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Christopher Regan
Richard Wallis
FIBO	
  &	
  Schema.org
Caliber Media Group – Chris Regan
Executive Director, Digital
Caliber Media Group
Christopher Regan assists with the EDMC’s FIBO extension for its
Schema.org initiative. His work within the field of web meta-data began
in 1995, with the Dublin Core Initiative, and he has since worked within
multiple industries including the financial industry, for clients such as
American Express, Citibank, Chase, Goldman Sachs, Brown &
Brown, Bank of the West, and Banc of California. Chris is a co-
founding member of the W3C’s FIBO, Tourism and Automotive
structured data working groups, and he is the Executive Director of
Caliber Media Group. Chris began working in digital marketing in 1994.
chris@calibermg.com
Data Liberate – Richard Wallis
Independent Consultant, Evangelist & Founder
Data Liberate
Working With:
• Google – Schema.org vocabulary, site, extensions and documentation
• OCLC - Global library cooperative
• FIBO – Financial Industry Business Ontology
W3C Community Groups
• Schema Bib Extend (Chair)
• Schema.org for bibliographic data
• bib.schema.org
• Schema Architypes (Chair)
• Financial Industry Business Ontology – fibo.schema.org
• Tourism Structured Web Data (Co-Chair)
• Schema Course Extension
@rjw	
  
rjw@dataliberate.com
Introducing Schema.org
2
● 2011 ●
June
Introducing Schema.org
2
● 2011 ●
June
Introducing Schema.org
2
● 2011 ●
June
Introducing Schema.org
• [Linked Data] Vocabulary
• RDF (triples)
• URIs / string values
• Types / Properties / Enumerations
• “Not strongly typed”
– RangeIncludes / DomainIncludes
• Three serializations
– Microdata, RDFa, JSON-LD
• A web vocabulary to describe stuff!
Family Tree of Schema.org
Linked Data
<SGML>
Family Tree of Schema.org
Linked Data
<SGML>
The Web Conceived
● 1989●
March
Tim	
  Berners-­‐Lee
The Web Conceived
● 1989●
March
Tim	
  Berners-­‐Lee
Semantic Web Arrives
● 2001 ●
MAY
“A Linked Data Web” – Introducing Linked Data
● 2009
Feb
The Infamous Open Linked Data Cloud
• Raw	
  RDF	
  
• Many	
  Vocabs	
  
• SPARQL
Impressive!
But	
  Useful?
Google Knowledge Graph
16
● 2012
May
Google Knowledge Graph
16
● 2012
May
Google Knowledge Graph
16
● 2012
May
Google Knowledge Graph
Related Intities in a Graph
Bart	
  Simpson
Nancy	
  Cartwright
Dayton	
  Ohio
Dayton	
  Aviation

Heritage	
  National	
  Park
Played	
  By
Born	
  In
Place	
  of	
  Interest
Sources for the Graph - Knowledge Graph
Knowledge	
  Graph
Sources for the Graph - Knowledge Graph
Knowledge	
  Graph
Knowledge	
  Panel
Info	
  BoxAnswer	
  Box
Rich	
  Snippets
Google Knowledge Graph – Google RankBrain
“As	
  you	
  know,	
  we've	
  been	
  living	
  in	
  a	
  RankBrain	
  world	
  for	
  some	
  time	
  in	
  
Google.	
  Recently	
  there	
  has	
  been	
  some	
  coverage	
  on	
  it	
  around	
  Google	
  not	
  
fully	
  understanding	
  it,	
  as	
  well	
  as	
  RankBrain	
  not	
  impacting	
  crawling	
  or	
  
replacing	
  links.”
• Data	
  embedded	
  in	
  website	
  html	
  
-­‐ Microdata	
  /	
  RDFa	
  /	
  JSON-­‐LD	
  
• Harvested	
  during	
  normal	
  web	
  crawls	
  
• Under	
  control	
  of	
  the	
  [site]	
  publisher
Schema.org - Success
12+	
  Million	
  
Web	
  Sites
Found	
  On	
  30%	
  Pages*
*	
  In	
  a	
  10	
  billion	
  page	
  sample	
  -­‐	
  2015	
  
Motivation – Why Bother?
Motivation
Motivation
Motivation
Motivation
Motivation
Motivation
How to make Schema.org work for you 

• Librarians	
  …	
  
– Really	
  understand	
  their	
  domain	
  and	
  their	
  data	
  
– Good	
  at	
  cooperation	
  
• Early	
  Schema.org	
  –	
  Useful	
  but	
  not	
  good	
  enough	
  
• Form	
  a	
  W3C	
  Community	
  Group	
  –	
  	
  Schema	
  Bib	
  Extend	
  
• Identified	
  public	
  data	
  sharing	
  use	
  cases	
  –	
  Knowledge	
  Graph	
  
• What	
  can't	
  you	
  do	
  with	
  Schema	
  as	
  it	
  is?	
  
• Fill	
  in	
  the	
  gaps	
  
• Create	
  real	
  examples	
  
• Proposed	
  enhancements	
  to	
  core	
  vocabulary	
  
• Proposed	
  more	
  focused	
  extension	
  –	
  bib.schema.org	
  
• A	
  few	
  iterations	
  –	
  2	
  years
A story from the library
How to make Schema.org work for you
• Automotive	
  
– W3C	
  Automotive	
  Ontology	
  Community	
  Group	
  
– Some	
  minor	
  core	
  enhancements	
  to	
  Vehicle	
  
– auto.schema.org	
  extension	
  
• Medical	
  –	
  Early	
  large	
  addition	
  to	
  core	
  vocabulary	
  
– Moving	
  much	
  of	
  it	
  to	
  a	
  health.schema.org	
  extension	
  	
  
• Sports	
  /	
  News	
  /	
  TV	
  &	
  Radio	
  
– General	
  additions	
  to	
  core	
  vocabulary	
  
Finance (FIBO) Proposal for Schema.org Core
Finance (FIBO) Proposal for Schema.org Core
Finance (FIBO) Proposal for Schema.org Core
Proposed	
  New	
  Types:	
  
• BankAccount	
  
• CurrencyConversionService	
  
• DepositAccount	
  
• FinancialProduct	
  
• InvestmentOrDeposit	
  
• LoanOrCredit	
  
• MonetaryAmount	
  
• PaymentService	
  
• PaymentCard
Finance (FIBO) Proposal for Schema.org Core
Finance (FIBO) Proposal for Schema.org Core
Finance (FIBO) Proposal for Schema.org Core
Finance (FIBO) Proposal for Schema.org Core
FIBO & Schema.org Today – Current Status
• Core	
  Proposals	
  
– General	
  enhancement	
  for	
  Schema.org	
  
– Foundation	
  for	
  FIBO	
  extension	
  
– Targeted	
  for	
  Schema.org	
  2.3	
  –	
  April	
  2016

• fibo.schema.org	
  (1.0)	
  
– Financial/Banking	
  focused	
  extension	
  
– Targeting	
  following	
  Schema.org	
  release	
  (2-­‐3	
  months)	
  
– Initial	
  focus:	
  BrokerageAccount,	
  InvestmentFund,	
  MortgageLoan,	
  
RepaymentSpecification,	
  ExchangeRateSpecification,	
  MoneyTransfer,	
  …	
  	
  
– Future	
  enhancements

• External	
  Extension	
  –	
  schema.fibo.org	
  (Working	
  name	
  only)	
  
– Closely	
  allied	
  with	
  /	
  Bridge	
  to	
  FIBO	
  
– '	
  Within	
  industry'	
  extension	
  terms	
  
– Building	
  upon	
  fibo.schema.org	
  
FIBO & Schema.org
• Schema.org	
  –	
  de	
  facto	
  web	
  vocabulary	
  	
  
– 12+	
  million	
  domains	
  
– 30%	
  of	
  pages	
  
– What	
  the	
  search	
  Engines	
  are	
  asking	
  for!	
  
• Finance	
  /	
  Banking	
  [was]	
  poorly	
  represented	
  	
  
• FIBO	
  initiatives	
  ensuring	
  visibility	
  
• Enabling	
  practical	
  application	
  
• FIBO	
  core	
  proposals	
  +	
  fibo.schema.org	
  	
  
– Integral	
  to	
  the	
  Knowledge	
  Graphs	
  
– Core	
  to	
  the	
  new	
  [direct	
  access]	
  web	
  
– Marketing	
  directly	
  to	
  where	
  the	
  users	
  are
Wikipedia
BNP Paribas
FreeBase
Wikidata
Live Examples
Banc	
  of	
  California	
  
Bank	
  of	
  the	
  West	
  
Banc	
  Home	
  Loans	
  
Cita	
  Insurance	
  
NuVision	
  Community	
  Bank	
  
And,	
  more…	
  
The Launch of a Global Consortium
The Launch of a Global Consortium
Focused	
  expertise	
  and	
  experience	
  
making	
  the	
  Financial	
  Industry	
  visible	
  	
  
in	
  the	
  Structured	
  Web	
  Data	
  World	
  	
  
of	
  Knowledge	
  Graphs…
The Launch of a Global Consortium
Focused	
  expertise	
  and	
  experience	
  
making	
  the	
  Financial	
  Industry	
  visible	
  	
  
in	
  the	
  Structured	
  Web	
  Data	
  World	
  	
  
of	
  Knowledge	
  Graphs…
Financial/FinTech	
  Structured	
  Data	
  (FSD)	
  
Consortium
The Launch of a Global Consortium
Focused	
  expertise	
  and	
  experience	
  
making	
  the	
  Financial	
  Industry	
  visible	
  	
  
in	
  the	
  Structured	
  Web	
  Data	
  World	
  	
  
of	
  Knowledge	
  Graphs…
Caliber	
  Media	
  Group	
  
North	
  America	
  
Christopher	
  Regan	
  –	
  chris@calibermg.com
Data	
  Liberate	
  
Great	
  Britain	
  
Richard	
  Wallis	
  –	
  richard.wallis@dataliberate.com
MakoLab	
  
Europe	
  
Mirek	
  Sopek	
  –	
  sopek@makolab.com	
  
Financial/FinTech	
  Structured	
  Data	
  (FSD)	
  
Consortium

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FIBO & Schema.org

  • 2. Caliber Media Group – Chris Regan Executive Director, Digital Caliber Media Group Christopher Regan assists with the EDMC’s FIBO extension for its Schema.org initiative. His work within the field of web meta-data began in 1995, with the Dublin Core Initiative, and he has since worked within multiple industries including the financial industry, for clients such as American Express, Citibank, Chase, Goldman Sachs, Brown & Brown, Bank of the West, and Banc of California. Chris is a co- founding member of the W3C’s FIBO, Tourism and Automotive structured data working groups, and he is the Executive Director of Caliber Media Group. Chris began working in digital marketing in 1994. chris@calibermg.com
  • 3. Data Liberate – Richard Wallis Independent Consultant, Evangelist & Founder Data Liberate Working With: • Google – Schema.org vocabulary, site, extensions and documentation • OCLC - Global library cooperative • FIBO – Financial Industry Business Ontology W3C Community Groups • Schema Bib Extend (Chair) • Schema.org for bibliographic data • bib.schema.org • Schema Architypes (Chair) • Financial Industry Business Ontology – fibo.schema.org • Tourism Structured Web Data (Co-Chair) • Schema Course Extension @rjw   rjw@dataliberate.com
  • 7. Introducing Schema.org • [Linked Data] Vocabulary • RDF (triples) • URIs / string values • Types / Properties / Enumerations • “Not strongly typed” – RangeIncludes / DomainIncludes • Three serializations – Microdata, RDFa, JSON-LD • A web vocabulary to describe stuff!
  • 8. Family Tree of Schema.org Linked Data <SGML>
  • 9. Family Tree of Schema.org Linked Data <SGML>
  • 10. The Web Conceived ● 1989● March Tim  Berners-­‐Lee
  • 11. The Web Conceived ● 1989● March Tim  Berners-­‐Lee
  • 12. Semantic Web Arrives ● 2001 ● MAY
  • 13. “A Linked Data Web” – Introducing Linked Data ● 2009 Feb
  • 14. The Infamous Open Linked Data Cloud • Raw  RDF   • Many  Vocabs   • SPARQL Impressive! But  Useful?
  • 19. Related Intities in a Graph Bart  Simpson Nancy  Cartwright Dayton  Ohio Dayton  Aviation
 Heritage  National  Park Played  By Born  In Place  of  Interest
  • 20. Sources for the Graph - Knowledge Graph Knowledge  Graph
  • 21. Sources for the Graph - Knowledge Graph Knowledge  Graph Knowledge  Panel Info  BoxAnswer  Box Rich  Snippets
  • 22. Google Knowledge Graph – Google RankBrain “As  you  know,  we've  been  living  in  a  RankBrain  world  for  some  time  in   Google.  Recently  there  has  been  some  coverage  on  it  around  Google  not   fully  understanding  it,  as  well  as  RankBrain  not  impacting  crawling  or   replacing  links.”
  • 23. • Data  embedded  in  website  html   -­‐ Microdata  /  RDFa  /  JSON-­‐LD   • Harvested  during  normal  web  crawls   • Under  control  of  the  [site]  publisher Schema.org - Success 12+  Million   Web  Sites Found  On  30%  Pages* *  In  a  10  billion  page  sample  -­‐  2015  
  • 31. How to make Schema.org work for you 
 • Librarians  …   – Really  understand  their  domain  and  their  data   – Good  at  cooperation   • Early  Schema.org  –  Useful  but  not  good  enough   • Form  a  W3C  Community  Group  –    Schema  Bib  Extend   • Identified  public  data  sharing  use  cases  –  Knowledge  Graph   • What  can't  you  do  with  Schema  as  it  is?   • Fill  in  the  gaps   • Create  real  examples   • Proposed  enhancements  to  core  vocabulary   • Proposed  more  focused  extension  –  bib.schema.org   • A  few  iterations  –  2  years A story from the library
  • 32. How to make Schema.org work for you • Automotive   – W3C  Automotive  Ontology  Community  Group   – Some  minor  core  enhancements  to  Vehicle   – auto.schema.org  extension   • Medical  –  Early  large  addition  to  core  vocabulary   – Moving  much  of  it  to  a  health.schema.org  extension     • Sports  /  News  /  TV  &  Radio   – General  additions  to  core  vocabulary  
  • 33. Finance (FIBO) Proposal for Schema.org Core
  • 34. Finance (FIBO) Proposal for Schema.org Core
  • 35. Finance (FIBO) Proposal for Schema.org Core Proposed  New  Types:   • BankAccount   • CurrencyConversionService   • DepositAccount   • FinancialProduct   • InvestmentOrDeposit   • LoanOrCredit   • MonetaryAmount   • PaymentService   • PaymentCard
  • 36. Finance (FIBO) Proposal for Schema.org Core
  • 37. Finance (FIBO) Proposal for Schema.org Core
  • 38. Finance (FIBO) Proposal for Schema.org Core
  • 39. Finance (FIBO) Proposal for Schema.org Core
  • 40. FIBO & Schema.org Today – Current Status • Core  Proposals   – General  enhancement  for  Schema.org   – Foundation  for  FIBO  extension   – Targeted  for  Schema.org  2.3  –  April  2016
 • fibo.schema.org  (1.0)   – Financial/Banking  focused  extension   – Targeting  following  Schema.org  release  (2-­‐3  months)   – Initial  focus:  BrokerageAccount,  InvestmentFund,  MortgageLoan,   RepaymentSpecification,  ExchangeRateSpecification,  MoneyTransfer,  …     – Future  enhancements
 • External  Extension  –  schema.fibo.org  (Working  name  only)   – Closely  allied  with  /  Bridge  to  FIBO   – '  Within  industry'  extension  terms   – Building  upon  fibo.schema.org  
  • 41. FIBO & Schema.org • Schema.org  –  de  facto  web  vocabulary     – 12+  million  domains   – 30%  of  pages   – What  the  search  Engines  are  asking  for!   • Finance  /  Banking  [was]  poorly  represented     • FIBO  initiatives  ensuring  visibility   • Enabling  practical  application   • FIBO  core  proposals  +  fibo.schema.org     – Integral  to  the  Knowledge  Graphs   – Core  to  the  new  [direct  access]  web   – Marketing  directly  to  where  the  users  are
  • 46. Live Examples Banc  of  California   Bank  of  the  West   Banc  Home  Loans   Cita  Insurance   NuVision  Community  Bank   And,  more…  
  • 47. The Launch of a Global Consortium
  • 48. The Launch of a Global Consortium Focused  expertise  and  experience   making  the  Financial  Industry  visible     in  the  Structured  Web  Data  World     of  Knowledge  Graphs…
  • 49. The Launch of a Global Consortium Focused  expertise  and  experience   making  the  Financial  Industry  visible     in  the  Structured  Web  Data  World     of  Knowledge  Graphs… Financial/FinTech  Structured  Data  (FSD)   Consortium
  • 50. The Launch of a Global Consortium Focused  expertise  and  experience   making  the  Financial  Industry  visible     in  the  Structured  Web  Data  World     of  Knowledge  Graphs… Caliber  Media  Group   North  America   Christopher  Regan  –  chris@calibermg.com Data  Liberate   Great  Britain   Richard  Wallis  –  richard.wallis@dataliberate.com MakoLab   Europe   Mirek  Sopek  –  sopek@makolab.com   Financial/FinTech  Structured  Data  (FSD)   Consortium