Buyer Services Presentation

Coldwell Banker ® Buyer Services Presentation ©2008 Coldwell Banker Real Estate LLC. All Rights Reserved. Coldwell Banker ® is a registered trademark licensed to Coldwell Banker Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each Office Is Independently Owned And Operated.

The Search Begins Making The Purchase Financing Your Home After The Closing Our Local Office Main Menu Meeting Your Needs

Award Winning Innovators ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Helping you find the right home… in the right location, at the right price. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

What’s important to homebuyers everywhere? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],What’s important to you? Please share your thoughts with me.

[object Object],[object Object],[object Object],[object Object],[object Object],A Proud Heritage : Founded 1906

The Coldwell Banker ® organization today Coldwell Banker is a full service real estate brand with a growing global reach. ,[object Object],[object Object],[object Object]

Welcome to the Realogy family! ,[object Object],[object Object],[object Object],[object Object],[object Object]

Coldwell Banker® Buyer Services Guarantee Based on what we have learned from our customers, we have developed and refined our service standards and practices to deliver added value. Our written guarantee demonstrates the full service of our company. Coldwell Banker Concierge ® Personal and Timely Response Home Showings Property Previews HomeBuyer Guidebook Buyer Counseling Session Buyer Representation Home Evaluation Coldwell Banker Home Protection Plan Home Inspections Property Disclosure Negotiation Strategy Closing the Sale Financing Alternatives Estimated Net Proceeds Good-Faith Estimate From Lender C O U N S E L I N G SE R V I C E S C U S T O M E R S E R V I C E F I N A N C I N G TRANSACTION ASSISTANCE

Coldwell Banker ® HomeBuyer Guidebook A step-by-step guide to finding and financing the home you want. ,[object Object],[object Object],[object Object],[object Object],[object Object]

My commitment to you With your agreement naming me as your buyer’s agent, I will work on your behalf to: ,[object Object],[object Object],[object Object]

Representing your best interests... ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

The home you are looking for... ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],FEATURES (Specify your Preference) Preferred style (colonial, ranch, townhome, etc.) Number of bedrooms Number of bathrooms Family room Bonus/Game room Fireplace Home office Kitchen amenities Basement Garage (no. of cars) Central air conditioning Lot size Pool View Other

The prices that sellers ask Many factors affect the price that sellers ask for their houses. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

The value of a Competitive Market Analysis As your buyer’s agent, I will prepare a Competitive Market Analysis with information on properties similar to the one you’re considering. It will describe homes that: ,[object Object],[object Object],[object Object],This comparative data will help you decide whether the home you like is worth the price.

coldwellbanker.com I can provide you with valuable information through the award-winning Web site, coldwellbanker.com. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

coldwellbanker.com Buyer Resources Videos, tools, and valuable information to help you through the buying process Mortgage Center Gives you access to interactive mortgage information, rate calculators, and other tools

coldwellbanker.com Now buyers can search more than 3 million listings right from coldwellbanker.com. Our award-winning website allows you to search more than just Coldwell Banker® listings by providing homes for sale from real estate companies across the country. Go to coldwellbanker.com as you’ll be able to find more listings that meet your search criteria. All the listings, in thousands of places. coldwellbanker.com.

Multiple Listing Service I can show you any property listed through the Multiple Listing Service (MLS). ,[object Object],[object Object],[object Object]

Homes you see advertised The properties you see in newspapers and buyer’s guides are available right here. ,[object Object],[object Object]

Yard signs and open houses A yard sign or open house can let you know a home is available, but I can help you know if it’s worthwhile. ,[object Object],[object Object]

Homes that meet your criteria To find the right home for you... ,[object Object],[object Object],[object Object]

Buy a home that offers fewer surprises ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Mortgage pre-approval can give you negotiating power Being pre-approved for a mortgage can greatly improve your negotiating position. ,[object Object],[object Object]

Completing the purchase A successful purchase involves several important elements: ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Full written disclosure protects your best interests The Seller’s Disclosure Statement reveals information that may affect your offer to purchase. ,[object Object],[object Object]

Preparing the offer As your buyer’s agent, I will work with you to... ,[object Object],[object Object]

Negotiating the purchase agreement ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],A well-prepared offer that is effectively presented stands the best chance of a favorable response.

An accepted offer leads to a legally binding purchase contract ,[object Object],[object Object],[object Object],[object Object]

Title insurance will protect your interests in the property ,[object Object],[object Object],[object Object],As a preferred customer, you can benefit from the title services available through the Coldwell Banker Concierge ® Program.

An appraisal provides independent confirmation of the value of the home ,[object Object],[object Object],[object Object],[object Object]

A walk-through prior to closing… Lets you confirm the condition of the property. ,[object Object],[object Object],[object Object]

I will monitor the entire purchase process… And help you prepare for a smooth closing. ,[object Object],[object Object],[object Object],When all documents are signed and funds exchanged, the property is yours!

A home warranty can protect you from unforeseen risks ,[object Object],[object Object],[object Object],I will provide you with the details of the Coldwell Banker ® Home Protection Plan .

How much home can you afford? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Two popular types of mortgages Fixed rate and adjustable rate each have advantages to consider. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

The financing process Financing your home is an involved process. I’ll help you through it. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

Applying for a mortgage... is the first step after your purchase offer is accepted. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Your mortgage application can be processed more easily if you are prepared with these documents.

Let’s estimate the expenses of buying a home ,[object Object],[object Object],[object Object],[object Object],BUYER’S COSTS: Loan Items: Loan Origination Fees Appraisal Fee Credit Report Additional Loan Fees Prepaid Items: Interest Hazard Insurance Mortgage Insurance Taxes Assessments Other Fees Recording Fees: Recording Fees Tax Stamps Other fees Additional Settlement Charges: Survey Pest Inspection Home Warranty Home Inspection Fee Assessments Other Fees $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

Expenses continued . . . Total Settlement Charges Down Payment Total Estimate of Buyer’s Costs: Amount Financed Interest Rate Term Estimated Monthly Payment: Principal and Interest Mortgage Insurance (PMI) (if any) Taxes Insurance Homeowners Assoc. Fee (if any) Total Monthly Payment $ $ $ Years $ $ $ $ $ $ $ $ % Note: This estimate has been prepared to assist the buyer in computing costs. Lenders and other related services will vary in their charges; therefore, these figures are not and cannot be guaranteed by your local Coldwell Banker ® office, or by a Coldwell Banker Sales Associate.

As our preferred customer... I am pleased to offer you the Coldwell Banker Concierge® Service : ,[object Object],[object Object],Please accept my invitation to take advantage of the savings and convenience enjoyed by our preferred customers.

We’ll find you a home and help you take care of the details that go along with it ,[object Object],[object Object],[object Object],[object Object]

[object Object],[object Object],[object Object],[object Object],We’ll find you a home and help you take care of the details that go along with it

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Buyer Services Presentation

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