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2. A Specialized Planner: Military Retirement Calculator Retirement savings calculators are a great tool for individuals to use in order to determine if they are on the right track for their retirement savings needs and goals. Social security is usually not enough money for most individuals to live on at retirement, at least not to live at their current status of living, so planning ahead for retirement by implementing savings plans is the best way to be certain to have enough when retirement age is reached.

3. Although these calculators are a great tool to use Although these calculators are a great tool to use, they are usually not enough to give individuals a full picture of what they need to be doing for their retirement, so going to a financial adviser after consulting a retirement calculator is usually a good idea to make sure everything is indeed on the right track.

4. Military For those who have served in the military through the years, in whatever capacity and for whatever length of time the service was, there is the need for a specific military retirement calculator to take into account the conditions that are specific to military service. There are different types of military retirement calculators depending on the individual's needs.

5. One type of military retirement calculator One type of military retirement calculator that is the most basic is the final pay retirement calculator which only takes into account the year the person is going to retire, the years of service he has put in, the pay grad at retirement, the inflation rate, tax rate and annual active duty pay raise. This type of calculator can give the individual a general idea of where he stands at retirement.

6. There is also the High-3 military retirement calculator There is also the High-3 military retirement calculator that applies to individuals who are under the High-3 retirement system in the military. This system only applies to individuals who entered military service between 1980 and 1986, or to individual who entered after 1986 but opted out of the Career Status Bonus. This calculator works similarly to the one described above in the information that is needed for the calculator but is based on the High-3 system rather than final pay.

7. Another plan Another plan that is even more specific in the information that is required is the CSB or REDUX military retirement calculator. This one asks individuals what year and age of retirement is planned and how many years of service and what pay grade is expected by retirement age. It also asks how much is already in the Thrift Savings Plan for the individual and how much is in a Taxable Investment. It then calculates the rates for the individual and they can plan accordingly.

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