Find out how UPA offers agents a competitive advantage

1. Workers’ Compensation Insurance Specialists
Providing Agents a Competitive Advantage

2. UPA’s Workers’ Compensation Products Include:
A-rated carriers
Multi-state markets
D
Retros and large deductible plans

3. UPAY-As-You-Go Results In
Savings For Your Clients
HERE’S HOW IT WORKS!
UPA partners with preferred payroll companies
Payroll company calculates workers’ comp premiums
Payroll company issues monthly reports to UPA on the insured’s behalf
Eliminates Annual Premium Down Payments
Cash Flow improves since premiums are paid each pay period based on
actual, not estimated payroll

4. Complete Program Management Provides…
Emphasis on reducing claims cost
Significant customer savings
Focus on your customer’s satisfaction
Markets available nationally
User friendly technology designed with your needs in mind

5. UPA Helps Drive Your Business Through…
An e-Agent Program
A Preferred Agents Program
Additional benefits awarded to Preferred Agents
Ongoing industry updates
On-line marketing support

6. UPA Preferred Agent Program Benefits Include…
Lead generation
Customized training program
Eligibility for incentive travel
First class treatment for your customers
Expert forums

7. State-of-the-Art Online Technology
UPA e-Acces agent portal
Workers’ compensation & agent forums
Notification & alerts
Electronic document retrieval
Downloadable marketing materials

8. Distinct Claims Advantage…
Traditional
Approach 180° Advantage

9. Accountability Through Performance Measurement
WITH CLAIMETRICS PROPRIETARY PROCESS
Claimetrics 180º approach
Closing claims within 180 days
Accurately setting reserves at 180 days
Proactive Resolution Process (PReP)
Early medical intervention on every claim
Centralized operations

10. Claimetrics Uses Real-Time Metrics With…
Data-driven decision support systems
Business intelligence
More accurate results tracking
Focus on trends before they become problems

11. Employer Success
$68 million reduction in Workers’ Compensation cost
$20 million reduction in required deposits
30% reduction in risk cost
50% reduction in litigated cost
Dramatically improved employer / employee relationship
“Claimetrics methods lowered our workers’
compensation costs by 30%, saved staff time and
eliminated workers’ compensation overpayments.”
Robert A. Funk
CEO & Chairman of the Board
Express Employment Professionals

12. Licensed in 50 States
Coverage may not be available in all states. The description here is a summary only, it does not include all terms, conditions and
exclusions of the policies and coverages described.

13. UPA, Your Competitive Advantage For Growing
Your Agency And Saving Your Customers Money