2. Most of us were
raised with the
belief that you
“have to work hard
for your money.”
3. Chances are good
that you didn’t grow
up with the
conditioning that it’s
just as important to
make your money
“work hard for you.”
4. Hard work is important,
but hard work alone
won’t make you rich.
5. Billions of people around
the world work hard
every day just to survive.
Most people are trained
to be employees and self-
employed business
owners, but most of them
don’t get rich.
6. The problem with that is if you’re an employee or
are self-employed, you’re exchanging your time
for money.
7. It’s not that having a job is bad, the bad part is the
moment you decide to stop working, your income
stops flowing.
8. Employees
work hard and spend all
their money, or keep it in
a savings account that
gets slowly eroded by
inflation.
9. Employers work
hard to accumulate
money and then
they invest their
money so they
never have to work
hard again.
10. Your goal has to be
different. To “never have
to work again unless you
choose to.” In other
words, the goal is to
become “financially free”
as quickly as possible.
11. A lot of people think being financially free means
you have to make over a million a year or
something like that.
12. What most people aren’t trained to
understand is, as long as the money you
make when you’re NOT working covers your
expenses, you’re financially free.