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“A highly motivated and enthusiastic professional with
  a successful track record in both B2B and B2B2C
   Insurance, consumer finance, training and retail
                    management.”




                “An intuative individual with a proven ability
               to design, develop and implement, innovative
                  customer centric sales strategies, which
                    embrace the regulatory operational
                                framework.”
Account Manager I Automotive F & I Software I
 COIN Financial Systems (Kalamazoo Europe) I St Albans

Roles and Responsibilities:
•Sales Manager to a territory containing 156 PAG retailers across the 5
franchises within the Geographic‟s of the East Midlands, East Anglia &
Essex.




•Support franchised Dealer Account Managers to increase F&I
performance via utilisation of the financial software.
•Co-ordinate and conduct national training programmes to an audience of
3 levels of compitancy.




                           Major Achievements

                           •Achieved outstanding first year-end results – 163% of Margin and 151% of
                           Revenue objectives.
                           •First UK Account Manager to sell Network Software Solutions into Jaguar,
                           Volvo & Land Rover.
                           •Pioneered a customer facing sales strategy for poor performing retailers.
Business Development Manager I Automotive F & I
 Capital Bank Motor Plc. I Liverpool

Roles and Responsibilities:




 •F&I Management of 22 core accounts including a high profile used car supermarket group with an
 annual target of £19m, across Nottinghamshire, Derbyshire, Lincolnshire, & Leicestershire.
 •Coaching and development using of key retailer staff, incorporating account acquisition and retail
 package tender negotiations.
 •Support internal underwriters with the provision of CRA data to manage delinquency rates within my
 territory.




                         Major Achievements
                         •Promoted from Account Manager to Business Development Manager within
                         first year.
                         •Regional „Super User‟ for Capital Bank‟s web based showroom technology
                         “Connections”, thus becoming accountable for the training and integration of
                         the system into the retail network.
Account Manager I Automotive F & I
GMAC (UK) Plc. I Luton

Roles and Responsibilities:
•Accountable for £26m of retail paper and £530k of insurance premium
within a select portfolio of key accounts.
•Develop retailer profitability and identify key requirements, whilst
matching these business needs to the GMAC products and services
•Assess and identify potential commercial growth with retailer sales
strategies, recommending compliant improvements to compliment their
business model.
•Assist internal underwriters with CRA balanced scorecard data
validation and CIFAS referrals to eradicate fraudulent activity and
improve retailer‟s internal delinquency results.
        Major Achievements:
        •Rewarded with key retailer group accountability following the successful development of
        numerous independent franchised accounts.
        •Achieving personal hard and soft Key Performance Indicators on a consistent basis.
        •Successfully managed a regional insurance incentive for the UK North team, which resulted in
        a significant increase in insurance penetration.
        •Multiple account acquisitions within the Saab and Chevrolet brands.
Assistant General Sales Manager I Automotive Insurance
 Cardif Pinnacle Insurance Plc. I Borehamwood

Roles and Responsibilities:
•Responsible for the largest and most prestigious clients within
Intermediaries division – Volkswagen Financial Services (UK) Ltd. &
Mercedes-Benz Financial Services (UK) Ltd totally a Gross Written Premium
of £21m
•Pro-active relationship management between key Stake Holders and
National Sales Departments and board members
•Project manage product launches and technology enhancements



        Major Achievements:
        •Promoted from Sales Manager to AGSM within 17 months of recruitment
        •Coordinated formal tender responses for motor partnerships including BMW, VWFS, Honda
        and Banque PSA
        •Devised, launched and managed client incentives to drive compliant incremental growth
        •Co-created and published a market bespoke quarterly insurance newsletter
        •Selected to represent Cardif Pinnacle at the BNP Paribas „Global Think Tank‟ in Paris
        •Facilitated Training & Development workshops for the Motor Partnerships team
Business Development Manager I Automotive Insurance
 SMART Insurance (UK) Ltd I Leeds

Roles and Responsibilities:
•Spearhead strategic product & distribution innovation
•Instigate sales growth within Pendragon, Jardine Motors and Listers Group
•Drive new business acquisition across existing distribution model
•Implement client Business Plans to effectively manage client relationships
and performance
•Identify and explore alternative sustainable distribution markets
•Host development sessions for all levels of dealer personnel to enhance sales and technical knowledge
•Analyse management information to identify sales, claims and complaints trends
•Write and present commercial propositions and supplier agreements for all new business oportunities




                           Major Achievements:
                           •Remodelled the corporate training material into core modules
                           •Influenced sales growth of 71% within Jardine Motors as a direct result of
                           launching the remodelled development sessions across only 42% YTD of their
                           franchised network
                           •Co-created and published a consumer research paper surrounding market
                           perceptions of SMART repairs
                           Designed and managed the production of visual product presenters
Head of Sales I Automotive Warranty I
 MAPFRE Warranty I Bristol and London

Roles and Responsibilities:
•Establish commercially viable lines of ethical business within Manufacturers
and AM Top 50 dealer groups
•Develop, drive and own the annual plan in consultation with Departmental
Heads of Business, reporting directly to the Managing Director.
•Formulate an innovative prospectus to demonstrate the strategic vision,
capabilities and product solutions for the automotive insurance market
•Identify commercial campaign opportunities to stimulate brand awareness
•Oversee the development of commercial propositions and customer relationships. This includes agreeing
appropriate operational solutions and gaining internal sign-off for proposals;
•Through effective relationship management, build bespoke product solutions, services and practices with
prospective and existing business partners.




                          Major Achievements:
                          •Founded a unique client joint venture and „first for MAPFRE‟ on-line B2B
                          warranty distribution platform
                          •Generated a forecasted business volume of £1.3m GWP across 11,000 policies
                          within the intermediary sector
                          •Intuitively created an avant-garde „end-to-end customer journey‟ blueprint, to
                          maximize customer and client retention via the integration of technological
                          advances to fulfill our principals around customer centricity
                          •Instigated a strategic UK marketing campaign to stimulate brand awareness
                          and sales traction
CIBD: „Certificate in Insurance      Specialist Automotive            TAP Certificate in
Business Development‟ 1 & 2       Finance „Competence Test‟          „Training Delivery‟




                         SHL „Occupation                   Tetramap
                     Personality Questionnaire‟      „Behavioural Modelling‟
“Richard is a polished, true sales professional. More importantly he provides depth to complex
   opportunities and is able to find a solution that meets the needs of all parties involved. His
   knowledge of the industry and the experience he demonstrates on a daily basis, are a true
   reflection of his character and drive to make a difference, deliver and succeed. I wouldn't hesitate in
   recommending Richard - he would make a valued member of any team.”
   Charles Coburn, Head of Sales (Finance & Insurance), MAPFRE Assistance




 “Richard is a very professional and focused
individual who is able to see and shape the bigger           “Richard sits in the 'top talent' box in any sales
picture whilst concentrating on the detail. A very          focused organisation. He understands great
talented communicator, presenter, influencer and            product development and positioning; he's brilliantly
sales person. He always represents himself and the          creative in packaging a sales proposition and sales
company he works for with enthusiasm, passion               messaging; he's a strong, strong communicator -
and integrity. Richard is someone I trust and have          both in developing and in delivering a message; he
respect for, and is an asset to any organisation.”          builds strong sales relationships. He absolutely gets
Gary Lee, General Manager, Daimler Insurance                'route to market' thinking right through to sales
                                                            delivery - he's committed and he delivers - a
                                                            great, great bloke to have on your team!”
                                                             Dennis Foley, Business Channel Head, Mapfre
                                                            Assistance


                     More recommendations received via




                            “Richard is a great professional and an impressive ambassador for your
                            business. Calm under pressure, eloquent, attentive to the needs of a customer
                            and with great communication skills Richard is most definitely one of those
                            people that you are delighted to have on your team.”
                            Nancy Rignall, Head of MAPFRE ABRAXAS
“Home life in Nottingham is centered around my
wife Lyndsey, son Ruben and daughter Florence”
Championship and event winning Rally Co-Driver
 “For the past 20 years, Motorsport has been an
integral part of my family life, from co-driving to
               Clerk of the Course”
Father


 Son




                 “At just 7 years old, Ruben is one of
                  the youngest kart drivers in the UK



  “Team Manager > Web Designer > Chief Engineer >
   Sponsor > Logistics Manager > Father Figure...”
         My role encompasses multiple facets...

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Richard Hage Interactive CV

  • 1. Please select a „World‟ to explore
  • 2. “A highly motivated and enthusiastic professional with a successful track record in both B2B and B2B2C Insurance, consumer finance, training and retail management.” “An intuative individual with a proven ability to design, develop and implement, innovative customer centric sales strategies, which embrace the regulatory operational framework.”
  • 3.
  • 4. Account Manager I Automotive F & I Software I COIN Financial Systems (Kalamazoo Europe) I St Albans Roles and Responsibilities: •Sales Manager to a territory containing 156 PAG retailers across the 5 franchises within the Geographic‟s of the East Midlands, East Anglia & Essex. •Support franchised Dealer Account Managers to increase F&I performance via utilisation of the financial software. •Co-ordinate and conduct national training programmes to an audience of 3 levels of compitancy. Major Achievements •Achieved outstanding first year-end results – 163% of Margin and 151% of Revenue objectives. •First UK Account Manager to sell Network Software Solutions into Jaguar, Volvo & Land Rover. •Pioneered a customer facing sales strategy for poor performing retailers.
  • 5. Business Development Manager I Automotive F & I Capital Bank Motor Plc. I Liverpool Roles and Responsibilities: •F&I Management of 22 core accounts including a high profile used car supermarket group with an annual target of £19m, across Nottinghamshire, Derbyshire, Lincolnshire, & Leicestershire. •Coaching and development using of key retailer staff, incorporating account acquisition and retail package tender negotiations. •Support internal underwriters with the provision of CRA data to manage delinquency rates within my territory. Major Achievements •Promoted from Account Manager to Business Development Manager within first year. •Regional „Super User‟ for Capital Bank‟s web based showroom technology “Connections”, thus becoming accountable for the training and integration of the system into the retail network.
  • 6. Account Manager I Automotive F & I GMAC (UK) Plc. I Luton Roles and Responsibilities: •Accountable for £26m of retail paper and £530k of insurance premium within a select portfolio of key accounts. •Develop retailer profitability and identify key requirements, whilst matching these business needs to the GMAC products and services •Assess and identify potential commercial growth with retailer sales strategies, recommending compliant improvements to compliment their business model. •Assist internal underwriters with CRA balanced scorecard data validation and CIFAS referrals to eradicate fraudulent activity and improve retailer‟s internal delinquency results. Major Achievements: •Rewarded with key retailer group accountability following the successful development of numerous independent franchised accounts. •Achieving personal hard and soft Key Performance Indicators on a consistent basis. •Successfully managed a regional insurance incentive for the UK North team, which resulted in a significant increase in insurance penetration. •Multiple account acquisitions within the Saab and Chevrolet brands.
  • 7. Assistant General Sales Manager I Automotive Insurance Cardif Pinnacle Insurance Plc. I Borehamwood Roles and Responsibilities: •Responsible for the largest and most prestigious clients within Intermediaries division – Volkswagen Financial Services (UK) Ltd. & Mercedes-Benz Financial Services (UK) Ltd totally a Gross Written Premium of £21m •Pro-active relationship management between key Stake Holders and National Sales Departments and board members •Project manage product launches and technology enhancements Major Achievements: •Promoted from Sales Manager to AGSM within 17 months of recruitment •Coordinated formal tender responses for motor partnerships including BMW, VWFS, Honda and Banque PSA •Devised, launched and managed client incentives to drive compliant incremental growth •Co-created and published a market bespoke quarterly insurance newsletter •Selected to represent Cardif Pinnacle at the BNP Paribas „Global Think Tank‟ in Paris •Facilitated Training & Development workshops for the Motor Partnerships team
  • 8. Business Development Manager I Automotive Insurance SMART Insurance (UK) Ltd I Leeds Roles and Responsibilities: •Spearhead strategic product & distribution innovation •Instigate sales growth within Pendragon, Jardine Motors and Listers Group •Drive new business acquisition across existing distribution model •Implement client Business Plans to effectively manage client relationships and performance •Identify and explore alternative sustainable distribution markets •Host development sessions for all levels of dealer personnel to enhance sales and technical knowledge •Analyse management information to identify sales, claims and complaints trends •Write and present commercial propositions and supplier agreements for all new business oportunities Major Achievements: •Remodelled the corporate training material into core modules •Influenced sales growth of 71% within Jardine Motors as a direct result of launching the remodelled development sessions across only 42% YTD of their franchised network •Co-created and published a consumer research paper surrounding market perceptions of SMART repairs Designed and managed the production of visual product presenters
  • 9. Head of Sales I Automotive Warranty I MAPFRE Warranty I Bristol and London Roles and Responsibilities: •Establish commercially viable lines of ethical business within Manufacturers and AM Top 50 dealer groups •Develop, drive and own the annual plan in consultation with Departmental Heads of Business, reporting directly to the Managing Director. •Formulate an innovative prospectus to demonstrate the strategic vision, capabilities and product solutions for the automotive insurance market •Identify commercial campaign opportunities to stimulate brand awareness •Oversee the development of commercial propositions and customer relationships. This includes agreeing appropriate operational solutions and gaining internal sign-off for proposals; •Through effective relationship management, build bespoke product solutions, services and practices with prospective and existing business partners. Major Achievements: •Founded a unique client joint venture and „first for MAPFRE‟ on-line B2B warranty distribution platform •Generated a forecasted business volume of £1.3m GWP across 11,000 policies within the intermediary sector •Intuitively created an avant-garde „end-to-end customer journey‟ blueprint, to maximize customer and client retention via the integration of technological advances to fulfill our principals around customer centricity •Instigated a strategic UK marketing campaign to stimulate brand awareness and sales traction
  • 10. CIBD: „Certificate in Insurance Specialist Automotive TAP Certificate in Business Development‟ 1 & 2 Finance „Competence Test‟ „Training Delivery‟ SHL „Occupation Tetramap Personality Questionnaire‟ „Behavioural Modelling‟
  • 11. “Richard is a polished, true sales professional. More importantly he provides depth to complex opportunities and is able to find a solution that meets the needs of all parties involved. His knowledge of the industry and the experience he demonstrates on a daily basis, are a true reflection of his character and drive to make a difference, deliver and succeed. I wouldn't hesitate in recommending Richard - he would make a valued member of any team.” Charles Coburn, Head of Sales (Finance & Insurance), MAPFRE Assistance “Richard is a very professional and focused individual who is able to see and shape the bigger “Richard sits in the 'top talent' box in any sales picture whilst concentrating on the detail. A very focused organisation. He understands great talented communicator, presenter, influencer and product development and positioning; he's brilliantly sales person. He always represents himself and the creative in packaging a sales proposition and sales company he works for with enthusiasm, passion messaging; he's a strong, strong communicator - and integrity. Richard is someone I trust and have both in developing and in delivering a message; he respect for, and is an asset to any organisation.” builds strong sales relationships. He absolutely gets Gary Lee, General Manager, Daimler Insurance 'route to market' thinking right through to sales delivery - he's committed and he delivers - a great, great bloke to have on your team!” Dennis Foley, Business Channel Head, Mapfre Assistance More recommendations received via “Richard is a great professional and an impressive ambassador for your business. Calm under pressure, eloquent, attentive to the needs of a customer and with great communication skills Richard is most definitely one of those people that you are delighted to have on your team.” Nancy Rignall, Head of MAPFRE ABRAXAS
  • 12. “Home life in Nottingham is centered around my wife Lyndsey, son Ruben and daughter Florence”
  • 13. Championship and event winning Rally Co-Driver “For the past 20 years, Motorsport has been an integral part of my family life, from co-driving to Clerk of the Course”
  • 14. Father Son “At just 7 years old, Ruben is one of the youngest kart drivers in the UK “Team Manager > Web Designer > Chief Engineer > Sponsor > Logistics Manager > Father Figure...” My role encompasses multiple facets...