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Your Property
Is Worth Less Than You
      Paid For It.
You’re Getting Letters
Threatening Foreclosure
You’re Worried About
 Impending Financial
      Disaster...
Yes,You’re
Stressed!
But Guess What?
These Hard Times
   Will Pass...
You Know That Right?
Things are going
 to get better...
Step 1

 Take A Deep Breath...
Do Something Fun For
  A Day... Clear Your
        Head!!!
Step 2

Regain Control!
Some Options For You...
You Could “Walk Away,”
 Forget The Property &
  Take A Major Hit To
   Your Credit Score
Or
You could declare
bankruptcy and work to
  halt the foreclosure
     proceedings...
You’d get to keep the
 property, paying back
what’s owed according
to an agreement you’ll
make with the courts...
But is it worth the
continued stress?
Or...
You can get free help &
negotiate a short sale...
short sale = Your lender
agrees to let you sell the
 property for less than
  what you owe on it.
short sale = A 3rd Party
Can Assume The Burden
Of Having To Deal With
      Your Lender
short sale = You Could
   Get More Time To
 Decide On Your Next
Move While The Buyer
is Being Located & The
  Transaction is Being
      Completed.
Which Will You
       Choose?
• Walk From The Property, Have Very
  Damaged Credit
• Declare Bankruptcy or Get A Loan
  Modification.... Keep The Property, And The
  Stress

• Or, Try A short sale- Minimize
  Damages To Your Financial
  Health... Get More Time To Find A
  New Place To Go.

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