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Comparison Funding Risk Between
Islamic Banking
And Conventional Banking
In Small and Medium Enterprises
By : RIZKA AWALIA MUSTAKIM
3A-D4
461 12 001
POLYTECHNIC STATE OF UJUNG PANDANG
ACCOUNTING DEPARTEMENT
2014
www.themegallery.com
Contents
1
2
3
INTRODUCTION
LITERATUR REVIEW
RESEARCH METHOD
www.themegallery.com
Background
Need Fund,
What Should
I choose?
Feed
back
Feed
back
PROBLEM
STATEMENT
OBJECTIVE
OF
RESEARCH
SIGNIFICANCE
OF RESEARC
1. To what extent risk posed by conventional bank products financing of
small and medium enterprises?
2. To what extent risk posed by Islamic bank products financing of
small and medium enterprises?
3. How comparisons between risk posed by the product of financing of
conventional banks and Islamic banks?
1. Knowing risks caused by conventional products financing to small
and medium enterprises
2. Knowing risks caused by Islamic products financing to small and
medium enterprises
3. Knowing comparison risk posed by the product of financing of
conventional banks and Islamic bank
1. Provide information to the reader about the products of conventional
bank financing
2. Provide information to the reader about the products of Islamic bank
financing
3. Giving information to readers about risk inflicted products of
conventional bank financing for small and medium enterprises
4. Giving information to readers about risk inflicted products of Islamic
bank financing for small and medium entrepreneur
5. Giving information to readers about the comparison risk inflicted
between financing of conventional banks and Islamic bank for small
and medium entrepreneur
LITERATUR REVIEW
DEFINITION
OF BANK
OBJECTIVE
OF
RESEARCH
SIGNIFICANCE
OF RESEARC
BATASAN
MASALAH
According to the act of republic of Indonesia no 10 / 1998 date
10 November 1998
Islamic Bank Conventional Bank
DEFINITION
OF BANK
THE
DIFFERENCE
CONCEPT
DEFINITION
OF
FINANCING
FINANCING
PRODUCT OF
CONVENTIONAL
BANK
FINANCING
PRODUCT OF
ISLAMIC BANK
LITERATUR REVIEW
1. The rule
2. return for granted
3. target credit / financing
DEFINITION
OF BANK
OBJECTIVE
OF
RESEARCH
SIGNIFICANCE
OF RESEARC
BATASAN
MASALAH
DEFINITION
OF BANK
THE
DIFFERENCE
CONCEPT
DEFINITION
OF
FINANCING
FINANCING
PRODUCT OF
CONVENTIONAL
BANK
FINANCING
PRODUCT OF
ISLAMIC BANK
LITERATUR REVIEW
In General definition
in the Conventional financing
in the Sari’ah financing
DEFINITION
OF BANK
OBJECTIVE
OF
RESEARCH
SIGNIFICANCE
OF RESEARC
BATASAN
MASALAH
DEFINITION
OF BANK
THE
DIFFERENCE
CONCEPT
DEFINITION
OF
FINANCING
FINANCING
PRODUCT OF
CONVENTIONAL
BANK
FINANCING
PRODUCT OF
ISLAMIC BANK
LITERATUR REVIEW
In general, system of the financing by the bank conventional
implemented the system of return to the bank by using interest
instrument that is worn to every costumer.
DEFINITION
OF BANK
OBJECTIVE
OF
RESEARCH
SIGNIFICANCE
OF RESEARC
BATASAN
MASALAH
DEFINITION
OF BANK
THE
DIFFERENCE
CONCEPT
DEFINITION
OF
FINANCING
FINANCING
PRODUCT OF
CONVENTIONAL
BANK
FINANCING
PRODUCT OF
ISLAMIC BANK
LITERATUR REVIEW
MusyarakahFinancing (Partnership, Project Financing
Participation)
Mudharabah Financing
DEFINITION
OF BANK
OBJECTIVE
OF
RESEARCH
SIGNIFICANCE
OF RESEARC
BATASAN
MASALAH
DEFINITION
OF BANK
THE
DIFFERENCE
CONCEPT
DEFINITION
OF
FINANCING
FINANCING
PRODUCT OF
CONVENTIONAL
BANK
FINANCING
PRODUCT OF
ISLAMIC BANK
RESEARCH METHOD
RESEARCH DESIGN
RESEARCH SUBJECT
RESEARCH TIME
RESEARCH INSTRUMENT
DATA COLLECTING PROSEDURE
TECHNIQUE OF DATA
ANALIZING
RESEARCH METHOD
RESEARCH DESIGN
Interview
Relevant
Information
Data Collection
Income statement
1 year a go
Profit and Rent
Information
1 year a go
Risk Analysis for
every month
Extent risk posted by
conventional financing
Company use conventional financing
Interview
Relevant
Information
Income statement
1 year a go
Profit and Rent
Information
1 year a go
Risk Analysis for
every month
Extent risk posted by sari’ah
financing
Company use Sari’ah financing
Compare the risk
Result Of the Researche
RESEARCH METHOD
DATA COLLECTING PROSEDURE
Problem Statement
Draft Of Quastion Data needed
Interview Collated Data
The general information
of the company
Data of Profit and interest or
cost of financing every month
Analysis the Data and Information
Result Of Research
RESEARCH METHOD
TECHNIQUE OF DATA
ANALIZING
Compare The Risk
THANKS

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Syariah Financing and Conventional Financing Slide ppt

  • 1. Comparison Funding Risk Between Islamic Banking And Conventional Banking In Small and Medium Enterprises By : RIZKA AWALIA MUSTAKIM 3A-D4 461 12 001 POLYTECHNIC STATE OF UJUNG PANDANG ACCOUNTING DEPARTEMENT 2014
  • 4. PROBLEM STATEMENT OBJECTIVE OF RESEARCH SIGNIFICANCE OF RESEARC 1. To what extent risk posed by conventional bank products financing of small and medium enterprises? 2. To what extent risk posed by Islamic bank products financing of small and medium enterprises? 3. How comparisons between risk posed by the product of financing of conventional banks and Islamic banks? 1. Knowing risks caused by conventional products financing to small and medium enterprises 2. Knowing risks caused by Islamic products financing to small and medium enterprises 3. Knowing comparison risk posed by the product of financing of conventional banks and Islamic bank 1. Provide information to the reader about the products of conventional bank financing 2. Provide information to the reader about the products of Islamic bank financing 3. Giving information to readers about risk inflicted products of conventional bank financing for small and medium enterprises 4. Giving information to readers about risk inflicted products of Islamic bank financing for small and medium entrepreneur 5. Giving information to readers about the comparison risk inflicted between financing of conventional banks and Islamic bank for small and medium entrepreneur
  • 5. LITERATUR REVIEW DEFINITION OF BANK OBJECTIVE OF RESEARCH SIGNIFICANCE OF RESEARC BATASAN MASALAH According to the act of republic of Indonesia no 10 / 1998 date 10 November 1998 Islamic Bank Conventional Bank DEFINITION OF BANK THE DIFFERENCE CONCEPT DEFINITION OF FINANCING FINANCING PRODUCT OF CONVENTIONAL BANK FINANCING PRODUCT OF ISLAMIC BANK
  • 6. LITERATUR REVIEW 1. The rule 2. return for granted 3. target credit / financing DEFINITION OF BANK OBJECTIVE OF RESEARCH SIGNIFICANCE OF RESEARC BATASAN MASALAH DEFINITION OF BANK THE DIFFERENCE CONCEPT DEFINITION OF FINANCING FINANCING PRODUCT OF CONVENTIONAL BANK FINANCING PRODUCT OF ISLAMIC BANK
  • 7. LITERATUR REVIEW In General definition in the Conventional financing in the Sari’ah financing DEFINITION OF BANK OBJECTIVE OF RESEARCH SIGNIFICANCE OF RESEARC BATASAN MASALAH DEFINITION OF BANK THE DIFFERENCE CONCEPT DEFINITION OF FINANCING FINANCING PRODUCT OF CONVENTIONAL BANK FINANCING PRODUCT OF ISLAMIC BANK
  • 8. LITERATUR REVIEW In general, system of the financing by the bank conventional implemented the system of return to the bank by using interest instrument that is worn to every costumer. DEFINITION OF BANK OBJECTIVE OF RESEARCH SIGNIFICANCE OF RESEARC BATASAN MASALAH DEFINITION OF BANK THE DIFFERENCE CONCEPT DEFINITION OF FINANCING FINANCING PRODUCT OF CONVENTIONAL BANK FINANCING PRODUCT OF ISLAMIC BANK
  • 9. LITERATUR REVIEW MusyarakahFinancing (Partnership, Project Financing Participation) Mudharabah Financing DEFINITION OF BANK OBJECTIVE OF RESEARCH SIGNIFICANCE OF RESEARC BATASAN MASALAH DEFINITION OF BANK THE DIFFERENCE CONCEPT DEFINITION OF FINANCING FINANCING PRODUCT OF CONVENTIONAL BANK FINANCING PRODUCT OF ISLAMIC BANK
  • 10. RESEARCH METHOD RESEARCH DESIGN RESEARCH SUBJECT RESEARCH TIME RESEARCH INSTRUMENT DATA COLLECTING PROSEDURE TECHNIQUE OF DATA ANALIZING
  • 11. RESEARCH METHOD RESEARCH DESIGN Interview Relevant Information Data Collection Income statement 1 year a go Profit and Rent Information 1 year a go Risk Analysis for every month Extent risk posted by conventional financing Company use conventional financing Interview Relevant Information Income statement 1 year a go Profit and Rent Information 1 year a go Risk Analysis for every month Extent risk posted by sari’ah financing Company use Sari’ah financing Compare the risk Result Of the Researche
  • 12. RESEARCH METHOD DATA COLLECTING PROSEDURE Problem Statement Draft Of Quastion Data needed Interview Collated Data The general information of the company Data of Profit and interest or cost of financing every month Analysis the Data and Information Result Of Research
  • 13. RESEARCH METHOD TECHNIQUE OF DATA ANALIZING Compare The Risk