1. My Honors Project Interview With David Riddle RIDDLE HEALTH INSURANCE

2. Riddle Health Insurance Company Selection

3. Company Selection Riddle Health Insurance Located in Tampa Florida www.riddlehealthinsurance.com

4. Riddle Health Insurance What The Company Offers

5. Multitude of health insurance options. Preferred Provider Organization Point of Service Fee For Service plans Different types of health insurances Individual and family Medicare supplemental Dental insurances Life insurance Disability insurance Hospital and surgical gap Accidental policies What Riddle Health Insurance offers

6. Riddle Health Insurance Owner’s Bio-Data

7. Owner’s Bio-Data DAVID OWEN RIDDLE Education: Montana State University, Havre MT B.S. Elementary Education Bloomington High School South, Bloomington, IN Diploma Certification: 2006 - Health and Life Insurance License Accomplishments: 2008 – Sold over 1.3 million dollars worth of health insurance policies 2000-2005 - Increased company sales revenue from 1.2 Million to 3.8 Million 1998 - Instrumental in negotiating the start up of a 700 seat call centers and the creation of 500 additional jobs by renovating and upgrading an old mall. Work Record: Owner Riddle Health Insurance 10/09-Present Regional Manager USA Benefits Group 04/10-Present District Manager/ Affiliated Health Insurers 07/06-04/10 Insurance Agent Manufacturer Representative/ Delta Computer Systems 02/00 -04/05 Regional Sales Manager Real Estate Broker Coldwell Banker/REMAX 06/91-02/00

8. Riddle Health Insurance Interview Questions

9. Interview Questions Riddle Health Insurance Company is a sole proprietorship. Why did you decide to take this risk over deciding to have a partnership or a corporation? What capital goods did you invest into your company? Does the use of technology have an impact on your costs and the supply of health insurance policies you offer? Being that many people were no longer carried under Large Employer Group Health Insurance, what impact did the recession and rising unemployment have on demand of individual policies? Considering our government’s new health reform bill, do you believe the private sector will lose consumer sovereignty over health insurance?

10. Riddle Health Insurance Interview With David Riddle

11. Interview with David Riddle

12. Interview with David Riddle Why take the risk by choosing to have a sole proprietorship over a partnership or corporation?

13. Interview with David Riddle There was no benefit in paying taxes twice with a C-Corporation. There are the same deductions for either one, the LLC or the personal—or “sole proprietorship” The same tax deductions There has to be over three million in sales

14. Interview with David Riddle Capitol goods are needed?

15. Interview with David Riddle A thousand dollars to get everything started. One Needs: A License Office equipment Computer Fax machine Printer

16. Interview with David Riddle The impact that the Internet and technology has on costs and supply of health insurance policies?

17. Interview with David Riddle It is the vehicle of choice now Web and Internet marketing and sales is going to have a huge impact More and more people are using the internet” It’s going to increase your sales In every industry it’s going to affect how things are bought and sold

18. Interview with David Riddle Change in demand for individual policies due to recession and unemployment?

19. Interview with David Riddle It actually increased demand People have lost their health insurance through their company or through unemployment They still want to be able to insure their families It actually increased our prospects

20. Interview with David Riddle Will the private sector lose consumer sovereignty over health insurance because of our government’s new health reform bill?

21. Interview with David Riddle That’s the biggest fallacy or misrepresentation In no way, shape, or form was the government actually going to take over the health insurance business Huge number of increased business for private companies Health insurance in the private sector in this market is going to gain a thousand folds new customers

22. Riddle Health Insurance What I Learnt So Far…

23. What I learnt so Far David Riddle is knowledgeable about : business, the law, and supply and demand of his product. Corporations must make a certain amount of profit to benefit from being a corporation. Computer technology is important to our economy More people of all ages conduct business through this means. Government intervention can increase consumer sovereignty in the private sector. Consumers will be forced to carry insurance However There is great potential for customers and their demands to control: what is offered in the market costs

24. Riddle Health Insurance Works Cited

25. Works Cited Riddle, David. “David R Resume.” Message to the author. 12 June 2010. E-mail. Riddle, Jean. Telephone interview. 12 June 2010. Riddle Health Insurance: Answering the Riddles of Health. Riddle Health Insurance, 2009. Web. 5 June 2010. <http://www.riddlehealthinsurance.com/>.