company review session on Bank of India This Ppt explains about the brief history of Bank of India

1. BANK OF INDIA
By :-
B.SRUJAN KUMAR
B619

2. COMPANY OVERVIEW
• Bank of India is engaged in the provision of banking and
financial services for individuals and businesses.The
bank operates in India, the UK, the US, Paris, Japan,
Indonesia, Hong-Kong, France and Singapore. It is
headquartered in Mumbai, India and employs 39,676
people.
• The bank recorded revenues of INR84,336.5 million
(approximately $1,874 million) in the financial year
ended March 2010 (FY2010), a decrease of 2.1% over
FY2009. Operating profit was INR17,843.8 million
(approximately $396.5 million) in FY2010, a decrease of
42.1% over FY2009. Its net profit was INR17,871.6
million (approximately $397.1 million) in FY2010, a
decrease of 42.1% over FY2009.

3. KEY FACTS
HEAD OFFICE BANK OF INDIA
Star house c-5 block
Bandra kurla complex
Bandra (east)
Mumbai 400051
Maharashtra
Ind
PHONE 91-22-6668-4444
FAX 91-22-2024-701
WEB ADDRESS www.bankofindia.com
REVENUE TURNOVER 84,336.5
(INR)
FINANCIAL YEAR END March
EMPLOYEES 39,676

4. HISTORY
• Bank of India was founded on 7th September, 1906 by
a group of eminent businessmen from Mumbai. The
Bank was under private ownership and control till July
1969 when it was nationalized along with 13 other
bank’s
• Bank of India provides range of banking and financial
services for individuals and businesses .The bank has
business operations has branches located in the US,
the UK, France, Kenya, Singapore, Indonesia, Hong
Kong, Japan and the West Indies.
• The business of the bank is divided into three
segments: wholesale banking, retail banking, and
capital market (treasury).

5. CONT…..!
• The Bank has 4038 branches in India spread over all
states/ union territories including specialized branches.
These branches are controlled through 50 Zonal
Offices. There are 29 branches/ offices and 3
Subsidiaries and 1 joint venture abroad.
• The bank launched ‘Star Abhilasha Biometric Smart
Cards’ in Nagpur, Maharashtra in February,
• BOI announced its plans to expand its presence in
West Bengal by establishing more branches. The bank
plans to add 33 new branches in the State during 2010-
11.

6. FOOTPRINTS OF BOI
ABROAD

7. • “To Become the bank of choice for corporates, medium
Business and upmarket retail customers and
developmental Banking for small Business, mass
market and rural markets.”

8. “To provide superior, proactive banking service to niche
markets, globally, while providing cost effective, responsive
service to other in our role as a development bank , and in
doing so meet the requirements of our stakeholder”

9. CHAIRMAN & DIRECTOR
OF
BANK OF INDIA
• Shri Alok Kumar misra has taken over as the chairman
and managing director of BANK OF INDIA with effect
from 5th august,2009
• Shri misra was the chairman & managing director of
oriental bank of commerce prior to the present
assignment
• Shri misra held the post of the Executive director of
canara bank from 24th march 2006 to 3rd June 2007

10. DIRECTOR’S
OF
BANK OF INDIA
Shri N.Seshadri Shri M.S Raghavan Shri P.R. Ravi Mohan
Executive Director Executive Director RBI Nominee Director

11. MAJOR PRODUCTS
AND
SERVICES
• Bank of India provides banking and financial services.
The bank's key products and services include following:
• CREDIT SCHEMES:
• Mortgage loans
• Home loans
• Personal loans Bullion banking
• Educational loans Kisan credit card
• Bill finance
• Export finance
• Small scale industries financing (SSI)

12. CONT…..!
• Deposit Schemes:
• Term deposits
• NRI deposit schemes
• Floating rate deposit schemes
• FAQ-NRI services
• Diamond and gold savings accounts
• Financial Services:
• Star cash management services
• Safe deposits
• Credit cards/ATMs
• Government relief bonds Bol medi mobile scheme
• Multi branch banking

13. SWOT ANALYSIS
Strengths Weaknesses
• Strong branch network • Gaps in financial
sustaining market share product/service coverage
• Strengthened capital position Declining contribution from
could cushion from adverse international branches
market developments
Increasing productivity
contributing to margin
expansion

14. SWOT ANALYSIS
Opportunities Threats
• Government support to boost • Intensifying competition likely
capital strength to check growth opportunities
• Rising remittances and • Regulatory changes could
deposits from NRIs Unique affect funds availability
Identification Authority of India
or Aadhar project could
augment customer base

15. REVENUE ANALYSIS
• The bank recorded revenues of INR84,336.5 million
(approximately $1,874 million) in the financial year
ended March 2010 (FY2010), a decrease of 2.1% over
FY2009. For FY2010, domestic market, the bank's
largest geographic market, accounted for 91.1% of the
total revenues.
• Bank of India generates revenues through three
business divisions: wholesale banking (43.4% of the
total revenues in FY2010), retail banking (28.5%), and
treasury (28%).
• In FY2010, the wholesale banking division recorded
revenues of INR88,386.6 million (approximately $1,964
million), an increase of 9.6% over FY2009.

16. CONT..!
• The retail banking division recorded revenues of
INR58,035 million (approximately $1,289.5 million) in
FY2010, a decrease of 3.8% over FY2009.
• The treasury division recorded revenues of INR57,017.7
million (approximately $1,266.9 million) in FY2010, an
increase of 8.9% over FY2009.
• International accounted for 8.9% of the total revenues in
FY2010. Revenues from international market reached
INR18,255.8 million (approximately $405.6 million) in
FY2010, a decrease of 14.8% over FY2009.

17. SHARE HOLDING
PATTERN

18. STOCK DETAILS
• BSE :-271.65
» VOLUME :- 1,52,028
» PREV CLOSE :- 298.30
» OPEN PRICE :- 297.90
» DAY LOW :- 284.50
» DAY HIGH :- 297.90

19. STOCK DETAILS
• NSE:- 272.95
» VOLUME :- 8,72,304
» PREV. CLOSE :- 297.45
» OPEN PRICE :- 295.70
» DAY’S LOW :- 283.90
» DAY’S HIGH :- 296.65

20. Awards
• IBA banking Technology Award 2009 for the Best
Business Enablement Initiatives
• Best Education Loan Provider: Outlook Money –NDTV
Profit Awards
• National Award for Excellence in Lending to Micro &
Small Enterprises 2009 –Conferred by the Government
of India, Ministry of Micro, Small & Medium Enterprises
• Business Leadership Awards 2009
• Special Award for Green IT at CIO-100 event for Solar
Power

21. Way Ahead
• Higher Profitability and asset quality
• Leverage Technology to a large extent
• Focus on Mid-Corporate segment for higher returns
• To have a branch network of over 3500 branches and
1500ATMs byMarch2011 and enlarge our presence
abroad

22. TOP COMPETITORS