2078 Ashadh Commercial Banks Status of Nepal (2021 Mid July Status of Commercial Banks in Nepal) Major Highlights of Commercial Banks by Krishna Niraula (CA)

1. Industry Analysis: Commercial Banks
2078 Asar
Compiled By:
Krishna Niraula (CA)
ADBL

2. 1,642
1,018
1,264
1,384
2,163
1,156
1,626
1,608
1,068
1,096
1,633
1,465
900
968
1,135
1,388
893
905
1,258
1,070
966
857
1,031
864
903
949
949
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Share Capital (cr.) Bank Share Capital (cr.)
ADBL 1,642.26
RBB 1,018.49
NBL 1,263.68
Nabil 1,384.45
GBIME 2,163.25
NICA 1,156.40
NIB 1,625.73
PCBL 1,608.30
HBL 1,068.44
SBL 1,096.23
NMB 1,632.60
Mega 1,465.50
NBB 900.48
Sanima 968.15
PRVU 1,134.71
KBL 1,387.85
EBL 893.37
MBL 905.31
CZBIL 1,257.69
LBL 1,069.57
BOKL 965.82
SCB 857.22
NCCB 1,031.45
Civil 864.37
CCBL 903.44
SBI 949.36
SRBL 948.79
Average 1,191.22
ADBL Position 2

3. Bank Retained Earnings (in cr.)
ADBL 360.77
RBB 487.87
NBL 504.17
Nabil 430.22
GBIME 285.09
NICA 195.40
NIB 175.61
PCBL 277.72
HBL 280.96
SBL 126.93
NMB 224.71
Mega 151.61
NBB 159.62
Sanima 168.98
PRVU 161.31
KBL 114.18
EBL 236.50
MBL 124.35
CZBIL 168.11
LBL 172.32
BOKL 120.21
SCB 174.12
NCCB 75.28
Civil 53.72
CCBL 59.62
SBI 90.62
SRBL 165.13
Average 205.38
ADBL Position 4
360.77
487.87
504.17
430.22
285.09
195.40
175.61
277.72
280.96
126.93
224.71
151.61
159.62
168.98
161.31
114.18
236.50
124.35
168.11
172.32
120.21
174.12
75.28
53.72
59.62
90.62
165.13
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Retained Earnings (cr.)

4. Bank Total Reserves (cr.)
ADBL 1,522.62
RBB 1,999.69
NBL 2,062.20
Nabil 1,948.37
GBIME 1,105.59
NICA 912.80
NIB 1,600.97
PCBL 784.17
HBL 939.61
SBL 930.27
NMB 763.00
Mega 564.88
NBB 636.16
Sanima 518.94
PRVU 607.09
KBL 511.98
EBL 1,175.16
MBL 383.15
CZBIL 609.90
LBL 613.09
BOKL 667.07
SCB 765.23
NCCB 427.04
Civil 204.63
CCBL 201.80
SBI 590.40
SRBL 533.82
Average 873.32
ADBL Position 5
1,522.62
1,999.69
2,062.20
1,948.37
1,105.59
912.80
1,600.97
784.17
939.61
930.27
763.00
564.88
636.16
518.94
607.09
511.98
1,175.16
383.15
609.90
613.09
667.07
765.23
427.04
204.63
201.80
590.40
533.82
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Total Reserves (cr.)

5. Bank Deposit (cr.)
ADBL 16,267.73
RBB 26,407.71
NBL 16,274.32
Nabil 22347.81
GBIME 26843.38
NICA 28,682.06
NIB 17,455.77
PCBL 15,415.00
HBL 14,102.11
SBL 18,092.40
NMB 16,440.81
Mega 13,689.36
NBB 8,712.79
Sanima 12,842.59
PRVU 16,483.22
KBL 14,869.41
EBL 16,022.03
MBL 13,161.80
CZBIL 14,063.84
LBL 11,460.31
BOKL 10,341.35
SCB 8,756.42
NCCB 10,666.72
Civil 8,863.49
CCBL 9349.66
SBI 10623.85
SRBL 10643.24
Average 15,143.67
ADBL Position 10
16,267.73
26,407.71
16,274.32
22347.81
26843.38
28,682.06
17,455.77
15,415.00
14,102.11
18,092.40
16,440.81
13,689.36
8,712.79
12,842.59
16,483.22
14,869.41
16,022.03
13,161.80
14,063.84
11,460.31
10,341.35
8,756.42
10,666.72
8,863.49
9349.66
10623.85
10643.24
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Deposit (cr.)

6. Bank Loans(cr.)
ADBL 15,286.25
RBB 17,857.22
NBL 13,453.61
Nabil 19,810.74
GBIME 22,889.40
NICA 24,881.14
NIB 15,689.18
PCBL 13,537.67
HBL 12,602.98
SBL 15,854.19
NMB 15,099.84
Mega 13,731.89
NBB 6,848.50
Sanima 11,898.83
PRVU 13,517.12
KBL 13,799.86
EBL 12,768.15
MBL 11,357.10
CZBIL 11,857.09
LBL 10,601.48
BOKL 9,358.12
SCB 6,240.53
NCCB 9,453.77
Civil 7,906.06
CCBL 7,809.68
SBI 9,683.06
SRBL 10,049.34
Average 13,105.29
ADBL Position 7
15,286.25
17,857.22
13,453.61
19,810.74
22,889.40
24,881.14
15,689.18
13,537.67
12,602.98
15,854.19
15,099.84
13,731.89
6,848.50
11,898.83
13,517.12
13,799.86
12,768.15
11,357.10
11,857.09
10,601.48
9,358.12
6,240.53
9,453.77
7,906.06
7,809.68
9,683.06
10,049.34
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Loans (cr.)

7. Bank Net Interest Income (cr.)
ADBL 626.41
RBB 824.40
NBL 646.06
Nabil 772.70
GBIME 900.04
NICA 922.75
NIB 559.31
PCBL 595.21
HBL 378.82
SBL 553.99
NMB 567.85
Mega 580.47
NBB 263.13
Sanima 452.20
PRVU 502.22
KBL 523.70
EBL 396.02
MBL 432.61
CZBIL 360.81
LBL 321.94
BOKL 314.99
SCB 259.68
NCCB 320.10
Civil 221.24
CCBL 260.66
SBI 286.62
SRBL 352.07
Average 488.74
ADBL Position 6
626.41
824.40
646.06
772.70
900.04
922.75
559.31
595.21
378.82
553.99
567.85
580.47
263.13
452.20
502.22
523.70
396.02
432.61
360.81
321.94
314.99
259.68
320.10
221.24
260.66
286.62
352.07
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Net Interest Income (cr.)

8. Bank Fee, Comm. (cr.)
ADBL 158.32
RBB 71.98
NBL 88.83
Nabil 147.81
GBIME 152.88
NICA 161.28
NIB 111.66
PCBL 129.97
HBL 69.83
SBL 113.53
NMB 103.88
Mega 58.91
NBB 119.99
Sanima 81.42
PRVU 102.13
KBL 77.47
EBL 76.82
MBL 101.19
CZBIL 75.20
LBL 87.56
BOKL 56.12
SCB 69.80
NCCB 65.13
Civil 37.28
CCBL 37.82
SBI 99.40
SRBL 96.22
Average 94.53
ADBL Position 2
158.32
71.98
88.83
147.81
152.88
161.28
111.66
129.97
69.83
113.53
103.88
58.91
119.99
81.42
102.13
77.47
76.82
101.19
75.20
87.56
56.12
69.80
65.13
37.28
37.82
99.40
96.22
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Fee, Comm. (cr.)

9. Bank Trading Income (cr.)
ADBL 95.94
RBB 25.54
NBL 45.35
Nabil 64.38
GBIME 66.65
NICA 27.78
NIB 74.79
PCBL 32.13
HBL 65.50
SBL 77.76
NMB 36.41
Mega 29.71
NBB 61.57
Sanima 40.78
PRVU 56.72
KBL 39.25
EBL 36.72
MBL 25.81
CZBIL 41.83
LBL 34.05
BOKL 30.93
SCB 55.47
NCCB 24.10
Civil 22.64
CCBL 17.66
SBI 34.37
SRBL 36.24
Average 44.45
ADBL Position 1
95.94
25.54
45.35
64.38
66.65
27.78
74.79
32.13
65.50
77.76
36.41
29.71
61.57
40.78
56.72
39.25
36.72
25.81
41.83
34.05
30.93
55.47
24.10
22.64
17.66
34.37
36.24
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Trading Income (cr.)

10. Bank Other Operating Income (cr.)
ADBL 50.29
RBB 54.25
NBL 42.52
Nabil 148.55
GBIME 61.68
NICA 21.94
NIB 102.42
PCBL 28.91
HBL 222.76
SBL 104.24
NMB 35.93
Mega 38.51
NBB 28.44
Sanima 5.17
PRVU 28.95
KBL 40.15
EBL 26.99
MBL 19.64
CZBIL 15.30
LBL 51.72
BOKL 10.96
SCB 21.49
NCCB 43.73
Civil 16.46
CCBL 6.70
SBI 2.02
SRBL 10.03
Average 45.92
ADBL Position 8
50.29
54.25
42.52
148.55
61.68
21.94
102.42
28.91
222.76
104.24
35.93
38.51
28.44
5.17
28.95
40.15
26.99
19.64
15.30
51.72
10.96
21.49
43.73
16.46
6.70
2.02
10.03
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Other Operating Income (cr.)

11. Bank Loan Impairment (cr.)
ADBL 2.36
RBB (7.93)
NBL 41.86
Nabil 66.00
GBIME 118.48
NICA 119.34
NIB 37.79
PCBL 77.58
HBL 14.53
SBL 86.01
NMB 38.24
Mega 84.81
NBB (27.15)
Sanima 28.98
PRVU 3.97
KBL 54.45
EBL 26.88
MBL 49.73
CZBIL 72.31
LBL 56.77
BOKL 6.72
SCB 39.04
NCCB 41.92
Civil 33.19
CCBL 56.11
SBI 37.27
SRBL 25.19
Average 43.87
ADBL Position 25
2.36
(7.93)
41.86
66.00
118.48
119.34
37.79
77.58
14.53
86.01
38.24
84.81
(27.15)
28.98
3.97
54.45
26.88
49.73
72.31
56.77
6.72
39.04
41.92
33.19
56.11
37.27
25.19
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Loan Impairment (cr.)

12. Bank Staff Exp. (cr.)
ADBL 270.35
RBB 323.73
NBL 232.57
Nabil 306.48
GBIME 306.82
NICA 336.33
NIB 172.32
PCBL 158.90
HBL 186.45
SBL 236.48
NMB 209.67
Mega 185.44
NBB 122.75
Sanima 143.68
PRVU 243.21
KBL 223.82
EBL 159.53
MBL 174.01
CZBIL 116.31
LBL 133.11
BOKL 112.46
SCB 104.57
NCCB 154.98
Civil 108.26
CCBL 97.52
SBI 156.69
SRBL 150.63
Average 189.89
ADBL Position 5
270.35
323.73
232.57
306.48
306.82
336.33
172.32
158.90
186.45
236.48
209.67
185.44
122.75
143.68
243.21
223.82
159.53
174.01
116.31
133.11
112.46
104.57
154.98
108.26
97.52
156.69
150.63
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Staff Exp. (cr.)

13. Bank Other Op. Exp.
ADBL 108.06
RBB 126.83
NBL 81.25
Nabil 104.26
GBIME 136.34
NICA 161.37
NIB 86.53
PCBL 61.34
HBL 86.54
SBL 93.17
NMB 85.85
Mega 87.93
NBB 42.88
Sanima 65.73
PRVU 116.50
KBL 88.72
EBL 72.47
MBL 89.05
CZBIL 64.69
LBL 68.61
BOKL 56.09
SCB 53.26
NCCB 55.24
Civil 54.14
CCBL 51.10
SBI 74.09
SRBL 69.09
Average 83.01
ADBL Position 5
108.06
126.83
81.25
104.26
136.34
161.37
86.53
61.34
86.54
93.17
85.85
87.93
42.88
65.73
116.50
88.72
72.47
89.05
64.69
68.61
56.09
53.26
55.24
54.14
51.10
74.09
69.09
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Other Operating Exps. (cr.)

14. Bank Op. Profit (cr.)
ADBL 522.67
RBB 509.81
NBL 449.34
Nabil 643.52
GBIME 586.21
NICA 479.89
NIB 525.52
PCBL 469.92
HBL 430.78
SBL 413.59
NMB 383.41
Mega 327.03
NBB 320.89
Sanima 324.87
PRVU 296.32
KBL 285.21
EBL 261.69
MBL 247.43
CZBIL 215.35
LBL 217.98
BOKL 225.58
SCB 203.15
NCCB 187.24
Civil 90.20
CCBL 103.45
SBI 135.72
SRBL 231.04
Average 336.59
ADBL Position 4
522.67
509.81
449.34
643.52
586.21
479.89
525.52
469.92
430.78
413.59
383.41
327.03
320.89
324.87
296.32
285.21
261.69
247.43
215.35
217.98
225.58
203.15
187.24
90.20
103.45
135.72
231.04
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Op. Profit (cr.)

15. Bank Net Profit (cr.)
ADBL 369.45
RBB 379.55
NBL 306.55
Nabil 450.44
GBIME 412.65
NICA 325.11
NIB 365.15
PCBL 325.48
HBL 299.80
SBL 283.61
NMB 273.06
Mega 230.26
NBB 229.26
Sanima 227.65
PRVU 201.17
KBL 200.11
EBL 182.83
MBL 163.07
CZBIL 159.88
LBL 154.14
BOKL 153.60
SCB 140.12
NCCB 127.12
Civil 55.94
CCBL 75.00
SBI 96.10
SRBL 150.30
Average 234.72
ADBL Position 4
369.45
379.55
306.55
450.44
412.65
325.11
365.15
325.48
299.80
283.61
273.06
230.26
229.26
227.65
201.17
200.11
182.83
163.07
159.88
154.14
153.60
140.12
127.12
55.94
75.00
96.10
150.30
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Net Profit (cr.)

16. Bank Dist. Profit (cr.)
ADBL 173.50
RBB 452.24
NBL 349.70
Nabil 414.63
GBIME 276.19
NICA 192.17
NIB 199.33
PCBL 266.32
HBL 216.99
SBL 121.77
NMB 233.48
Mega 151.58
NBB 147.53
Sanima 168.98
PRVU 148.25
KBL 109.42
EBL 263.50
MBL 113.27
CZBIL 157.86
LBL 100.37
BOKL 112.71
SCB 117.12
NCCB 71.48
Civil 49.86
CCBL 59.46
SBI 33.92
SRBL 60.16
Average 176.36
ADBL Position 11
173.50
452.24
349.70
414.63
276.19
192.17
199.33
266.32
216.99
121.77
233.48
151.58
147.53
168.98
148.25
109.42
263.50
113.27
157.86
100.37
112.71
117.12
71.48
49.86
59.46
33.92
60.16
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Distributable Profit (cr.)

17. Bank EPS (Rs.)
ADBL 30.65
RBB 41.32
NBL 24.26
Nabil 33.40
GBIME 19.08
NICA 28.11
NIB 22.57
PCBL 20.24
HBL 28.06
SBL 25.87
NMB 16.78
Mega 15.78
NBB 25.46
Sanima 23.51
PRVU 17.73
KBL 14.42
EBL 20.56
MBL 18.01
CZBIL 15.38
LBL 14.41
BOKL 15.90
SCB 16.35
NCCB 12.32
Civil 6.47
CCBL 8.30
SBI 10.12
SRBL 15.84
Average 20.03
ADBL Position 3
30.65
41.32
24.26
33.40
19.08
28.11
22.57
20.24
28.06
25.87
16.78
15.78
25.46
23.51
17.73
14.42
20.56
18.01
15.38
14.41
15.90
16.35
12.32
6.47
8.30
10.12
15.84
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
EPS (Rs.)

18. Bank CAR
ADBL 23.13%
RBB 14.31%
NBL 17.91%
Nabil 12.69%
GBIME 13.17%
NICA 12.41%
NIB 14.64%
PCBL 15.10%
HBL 13.85%
SBL 13.45%
NMB 15.09%
Mega 12.98%
NBB 13.94%
Sanima 13.54%
PRVU 13.07%
KBL 13.71%
EBL 12.51%
MBL 12.00%
CZBIL 13.89%
LBL 11.85%
BOKL 14.02%
SCB 17.17%
NCCB 13.80%
Civil 11.88%
CCBL 12.34%
SBI 13.93%
SRBL 13.75%
Average 14.08%
ADBL Position 1
23.13%
14.31%
17.91%
12.69%
13.17%
12.41%
14.64%
15.10%
13.85%
13.45%
15.09%
12.98%
13.94%
13.54%
13.07%
13.71%
12.51%
12.00%
13.89%
11.85%
14.02%
17.17%
13.80%
11.88%
12.34%
13.93%
13.75%
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
CAR

19. Bank NPL
ADBL 1.84%
RBB 3.07%
NBL 2.10%
Nabil 0.78%
GBIME 1.42%
NICA 0.46%
NIB 2.46%
PCBL 1.19%
HBL 0.48%
SBL 1.16%
NMB 2.27%
Mega 1.26%
NBB 1.55%
Sanima 0.16%
PRVU 1.68%
KBL 1.08%
EBL 0.12%
MBL 0.62%
CZBIL 2.77%
LBL 1.21%
BOKL 1.67%
SCB 0.96%
NCCB 1.78%
Civil 1.05%
CCBL 1.95%
SBI 0.23%
SRBL 1.38%
Average 1.36%
ADBL Position 7
1.84%
3.07%
2.10%
0.78%
1.42%
0.46%
2.46%
1.19%
0.48%
1.16%
2.27%
1.26%
1.55%
0.16%
1.68%
1.08%
0.12%
0.62%
2.77%
1.21%
1.67%
0.96%
1.78%
1.05%
1.95%
0.23%
1.38%
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
NPL

20. Bank Cost of Fund
ADBL 4.70%
RBB 3.24%
NBL 3.56%
Nabil 4.41%
GBIME 4.66%
NICA 5.30%
NIB 4.04%
PCBL 5.74%
HBL 4.61%
SBL 4.98%
NMB 5.79%
Mega 5.27%
NBB 5.49%
Sanima 4.75%
PRVU 4.70%
KBL 5.55%
EBL 4.48%
MBL 5.29%
CZBIL 5.85%
LBL 4.61%
BOKL 5.10%
SCB 3.06%
NCCB 5.62%
Civil 6.46%
CCBL 5.66%
SBI 5.27%
SRBL 4.69%
Average 4.92%
ADBL Position 16
4.70%
3.24%
3.56%
4.41%
4.66%
5.30%
4.04%
5.74%
4.61%
4.98%
5.79%
5.27%
5.49%
4.75%
4.70%
5.55%
4.48%
5.29%
5.85%
4.61%
5.10%
3.06%
5.62%
6.46%
5.66%
5.27%
4.69%
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Cost of Fund

21. Bank Base Rate
ADBL 7.13%
RBB 5.41%
NBL 5.73%
Nabil 5.86%
GBIME 6.60%
NICA 6.84%
NIB 5.54%
PCBL 7.21%
HBL 6.75%
SBL 7.16%
NMB 7.33%
Mega 7.61%
NBB 7.41%
Sanima 6.34%
PRVU 6.88%
KBL 7.90%
EBL 5.99%
MBL 7.26%
CZBIL 7.55%
LBL 7.08%
BOKL 7.44%
SCB 5.51%
NCCB 7.57%
Civil 7.83%
CCBL 7.80%
SBI 7.37%
SRBL 6.70%
Average 6.88%
ADBL Position 14
7.13%
5.41%
5.73%
5.86%
6.60%
6.84%
5.54%
7.21%
6.75%
7.16%
7.33%
7.61%
7.41%
6.34%
6.88%
7.90%
5.99%
7.26%
7.55%
7.08%
7.44%
5.51%
7.57%
7.83%
7.80%
7.37%
6.70%
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Base Rate

22. Bank CCD Ratio
ADBL 73.53%
RBB 66.81%
NBL 74.34%
Nabil 79.22%
GBIME 76.31%
NICA 81.12%
NIB 75.12%
PCBL 79.60%
HBL 76.77%
SBL 77.42%
NMB 77.06%
Mega 82.69%
NBB 67.37%
Sanima 82.31%
PRVU 73.21%
KBL 81.01%
EBL 72.52%
MBL 80.12%
CZBIL 77.42%
LBL 79.66%
BOKL 77.78%
SCB 75.83%
NCCB 78.14%
Civil 80.32%
CCBL 79.38%
SBI 74.86%
SRBL 80.62%
Average 77.06%
ADBL Position 23
73.53%
66.81%
74.34%
79.22%
76.31%
81.12%
75.12%
79.60%
76.77%
77.42%
77.06%
82.69%
67.37%
82.31%
73.21%
81.01%
72.52%
80.12%
77.42%
79.66%
77.78%
75.83%
78.14%
80.32%
79.38%
74.86%
80.62%
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
CCD Ratio

23. Bank CD Ratio
ADBL 93.97%
RBB 67.62%
NBL 82.67%
Nabil 88.65%
GBIME 85.27%
NICA 86.75%
NIB 89.88%
PCBL 87.82%
HBL 89.37%
SBL 87.63%
NMB 91.84%
Mega 100.31%
NBB 78.60%
Sanima 92.65%
PRVU 82.01%
KBL 92.81%
EBL 79.69%
MBL 86.29%
CZBIL 84.31%
LBL 92.51%
BOKL 90.49%
SCB 71.27%
NCCB 88.63%
Civil 89.20%
CCBL 83.53%
SBI 91.14%
SRBL 94.42%
Average 87.01%
ADBL Position 3
93.97%
67.62%
82.67%
88.65%
85.27%
86.75%
89.88%
87.82%
89.37%
87.63%
91.84%
100.31%
78.60%
92.65%
82.01%
92.81%
79.69%
86.29%
84.31%
92.51%
90.49%
71.27%
88.63%
89.20%
83.53%
91.14%
94.42%
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Credit Deposit (CD) Ratio

24. Bank Interest Spread
ADBL 4.37%
RBB 4.37%
NBL 4.34%
Nabil 3.79%
GBIME 3.65%
NICA 3.73%
NIB 3.33%
PCBL 4.09%
HBL 3.32%
SBL 3.70%
NMB 3.09%
Mega 4.16%
NBB 3.55%
Sanima 3.73%
PRVU 3.65%
KBL 3.13%
EBL 3.24%
MBL 3.82%
CZBIL 3.59%
LBL 3.42%
BOKL 3.03%
SCB 3.88%
NCCB 3.76%
Civil 2.52%
CCBL 3.26%
SBI 3.18%
SRBL 4.03%
Average 3.62%
ADBL Position 1
4.37%
4.37%
4.34%
3.79%
3.65%
3.73%
3.33%
4.09%
3.32%
3.70%
3.09%
4.16%
3.55%
3.73%
3.65%
3.13%
3.24%
3.82%
3.59%
3.42%
3.03%
3.88%
3.76%
2.52%
3.26%
3.18%
4.03%
ADBL
RBB
NBL
Nabil
GBIME
NICA
NIB
PCBL
HBL
SBL
NMB
Mega
NBB
Sanima
PRVU
KBL
EBL
MBL
CZBIL
LBL
BOKL
SCB
NCCB
Civil
CCBL
SBI
SRBL
Interest Spread