3. Countries adopting Islamic Law
Country Legal System
Afghanistan mixed legal system of civil, customary,
and Islamic law
Bahrain mixed legal system of Islamic law and
English common law
Algeria mixed legal system of French civil law
and Islamic law
Bangladesh mixed legal system of mostly English
common law and Islamic law
Brunei mixed legal system based on English
common law and Islamic law
Egypt mixed legal system based on
Napoleonic civil law and Islamic
religious law
ISLAMIC LAW SYSTEMS 3
4. Countries adopting Islamic Law
Country Legal System
Iraq mixed legal system of civil and Islamic
law
Jordan mixed legal system of civil law and
Islamic religious law
Kenya mixed legal system of English common
law, Islamic law, and customary law
Kuwait mixed legal system consisting of
English common law, French civil law,
and Islamic religious law
Malaysia mixed legal system of English common
law, Islamic law, and customary law
Oman mixed legal system of Anglo-Saxon law
and Islamic law
ISLAMIC LAW SYSTEMS 4
5. Countries adopting Islamic Law
Country Legal System
Pakistan common law system with Islamic law
influence
Qatar mixed legal system of civil law and
Islamic law (in family and personal
matters)
Saudi Arabia Islamic (sharia) legal system with some
elements of Egyptian, French, and
customary law
United Arab Emirates mixed legal system of Islamic law and
civil law
Source : https://www.cia.gov/library/publications/the-world-factbook/fields/2100.html
ISLAMIC LAW SYSTEMS 5
6. Shari’a
• Shari’a : “Path to a watering hole”
• Theocratic Law System.
• Moral code and religious law of Islam.
• Derived from 2 primary sources of Islamic Law
– The precepts set forth in the Quran
– Example set by the Islamic prophet Muhammad
Deals
ISLAMIC LAW SYSTEMS 6
7. Shari’a
• Sharia law can be organized in different ways
– ibadah (ritual worship)
– mu'amalat (transactions and contracts)
– adab (morals and manners),
– i'tiqadat (beliefs)
– ‘uqubat (punishments).
ISLAMIC LAW SYSTEMS 7
8. Islamic Banking
• Form of modern banking based on Rules of
Sharia, known as Fiqh al-Muamalat (Islamic
rules on transactions)
9. History of Islamic Banking
• The first Islamic bank in Mit Ghamr, Egypt in
1963 by Ahmad El Naggar
• Islamic Development Bank (IDB) in 1974
• First Islamic commercial bank “Islamic Bank of
Dubai” in 1975
10. Importance of Islamic Banking
• Muslim population at about 2.1 billion,
representing a sizeable 30 percent of the
world population of 7 billion.
• Market shares of Islamic deposits and
financing stand at 15.6 percent and 11.6
percent of the industry’s total.
• Total assets managed through Islamic equity
funds exceed US$5oo billion and is growing
by 12–15% per annum.
11. Principals of Islamic Banking
• Riba: Arabic word which stands for excess,
increase, addition, expansion or growth
• Ghrar : speculative Investments like in
derivatives are not allowed
• Haram :Prohibits investment in gambling and
alcohol and other industries.
12. Difference between Islamic and
Conventional Banking
• Islamic banking : On Shariah foundation while
the conventional banking does not.
• Relationship between customer and the bank
Islamic bank: Customers as a partner rather
than a borrower as in conventional banking
• Prohibition of Riba
• Syariah Supervisory Board In Islamic banking
while Convention Bank can conduct its
business operation at its own
14. Islamic Banking in Nigeria
• Nigeria : Conglomeration of religions and
ethnicities. 50% Muslim, 40% Christian
• The Central Bank of Nigeria (CBN) issued new
guidelines in accordance with the provisions
of Banks and Other Financial Institutions Act
(BOFIA) for the operation of Non-interest
banking in Nigeria.
18. Islamic Banking In India
• Islamic banks in India do not function under
banking regulations. They are licensed under
Non Banking Finance Companies Reserve Bank
Directives RBI (Amendment) Act 1997, and
operate on profit and loss based on Islamic
principles.
• All the Islamic banks have to be compulsorily
registered with RBI.
• First bank in Kerala
19. Implications and Opportunities of
Non-interest (Islamic) Banking
• Large number of unbanked Muslim
community may be attracted to this type of
specialized banking system and get bankable.
• People to have different credit choice among
different types of banking structures
• Encourages Muslim communities to invest
locally rather than sending their investment to
the Middle-East
20. Selection Criteria Of Islamic
Banking For MNEs
• Convenience: Working hours of ATMs,
convenient branch locations and wide branch
network convenience
• Cost and benefit
• Influence by friends and relatives
• No influence of religion
21. Legal system in UAE
• UAE : Federation of 7 Emirates
• Dubai, Abu Dhabi, Ajman, Fujairah, Ras Al Khaimah,
Sharjah and Umm Al Quwain.
• UAE : Dubai’s legal system is founded upon
• Civil Law Principles
• Islamic Shari’a law
• Civil Law Principles : Legislation tends to be formulated
into a number of major codes providing for general principles
of law with a significant amount of subsidiary legislation.
• Islamic Shari’a Law : More administrative in nature,
such as the establishment and operation of government
affiliated entities. ISLAMIC LAW SYSTEMS 21
22. Court System in UAE
• Court of First Instance
• Court of Appeal
• Court of Cassation
• Labour Court
ISLAMIC LAW SYSTEMS 22
23. Court of First Instance
• Largest court within the Abu Dhabi Judicial
Department in terms of size, divisions and
diversity of jurisdiction.
• Consists of 3 main sections and their sub
sections
– Civil Section : Deals with civil, commercial,
administrative, labour and summary cases.
– Civil status Cases Section : Deals with family,
inheritance, documentation and proclamations and
family guidance.
– Criminal Cases Section :SYSTEMS with criminal
ISLAMIC LAW
Deals 23
24. Court of Appeal
• Higher Courts
• Look into appeals from appellants challenging
the decisions of a first instance court.
• Consists of
– Civil
– Commercial
– Labour
– Personal Status
– Criminal
– Administrative
ISLAMIC LAW SYSTEMS 24
25. Court of Cassation
• Highest Judicial Institution in Emirate.
• Looks into appeals challenging the rulings of
the appellate courts
• Consists of 5 divisions
– Criminal
– Commercial
– Civil
– Personal Status
– Administrative
• Judgments of Cassation court are binding.
ISLAMIC LAW SYSTEMS 25
26. Implication for MNE’s
• This slide can go in the conclusion part for
Harsh
• I will tell you what to say or add…
ISLAMIC LAW SYSTEMS 26
27. Indonesia
• Area: 2 million sq. km.
• Population (July 2009 est.): 240.3 million
• Ethnic groups (2000 census):
- Javanese 40.6%
- Sundanese 15%
- Madurese 3.3%
- Minangkabau 2.7%
- others 38.4%
28. Indonesia
• Religions (2000 census):
- Muslim 86.1%
- Protestant 5.7%
- Catholic 3%
- Hindu 1.8%
- others 3.4%.
29. Indonesia
• Pancasila (Constitution: 1945)
- Monotheism
- Humanitarianism
- National Unity
- Representative democracy by consensus
- Social Justice
30. Netherlands Indies
• Roman-Dutch law, custom and Islamic law.
Under Dutch (Netherlands Indies) population
was divided into Europeans, Natives, and
Foreign Orientals
• Indonesians subject to adat law
• Netherlands East Indies divided into several
jurisdictions based on cultural and linguistic
criteria.
• First legislation relating to application of
Islamic law was 1882 Royal Decree
31. Netherlands Indies
• Independence declared
• Enactment of Muslim Marriage and Divorce
Registration Law 1946
• New Marriage Law applicable to all
Indonesians eventually passed in 1974
• Marriage Law is applied by
- regular court system for religious minorities
- sharia courts for Muslim Indonesians.
32. Indonesia
• School(s) of Fiqh
• Constitutional Status of Islam(ic Law)
• Court System
- General
- Religious
- Military
- Administrative courts
• Relevant Legislation
• Notable Features
33. Unilever Indonesia
• 1920 -30: Import by Jurgen and Brothers
• 1933: Soap Factory at Jakarta
• 1936: Margarine and oil production at Jakarta
• 1941: Cosmetics factory at Surabaya
• 1942 -46: Unilever control discontinued
(World War II)
• 1965 -66: Under government control
• 1967: Control of business back to Unilever
under foreign investment law
34. Unilever Indonesia
• 1981: Went public and listed in Jakarta Stock
Exchange
• 1982: Construction of Elida Gibbs Factory in
Rungkut, Surabaya
• 1988: Transfer of the Toilet Soap Factory from
Colibri to Rungkut Factory, Surabaya
• 1990: Enter into the tea business
• 1992: Opening of ice cream factory
• 1995: Construction of detergents and foods
factory in Cikarang, Bekasi
35. Unilever Indonesia
• 1996-98: Consolidation of manufacturing
facilities – Cikarang, Rungkut
• 1999: Liquid Detergents – Cikarang
• 2000: Enter into soya sauce business
• 2001: Opening of tea factory – Cikarang
• 2002: Opening of CDC at Jakarta
• 2003: Enter into mosquito coil business
• 2004: Enter into snack business
• 2005: Liquid / shampoo factory at Cikarang
• 2008: Fruit-based vitality drinks business
36. COMPANY RANK COUNTRY
MNEs
REVENUE Iran Khodro Plc 26 Iran $9,089
2009 US$ (ml) Emirates Telecom (Etisalat) 27 UAE $8,394
Saudi Arabian Oil Co. (Saudi 182390 (Zain) Mobile Telecommunications
1 Saudi Arabia $182,396 28 Kuwait $8,056
Aramco) 1 Million Co.
National Iranian Oil Company 1 2 Iran $79,277 Saudi Oger Co. 29 Saudi Arabia $8,000
Petroliam Nasional Bhd.
USD
3 Malaysia $70,869 Egyptian General Petroleum Co.
(Petronas) 30 Egypt $7,738
(EGPC) 1
Kuwait Petroleum Corp. 1 4 Kuwait $50,404 Akbank 31 Turkey $7,441
Sonatrach 5 Algeria $47,980 Petroleum Development Oman
32 Oman $7,385
PT Pertamina (Persero) 1 6 Indonesia $34,678 (PDO) 1
Qatar Petroleum 7 Qatar $32,421 Telkom Indonesia 33 Indonesia $7,203
Nigerian National Petroleum National Iranian Petrochemical
8 Nigeria $30,890 34 Iran $7,192
Corp. 1 Company
Abu Dhabi National Oil Co. 1 9 UAE $30,849 Dogan Holding 35 Turkey $6,607
Koc Holding A.S. 10 Turkey $28,978 Saudi Electric Company 36 Saudi Arabia $6,360
Saudi Basic Industries Maybank Group 37 Malaysia $5,999
11 Saudi Arabia $27,488
Corporation (SABIC)
Agility 38 Kuwait $5,723
National Oil Company (NOC) 1 12 Libya $24,636
ETA - Ascon Group 39 UAE $5,690
Saudi Telecom Company 13 Saudi Arabia $13,544
TurkCell 40 Turkey $5,492
KazMunayGas 14 Kazakhstan $13,441
Saipa Corporation 2 41 Iran $5,462
The Emirates Group 15 UAE $12,362
YTL Corporation Berhad 42 Malaysia $5,373
Sabanci Holding 16 Turkey $12,181
Astra International 17 Indonesia $10,935 SOCAR (State Oil Company of the
43 Azerbaijan $5,260
Azerbaijan Republic)
Yildiz Holding/ Ulker 18 Turkey $10,900
Dallah Albaraka Group 2 44 Saudi Arabia $5,204
Isbank 19 Turkey $10,897
Pakistan State Oil Co. 20 Pakistan $10,208 Enka Holdings 45 Turkey $5,124
Sime Darby Bhd 21 Malaysia $10,019 Orascom Telecom 46 Egypt $5,065
Perusahaan Listrik Negara, PT 22 Indonesia $10,002 DOGUS Holding Co. 47 Turkey $5,011
Iranian Mining Industries Halkbank 48 Turkey $5,010
23 Iran $9,811
(IMIDRO) 2 Saudi Binladin Group 2 49 Saudi Arabia $5,000
TenagaBank
Ziraat Nasional Bhd 24
25 Turkey
Malaysia $9,805
$9,798 The Lion Group 50 Malaysia $4,907
37. Vakif Bank 51 Turkey $4,802
MNEs
UMW Holdings Bhd 76 Malaysia $3,464
Savola Group 52 Saudi Arabia $4,778 BIM Birlesik Magazalar A.S. 77 Turkey $3,442
Emirates National Bank of Brunei Petroleum 1 78 Brunei $3,441
53 UAE $4,734
Dubai (NBD) Eregli Iron And Steel Works Co.
79 Turkey $3,355
Consolidated Contractors (Erdemir)
54 Saudi Arabia $4,608
International Co. Samir Sa 80 Morocco $3,323
Abu Dhabi National Energy Independent Petroleum Group 81 Kuwait $3,291
55 UAE $4,589
Company (TAQA) Mobile Communications
82 Iran $3,272
Turkish Airlines 56 Turkey $4,508 Company of Iran
Bank Melli Iran 2 57 Iran $4,473 Selçuk Ecza Deposu 83 Turkey $3,250
Group ONA 58 Morocco $4,445 PT Bumi Resources Tbk 84 Indonesia $3,219
Saad Group of Companies 2 59 Saudi Arabia $4,352 Al Rajhi Banking and
85 Saudi Arabia $3,187
M.A. Kharafi & Sons 2 60 Kuwait $4,300 Investment Corp.
Bank Rakyat Indonesia 61 Indonesia $4,299 Public Bank Bhd. 86 Malaysia $3,090
Suez Canal Authority 62 Egypt $4,280 Bank Central Asia Tbk 87 Indonesia $3,085
Axiata Group Berhad 63 Malaysia $4,278 Eczacibasi Holdings 3 88 Turkey $3,015
Electricity Generation Company PT Adaro Energy Tbk 89 Indonesia $2,980
64 Turkey $4,199
Inc. (EUAS) Vestel 4 90 Turkey $2,977
Bank Mandiri 65 Indonesia $4,141 Gudang Garam Tbk PT 91 Indonesia $2,964
Indofood 66 Indonesia $4,122 Etihad Airways 92 UAE $2,951
Syrian Petroleum Company 1 67 Syria $4,101 DP World 93 UAE $2,929
Sapco 2 68 Iran $4,071 Tasnee (National
94 Saudi Arabia $2,897
IOI Group 69 Malaysia $4,054 Industrialization Company)
Felda Holdings Bhd 70 Malaysia $3,865 Genting Berhad 95 Malaysia $2,873
Orascom Construction Telekom Malaysia Bhd 96 Malaysia $2,780
71 Egypt $3,830
Industries Arab Bank PLC 97 Jordan $2,727
CIMB Group 72 Malaysia $3,720 Ciner Group 2 98 Turkey $2,680
National Commercial Bank 73 Saudi Arabia $3,681 Perusahaan Otomobil Nasional
99 Malaysia $2,676
Malaysian Airline System Bhd 74 Malaysia $3,655 Bhd (Proton)
Saud Bahwan Group 2 75 Oman $3,500 Kuwait Finance House 100 Kuwait $2,672
38. References
• http://www.state.gov
• http://www.unilever.co.id
• http://policy-practice.oxfam.org.uk
• http://www.thejakartapost.com
THANK YOU
ISLAMIC LAW SYSTEMS 38
Hinweis der Redaktion
Ibadah : The Arabic word ibadah (عبادة) or ibada, usually translated "worship", is connected with related words literally meaning "slavery", and has connotations of obedience, submission, and humility. In terms of Islam, ibadah is the ultimate obedience, the ultimate submission, and the ultimate humility to Allah (God) along with the ultimate love for Him.Adab, in the context of behavior, refers to prescribed Islamic etiquette:
Dubai’s legal system is founded upon civil law principles (most heavily influenced by Egyptian law) and Islamic Shari’a law, the latter constituting the guiding principle and source of law.In Dubai legislation tends to be formulated into a number of major codes providing for general principles of law with a significant amount ofsubsidiary legislation. The influx of regional and international commercial enterprises to Dubai and the UAE over the last 30 years has resulted in an expanding and increasingly comprehensive body of federal legislation being established in the form of federal codes of law. There are federal codesof law which apply in Dubai and the other emirates dealing with the most important and fundamental principles of law, including civil, commercial, civil procedure, companies, intellectual property, immigration, maritime, industrial, banking and employment law. In contrast, many of the laws enacted by the Ruler of Dubai relate to matters which are more administrative in nature, such as the establishment and operation of government affiliated entities.
Dubai’s courts comprise a Court of First Instance, a Court of Appeal and a Court of Cassation. Each of these courts has a civil division, a criminal division and a Shari’a division. The civil division hears most civil claims, the criminal division deals with most criminal cases arising in Dubai and the Shari’a division hears civil matters for Muslims, most of which relate to family matters such as divorce and inheritance.Non-Muslims are required to respect Shari’a law in Dubaiand should conduct themselves accordingly. Dubai also has a Labour Court, which deals exclusively with disputes between employers and employees, and a Property Court which deals exclusively with real property disputes.Matters coming before Dubai’s courts are heard by one or more judges. Juries are not used. Further, unlike in some western jurisdictions, there is no system of precedent in Dubai or the UAE. However, judgements of some higher courts are published, not because they are binding on lower courts, but in order to provide useful evidence of future judicial interpretation and practice.It should also be noted that the Dubai courts conduct themselves in the Arabic language and so legal representation not only requires legal advocates who are properly licensed to appear before the courts, but also requires that they are conversant in Arabic.
The Court of First Instance is the largest court within the Abu Dhabi Judicial Department in terms of its size, divisions and diversity of jurisdiction. In addition to Abu Dhabi First Instance Court, there are first instance courts in Al Ain and Al Dhafra. Abu Dhabi First Instance Court is divided into three main sections and their sub sections based on the type and jurisdiction of the case. They include civil cases section which looks into civil, commercial, administrative, labour and summary cases; civil status cases section, which comprises family, inheritance, documentation and proclamations and family guidance and criminal cases section which includes criminal, misdemeanor and offences.
The Courts of Appeal are higher courts which look into appeals from appellants challenging the decisions of a first instance court (lower court) in all kinds of disputes under the provisions of the civil and procedural laws applied in the Emirate.The Courts of Appeal in Abu Dhabi are divided into civil, commercial, labour, personal status, criminal and administrative divisions and each of them look into appeals within their respective jurisdiction. All divisions have three judges who give their verdicts in cases on appeal from first instance courts.
The Court of Cassation is the highest judicial institution in the Emirate. It has the jurisdiction to look into appeals challenging the rulings of the appellate courts, conflict of jurisdiction between the courts in the Emirate and questioning the members of the Executive Council and other senior civil servants in the Emirate who are appointed by an Emiri Decree.The Court comprises five divisions: criminal, commercial, civil, personal status and administrative, in addition to the Judges Affairs Department.All divisions of the Court of Cassation have three judges, and the court hearings are held in open sessions except under certain circumstances. In all cases, the judgments are delivered in open sessions and are final and binding on all.
Marriage Age: minimum marriage age 19 for males and 16 for females; provision for marriage below minimum age, subject to judicial discretion and parental consent Marriage Guardianship: free consent of marrying parties required for validity, unless religious law governing the parties directs otherwise; Marriage Law 1974 defines as legal a marriage "solemnised according to the laws of the respective religions and beliefs of each of the parties"; parties under 21 years need parental permissionMarriage Registration: obligatory; Marriage Registrar Office of Department of Religious Affairs is responsible for registration of Muslim marriages and Civil Marriage Registrar Office of Department of Internal Affairs for all other marriagesPolygamy: basis of marriage is considered monogamy, but Marriage Law does not prohibit polygamy for those religions that allow it (Islam, Hinduism, Buddhism); permitted with consent of existing wife or wives and judicial permission, by fulfilling conditions specified by law, i.e., proof of financial capacity, safeguards that husband will treat wives and children equally; and court inquiry into validity of reasons for wishing to contract polygamous marriage (e.g., existing wife�s physical disfigurement, infertility, incurable disease)Obedience/Maintenance: law specifies that both spouses are equal and both are responsible for maintaining home and caring for children; obligation of permanent resident and domicile to be decided by both parties; husband as head of family required to protect wife and provide according to his means and wife�s duty is to manage householdTalaq: Marriage Law provides that divorce shall be carried out only before Court of Law, after Court has endeavoured to reconcile the parties; husband married under Islamic law may submit letter notifying religious court of his intention to divorce and giving his reasons; if husband�s reasons accord with any of six grounds for judicial divorce outlined in Marriage Law and determines that reconciliation is not possible, court will grant session in order to witness divorceJudicial Divorce: The other spouse’s adulteryAlcoholism or addiction to narcoticsGambling or "any other vice that is difficult to cure“Abandonment for two years without valid reasonCruelty or mistreatment endangering lifePhysical disfigurement or malady preventing performance of marital dutiesConstant disputes without hope of resolutionSentencing to a prison term of five years or moreeither spouse may seek judicial divorce (preceded by reconciliation efforts by judge) on following grounds: other spouse�s adultery, alcoholism, addiction to narcotics, gambling or "any other vice that is difficult to cure"; abandonment for two years without valid reason; cruelty or mistreatment endangering life; physical disfigurement or malady preventing performance of marital duties; sentencing to prison term of five years or more; and constant disputes without hope of resolution Post-Divorce Maintenance/Financial Arrangements: property acquired during marriage considered joint property, and Marriage Law only directs that division is according to the laws applicable to the parties; court may order alimony for children or maintenance for former wife (time periods and levels not specified)Child Custody and Guardianship: Marriage Law simply provides that in case of dispute over custody, Court shall render its judgement; father shall have responsibility for maintenance expenses, unless he is unable to bear such responsibility in which case Court may order mother to share expenses Succession: governed by classical law influenced by directions contained in the Compilations of Islamic Law
Schools of Fiqh: The majority of the population is Shafii Muslim. There are also Ahmadi minorities. The other recognised religious minorities are Roman Catholic, Protestant, Hindu and Buddhist. There are also significant minorities following tribal religions; they are not afforded any official recognition.Constitutional Status of Islam(ic Law): The Constitution was promulgated in August 1945. It does not adopt any official religion, but Article 29(1) provides that "the State is based upon the belief in the One, Supreme God", also embodied in the Pancasila. Article 29(2) guarantees freedom of religion.Court System: There are four judicial branches outlined in the Basic Law on Judicial Power 1970: general, religious, military and administrative courts.General courts include District Courts of First Instance, High Courts of Appeal, and the Supreme Court (MahkamahAgung). Religious courts (Pengadilan Agama) are established side by side with District Courts. Religious courts are organised at two levels: courts of first instance in each district and appellate courts in all provinces (approximately 300 and 25, respectively; figures as of mid-1990s) and have jurisdiction over civil cases between Muslim spouses on matters concerning marriage, divorce, reconciliation, and alimony.Appeals from the religious appeals court (Mahkamah Islam Tinggi) go to Supreme Court, although the supervisory jurisdiction of regular courts over religious courts ended with the passing of the Law on Religious Courts 1989. Religious courts have limited or special jurisdiction and secular courts have general jurisdiction. The competence of religious courts is not exclusive, and parties can apply to District Courts for adjudication on the basis of Dutch-derived civil law or local adat.Notable Features: Notable Cases: Law/Case Reporting System: There is no regular system of case reporting in Indonesia.International Conventions (with Relevant Reservations): Indonesia signed the CEDAW in 1980 and ratified it in 1984 with a declaration regarding Article 29(1).Indonesia signed and ratified the CRC in 1990, submitting a general reservation to the effect that Articles 1, 14, 16, 17, 21, 22 and 29 are to be applied in conformity with the Constitution of Indonesia. (The articles indicated relate to majority, children�s freedom of religion and conscience, right to privacy, and right to access to information, adoption, and the direction of children�s education.)
1920 -30: Import by van den Bergh, Jurgen and Brothers1933: Soap Factory - Lever’s Zeepfabrieken NV – Angke, Jakarta1936: Margarine and oil production van den Bergh’s Fabrieken NV - Angke, Jakarta1941: Cosmetics factory - Colibri NV, Surabaya1942 -46: Unilever control discontinued (World War II)1965 -66: Under government control1967: Control of business back to Unilever under foreign investment law
1981: Go public and listed in Jakarta Stock Exchange1982: Construction of Elida Gibbs Factory in Rungkut, Surabaya1988: Transfer of the Toilet Soap Factory from Colibri to Rungkut Factory, Surabaya1990: Enter into the tea business1992: Opening of ice cream factory1995: Construction of detergents and foods factory in Cikarang, Bekasi
1996 -98: Consolidation of manufacturing facilities – Cikarang, Rungkut1999: NSD Liquid Detergents – Cikarang2000: Enter into soya sauce business2001: Opening of tea factory – Cikarang2002: Opening of central distribution centre Jakarta2003: Enter into mosquito coil business2004: Enter into snack business2005 -2008: Opening of liquid / shampoo factory Cikarang Enter into fruit-based Vitality drinks business