1. Des Moines, IA Mike Dahl Allie Boyd

3. Taxable Income: $35,650

4. Federal Income Tax: -$5,100

5. FICA: -$2,727.23

6. State Income Tax: -$2,424.20

9. Annual Rent: $13,488

10. Lease Term: 1 year

11. Deposit: $100

13. Healthcare UnitedHealthOne: Plan 100 Monthly Cost: $97.58 Annual Cost: $1,170.96 Annual Deductible: $2,500 No Co-Pays Out of Network Coverage

14. Healthcare Expenses Allie and Michael Budget: $24,331.71 Cost: -$1,170.96 Deductible: -$2,500 Remaining Budget: $20,660.75

16. Car Payment: 5 years

17. APR: 4.0%

18. Sales Tax: 6.0%

20. Monthly Payments: $295.01

21. Insurance Costs: $1,312

22. Registration: $138.70

23. Average Mileage per Year: 14,000 miles

25. Down Payment: -$2,000

26. 12 Month Payment: -$3,540.12

27. Insurance: -$1,312

28. Registration: -$138.70

29. Gas: -$1,416

30. Remaining Budget: $12,253.93Allie Budget: $20,660.75 Down Payment: -$2,000 12 Month Payment: -$3,537.48 Insurance: -$844 Registration: -$96.94 Gas: -$1,416 Remaining Budget: $12,766.33

31. Utilities Monthly Rates: Water (Des Moines Water Works): $43.69 Internet/Cable/Phone Package (Qwest): $94.94 Gas (MidAmerican): $55 Electricity (Alliant): $99

33. Water: -$262.14

34. Package: -$569.64

35. Gas: -$330

36. Electricity: -$594

38. Weekly Groceries: $70

40. Food: -$9,000

43. Clothing: -$500

44. Netflix: -$47.94

45. XBOX 360: -$299.99

46. Golf: -$143

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49. MidAmerican Energy Holdings Company. "Electric and Gas Rates: Iowa West." MidAmerican Energy Company. Feb. 2011. Web. 07 June 2011. <http://www.midamericanenergy.com/econdevEGRates.aspx?id=iwg>. "New Membership." Netflix.com. Netflix, Inc., 2011. Web. 7 June 2011. <http://movies.netflix.com/WiHome>. Progressive. "Car Quotes." Car Insurance: Auto Insurance & Online Insurance Quotes - Progressive. Auto Insurance 5. Web. 07 June 2011. <https://autoinsurance5.progressivedirect.com/AutoDisplayPage.aspx>. "Session Timeout." Connect and Save on Your Utilities at WhiteFence | Home Phone | Cable TV | High-Speed Internet | Electricity. White Fence, 07 June 2011. Web. 07 June 2011. <https://www.whitefence.com/WebObjects/WhiteFence.woa/wa/topOff ersResults?eID=1057545>. Social Security Online. "FICA & SECA Tax Rates." The United States Social Security Administration. Usa.gov, 29 Dec. 2010. Web. 07 June 2011. <http://www.ssa.gov/oact/progdata/taxRates.html>. "State Sales Tax Rates." Careers, Finance and Investing : Money-zine.com. Winter 2011. Web. 07 June 2011. <http://www.money- zine.com/Financial-Planning/Tax-Shelter/State-Sales-Tax-Rates/>. "TIME-21 - Iowa DOT." Iowa Department of Transportation. 01 Jan. 2009. Web. 07 June 2011. <http://www.iowadot.gov/time21/vehicle_reg.html>.

50. Toyota of Des Moines. "2009 Toyota Carolla LE." New & Used Cars for Sale, Auto Dealers, Car Reviews and Car Finance Advice. Cars.com. Web. 07 June 2011. <http://www.cars.com>. Xbox. "Xbox 360 Consoles - Xbox.com." Xbox 360 - Official Site - Xbox.com. 2011. Web. 07 June 2011. <http://www.xbox.com/en- US/xbox360/consoles?xr=shellnav>.