

Trends
in
Financial
Services

Note:
Slides
excerpted
from
a
presenta4on
to
the
Life
Insurance
industry.

Examples
are
meant
to
be
illustra4ve
not
comprehensive.

Algorithms
are
Replacing
People

Across
Financial
Services

Financial
Product
1.0
2.0

Banking
Teller
Algorithm

Hedge
Funds
Trader
Algorithm

Insurance
Underwriter
?

Lending
Underwriter
Algorithm

Mutual
Funds
PM
Algorithm

Wealth
Advisor
Algorithm

VC
/
PE
Investor
?

0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
%ofBadsCaptured
Decline Rate (% of Applicants Declined)
OnDeck
score

FICO

Random

1
Algorithms
Win

Weitere ähnliche Inhalte

Andere mochten auch

Fintechにおけるオープンイノベーションの最新動向（2015年8月）

Toshio Taki

金融業界におけるAPIエコノミー / Fintech meetup / IBM

Rasmus Ekman

6 things to consider before investing in fintech startup

Crowdinvest

Have a whacky idea crowdfunding can help achieve it.

Crowdinvest

The next 10 years in Fintech

Kantox

Overview of industry trends and insights of Fortune 500 companies and startups' activities in the FinTech space. We cover banking tech (security, crm, analytics), payments (pos, money transfer, commerce), cyber currency (blockchain, bitcoin, wallets, cryptocurrency exchanges), business finance (lending, crowdfunding), personal finance (lending, wealth management, mortgage, credit), and alternative cores (banking, insurance).

FinTech Industry Report 2016

Bernard Moon

Andere mochten auch (6)

Fintechにおけるオープンイノベーションの最新動向（2015年8月）

金融業界におけるAPIエコノミー / Fintech meetup / IBM

6 things to consider before investing in fintech startup

Have a whacky idea crowdfunding can help achieve it.

The next 10 years in Fintech

FinTech Industry Report 2016

Ähnlich wie Financial Services Disruption by Tom Loverro at RRE Ventures

From 26th to 30th March 2018, the International Banking and Finance Institute (IBFI) – the training center of the Banque de France – invited 25 central banks to a seminar dedicated to Consumer Protection, Financial Education and Inclusion, Alternative dispute resolution. This paper summarizes these central banks’ answers to a questionnaire send by the IBFI that covers the seminar's issues. The participating central banks come from Brazil, Bulgaria, Central Africa States’ Bank, Croatia, Czech Republic, Democratic Republic of Congo, Ethiopia, Georgia, Guinea, Hong-Kong, India, Indonesia, Jordan, Lebanon, Macedonia, Morocco, Mexico, Mongolia, Philippines, Russia, Slovakia, Spain, Turkey, Uganda, Ukraine.

Consumer protection, financial education and inclusion, ombudsman a benchmark...

Hedi Jeddi

Humanity, governments, industries, companies, and individuals have been all equally shocked and devastated by the Coronavirus crisis; and Egypt’s property market was not an exception. This sample report has insights from one of the most comprehensive studies ever conducted on Egypt’s property market. One of the unique factors in this study is its holistic 360 approach; whereby we gathered our insights and findings from all stakeholders: Developers, Brokers, and Consumers.

Aqarmap covid19-study-detailed-summary

Mohamed Ibrahem Elruby

Hedging fx-risk

Jon Mann

Shields- Equity View IRT Balto 10_2012

Don Grauel

Robotics presentation (series_45,_reach_branded)-converted

Ho Khanh Ly

The rise and fall and rise again of robo investing

Enda Mahoney

2012 Connell & Partners Fall Pulse Survey Participant Report

Connell & Partners

15 Years of Web Security: The Rebellious Teenage Years

Jeremiah Grossman

The groundswell that is today impacting massively retail banking is now impacting all banking businesses. Opportunities offered by new digital technology such as Big data & analytics have not been fully explored yet by Asset & Wealth Management actors, and new technologies are mainly confined to improve shared platforms and reporting flexibility. But the turn might come soon now with the aggressive launches of Fintechs investing all parts of the banking business, including its most exclusive territories. Asset and Wealth Management might be the next targets, facing the up-rise of new Robo-Advisors quickly gaining market share on their devoted playground until now. Traditional Asset and Wealth Managers should anticipate and react, building on their knowledge and assets in order to contain this new trend but this will require that they adapt and probably more globally rethink their business model, to avoid the commoditization of their activity. The aim of this document is to present how Asset and Wealth Managers can take advantage of the digital revolution / emergence of Fintechs to become more competitive and attract more clients.

Digital Disruption in Asset and Wealth Management

Capgemini

Digital disruption in Asset and Wealth Management

Rick Bouter

Sebacia Inc.- Startup Company Venture Capital Financing Deal Terms & Valuations

VC Experts, Inc.

The Canadian Mortgage Insurance Market

Scott Wilkinson

The wealth management industry is entering a period of significant disruption, with robo-advice at the heart of this disruption. Digital, automated advice will likely become a standard expectation for the mass-affluent and mass-market segments. But big data and advanced analytics have the potential to dramatically expand the scope of roboadvice, incorporating financial planning into broader retirement, health, and wellbeing, and enabling quasi institutional research, which could then impact all investor segments. All wealth management firms should take notice. Read more: http://www2.deloitte.com/us/en/pages/consulting/articles/robo-advisors-capitalizing-on-growing-opportunity.html

Robo-Advisors: Industry Changers or Also-Rans?

Deloitte United States

Even though many organizations only care about the return on investment (ROI), but they never revisit it. Treasurers rarely toot their own horn about achieving or exceeding promised ROI. During this presentation we will examine vital financial benefits derived from both strategic and operational changes made possible with modern technology. It will cover some leading practices and preventable pitfalls others have made while making the case for treasury technology. This presentation will provide you with tools to improve how you “make the case” for technology.

Securing Treasury Technology: Using ROI to Pave the Way

Strategic Treasurer

The B2B marketing world has changed dramatically. Today's marketer must be technically proficient, possess strong analytical skills and be innovative in their approach to aligning effectively with their sales counterparts. They must determine how they will increase demand creation through effective lead generation, inbound marketing and more impactful sales enablement with the sales organisation. In his keynote, John Neeson will review five best practice strategies that are leveraged by high growth organisations for better alignment and effectiveness. Specifically, he will address the following: •A best practice demand creation framework •Strategies that best practice organisations are using to effectively align marketing and sales •A marketing model for inbound, outbound and sales driven demand creation •Best practice demand creation for the channel •Identification of buying cycle phases and alignment of marketing activities and budget according to sales requirements in each phase.

Best practice in sales and marketing alignment

B2B Marketing

6º Resseguro - Resseguro, Dez Anos de Mercado Local. Próximos Passos - Carlos...

CNseg

AMI Perspective On Current Economic Crisis March 09

jbenedict3

Sirota 2009 Research Hr Reset And Jobless Recovery For Print

douglasaklein

Ecommerce 3.0 : Anywhere Anything Anytime marketplace for localized buying experience. We aim to strengthen communities across the globe using technological advancement and innovation. We are committed to lead by innovation and create one of the most widely used public, scalable, secure, permission-less blockchain marketplace of choice for enterprises, governments, partners and communities. HyperDapp is a patent pending technology. The technology creates a digital location over the globe to connect nodes using a GDHT(geographical distributed hash table) along with a condensed ontology for efficient cataloguing of products across all verticals.

HyperDapp is the new internet protocol for Ecommerce 3.0 marketplace

HyperDapp

How Banks will Generate Revenue on Payments and Checking in the New Era

David Kerstein

Ähnlich wie Financial Services Disruption by Tom Loverro at RRE Ventures (20)

Consumer protection, financial education and inclusion, ombudsman a benchmark...

Aqarmap covid19-study-detailed-summary

Hedging fx-risk

Shields- Equity View IRT Balto 10_2012

Robotics presentation (series_45,_reach_branded)-converted

The rise and fall and rise again of robo investing

2012 Connell & Partners Fall Pulse Survey Participant Report

15 Years of Web Security: The Rebellious Teenage Years

Digital Disruption in Asset and Wealth Management

Digital disruption in Asset and Wealth Management

Sebacia Inc.- Startup Company Venture Capital Financing Deal Terms & Valuations

The Canadian Mortgage Insurance Market

Robo-Advisors: Industry Changers or Also-Rans?

Securing Treasury Technology: Using ROI to Pave the Way

Best practice in sales and marketing alignment

6º Resseguro - Resseguro, Dez Anos de Mercado Local. Próximos Passos - Carlos...

AMI Perspective On Current Economic Crisis March 09

Sirota 2009 Research Hr Reset And Jobless Recovery For Print

HyperDapp is the new internet protocol for Ecommerce 3.0 marketplace

How Banks will Generate Revenue on Payments and Checking in the New Era

Kürzlich hochgeladen

How to convert PDF to text with Nanonets

naman860154

Building Digital Trust in a Digital Economy Veronica Tan, Director - Cyber Security Agency of Singapore Apidays Singapore 2024: Connecting Customers, Business and Technology (April 17 & 18, 2024) ------ Check out our conferences at https://www.apidays.global/ Do you want to sponsor or talk at one of our conferences? https://apidays.typeform.com/to/ILJeAaV8 Learn more on APIscene, the global media made by the community for the community: https://www.apiscene.io Explore the API ecosystem with the API Landscape: https://apilandscape.apiscene.io/

Apidays Singapore 2024 - Building Digital Trust in a Digital Economy by Veron...

apidays

How to Troubleshoot Apps for the Modern Connected Worker

ThousandEyes

Imagine a world where information flows as swiftly as thought itself, making decision-making as fluid as the data driving it. Every moment is critical, and the right tools can significantly boost your organization’s performance. The power of real-time data automation through FME can turn this vision into reality. Aimed at professionals eager to leverage real-time data for enhanced decision-making and efficiency, this webinar will cover the essentials of real-time data and its significance. We’ll explore: FME’s role in real-time event processing, from data intake and analysis to transformation and reporting An overview of leveraging streams vs. automations FME’s impact across various industries highlighted by real-life case studies Live demonstrations on setting up FME workflows for real-time data Practical advice on getting started, best practices, and tips for effective implementation Join us to enhance your skills in real-time data automation with FME, and take your operational capabilities to the next level.

From Event to Action: Accelerate Your Decision Making with Real-Time Automation

Safe Software

This presentations targets students or working professionals. You may know Google for search, YouTube, Android, Chrome, and Gmail, but did you know Google has many developer tools, platforms & APIs? This comprehensive yet still high-level overview outlines the most impactful tools for where to run your code, store & analyze your data. It will also inspire you as to what's possible. This talk is 50 minutes in length.

Powerful Google developer tools for immediate impact! (2023-24 C)

wesley chun

Bajaj Allianz Life Insurance Company - Insurer Innovation Award 2024

The Digital Insurer

Axa Assurance Maroc - Insurer Innovation Award 2024

The Digital Insurer

The presentation explores the development and application of artificial intelligence (AI) from its inception to its current status in the modern world. The term "artificial intelligence" was first coined by John McCarthy in 1956 to describe efforts to develop computer programs capable of performing tasks that typically require human intelligence. This concept was first introduced at a conference held at Dartmouth College, where programs demonstrated capabilities such as playing chess, proving theorems, and interpreting texts. In the early stages, Alan Turing contributed to the field by defining intelligence as the ability of a being to respond to certain questions intelligently, proposing what is now known as the Turing Test to evaluate the presence of intelligent behavior in machines. As the decades progressed, AI evolved significantly. The 1980s focused on machine learning, teaching computers to learn from data, leading to the development of models that could improve their performance based on their experiences. The 1990s and 2000s saw further advances in algorithms and computational power, which allowed for more sophisticated data analysis techniques, including data mining. By the 2010s, the proliferation of big data and the refinement of deep learning techniques enabled AI to become mainstream. Notable milestones included the success of Google's AlphaGo and advancements in autonomous vehicles by companies like Tesla and Waymo. A major theme of the presentation is the application of generative AI, which has been used for tasks such as natural language text generation, translation, and question answering. Generative AI uses large datasets to train models that can then produce new, coherent pieces of text or other media. The presentation also discusses the ethical implications and the need for regulation in AI, highlighting issues such as privacy, bias, and the potential for misuse. These concerns have prompted calls for comprehensive regulations to ensure the safe and equitable use of AI technologies. Artificial intelligence has also played a significant role in healthcare, particularly highlighted during the COVID-19 pandemic, where it was used in drug discovery, vaccine development, and analyzing the spread of the virus. The capabilities of AI in healthcare are vast, ranging from medical diagnostics to personalized medicine, demonstrating the technology's potential to revolutionize fields beyond just technical or consumer applications. In conclusion, AI continues to be a rapidly evolving field with significant implications for various aspects of society. The development from theoretical concepts to real-world applications illustrates both the potential benefits and the challenges that come with integrating advanced technologies into everyday life. The ongoing discussion about AI ethics and regulation underscores the importance of managing these technologies responsibly to maximize their their benefits while minimizing potential harms.

Artificial Intelligence: Facts and Myths

Joaquim Jorge

Real Time Object Detection Using Open CV

Khem

BooK Now Call us at +918448380779 to hire a gorgeous and seductive call girl for sex. Take a Delhi Escort Service. The help of our escort agency is mostly meant for men who want sexual Indian Escorts In Delhi NCR. It should be noted that any impersonator will get 100 attention from our Young Girls Escorts in Delhi. They will assume the position of reliable allies. VIP Call Girl With Original Photos Book Tonight +918448380779 Our Cheap Price 1 Hour not available 2 Hours 5000 Full Night 8000 TAG: Call Girls in Delhi, Noida, Gurgaon, Ghaziabad, Connaught Place, Greater Kailash Delhi, Lajpat Nagar Delhi, Mayur Vihar Delhi, Chanakyapuri Delhi, New Friends Colony Delhi, Majnu Ka Tilla, Karol Bagh, Malviya Nagar, Saket, Khan Market, Noida Sector 18, Noida Sector 76, Noida Sector 51, Gurgaon Mg Road, Iffco Chowk Gurgaon, Rajiv Chowk Gurgaon All Delhi Ncr Free Home Deliver

08448380779 Call Girls In Civil Lines Women Seeking Men

Delhi Call girls

08448380779 Call Girls In Diplomatic Enclave Women Seeking Men

Delhi Call girls

Boost Fertility New Invention Ups Success Rates.pdf

sudhanshuwaghmare1

Finology Group – Insurtech Innovation Award 2024

The Digital Insurer

[2024]Digital Global Overview Report 2024 Meltwater.pdf

hans926745

Created by Mozilla Research in 2012 and now part of Linux Foundation Europe, the Servo project is an experimental rendering engine written in Rust. It combines memory safety and concurrency to create an independent, modular, and embeddable rendering engine that adheres to web standards. Stewardship of Servo moved from Mozilla Research to the Linux Foundation in 2020, where its mission remains unchanged. After some slow years, in 2023 there has been renewed activity on the project, with a roadmap now focused on improving the engine’s CSS 2 conformance, exploring Android support, and making Servo a practical embeddable rendering engine. In this presentation, Rakhi Sharma reviews the status of the project, our recent developments in 2023, our collaboration with Tauri to make Servo an easy-to-use embeddable rendering engine, and our plans for the future to make Servo an alternative web rendering engine for the embedded devices industry. (c) Embedded Open Source Summit 2024 April 16-18, 2024 Seattle, Washington (US) https://events.linuxfoundation.org/embedded-open-source-summit/ https://ossna2024.sched.com/event/1aBNF/a-year-of-servo-reboot-where-are-we-now-rakhi-sharma-igalia

A Year of the Servo Reboot: Where Are We Now?

Igalia

🐬 The future of MySQL is Postgres 🐘

RTylerCroy

Choosing the right accounts payable services provider is a strategic decision that can significantly impact your business's financial performance and operational efficiency. By considering factors such as expertise, range of services, technology infrastructure, scalability, cost, and reputation, businesses can make informed decisions and select a provider that aligns with their unique needs and objectives. Partnering with the right provider can streamline accounts payable processes, drive cost savings, and position your business for long-term success. https://katprotech.com/accounts-payable-and-purchase-order-automation/

Factors to Consider When Choosing Accounts Payable Services Providers.pptx

Katpro Technologies

Automating Google Workspace (GWS) & more with Apps Script

wesley chun

Handwritten Text Recognition for manuscripts and early printed texts

Maria Levchenko

The Raspberry Pi 5 was announced on October 2023. This new version of the popular embedded device comes with a new iteration of Broadcom’s VideoCore GPU platform, and was released with a fully open source driver stack, developed by Igalia. The presentation will discuss some of the major changes required to support this new Video Core iteration, the challenges we faced in the process and the solutions we provided in order to deliver conformant OpenGL ES and Vulkan drivers. The talk will also cover the next steps for the open source Raspberry Pi 5 graphics stack. (c) Embedded Open Source Summit 2024 April 16-18, 2024 Seattle, Washington (US) https://events.linuxfoundation.org/embedded-open-source-summit/ https://eoss24.sched.com/event/1aBEx

Raspberry Pi 5: Challenges and Solutions in Bringing up an OpenGL/Vulkan Driv...

Igalia

Kürzlich hochgeladen (20)

How to convert PDF to text with Nanonets

Apidays Singapore 2024 - Building Digital Trust in a Digital Economy by Veron...

How to Troubleshoot Apps for the Modern Connected Worker

From Event to Action: Accelerate Your Decision Making with Real-Time Automation

Powerful Google developer tools for immediate impact! (2023-24 C)

Bajaj Allianz Life Insurance Company - Insurer Innovation Award 2024

Axa Assurance Maroc - Insurer Innovation Award 2024

Artificial Intelligence: Facts and Myths

Real Time Object Detection Using Open CV

08448380779 Call Girls In Civil Lines Women Seeking Men

08448380779 Call Girls In Diplomatic Enclave Women Seeking Men

Boost Fertility New Invention Ups Success Rates.pdf

Finology Group – Insurtech Innovation Award 2024

[2024]Digital Global Overview Report 2024 Meltwater.pdf

A Year of the Servo Reboot: Where Are We Now?

🐬 The future of MySQL is Postgres 🐘

Factors to Consider When Choosing Accounts Payable Services Providers.pptx

Automating Google Workspace (GWS) & more with Apps Script

Handwritten Text Recognition for manuscripts and early printed texts

Raspberry Pi 5: Challenges and Solutions in Bringing up an OpenGL/Vulkan Driv...