This handout is made available courtesy of the Illinois Credit Union League, a REAL Solutions League partner.

1. !" #

2. $
%$
& '( % $
&' $
)" % ( %
(
"
* +

3. $
' '
" ,
%"
%"
- ( .
'
/ 0
(/

4. %$
/ (
( , (
) 0
)", " %
*2 3 4 +
11 2

5. & '( % $
5 '
) ' %
( ' (
6 (/
7 ) (
* 8
! / ' 9+

6. %
) $
&'
$

7. 1!
+ "
: '" " : (
"
:< : / (
,
: ( ( : "" /(
:) ( 0 :# *%
/( + ;;;;;
;;;;;

8. =!
+ " % ,
(
5' " > " % "" (
(
( /( * / " (
" /( " ? %
( < ' +
"" / >
( *" (
( ( ( 8 (@+
/ ( * A' (
@+
< , > ("
( " % "" ( (
( B( B
( (
@

9. =! "
+ % ,
( * @+
(
( ( 6 (
> (
, * 6 C , D
5 A B
) ( (
@+
& " > ( /(
*
E E (
% (
( ( (
@+

10. 4!
+ " ' '
' ' %( (
%" "
%
% %

11. F+ ( ,
)
6 ' , B
'
!( % ( /
,
) ' B
' *%
+
% , ( / '

12. G+
%(
" ' % B
,
( ( %"
B ,
! " , ' '
' ' / B

13. )" % ( %
(

14. -< .
>< ' 5

15. -< .
>< ' 5
" ?
/( ( =
< ' 5
( *5 +
( % ( (?
%
(
" '
% " H
?% 7

16. -< .
>< ' 5
< ' 5 ' " '
("
< ' 5 %(
' ( /( (
/ / ( (" '
( ( )( / < ' 5
( ' ' %
#' < ' 5
"" % / % (
'

17. -5 ' " ( .
5 "" 6 > "

18. -5 ' " ( .
5 "" 6 > "
5' " ( "
' ( / % @ @ , ' %
( % % (,
/ % % " "
( </ " ( (
"
" ""
% (, ( % (
% ( '
( %

19. -I7 ".
' " > % ( "(
5 > % ( "(
' "
/
/ %
' /
? % (
% I7
( '
(
(
(

20. -I7 ".
' " > % ( "(
5 > % ( "(
5 ? % (
(
(
( % I7 (
% ( "(
( % (
/ % (
" ("" "
'?'

21. 6 ( ( > , D
A
> ?7I
- , D
A . (
" (% ( (
(/ / (
?7 *
I + '
( '/ ' %
%" ) ( % '
/ '

22. ? ( (
7 >C & (
(
( C (
/ % (
( %
( %(
)
' ( (/
("" (

23. ? ( (
7 >C & (
( / ? ( ' (
%
% "
% ( 8' "
/% ( ) /
%( % ( (
7
( (
' (

24. !
" >
%
' "
' ("
(
("
%
("" /(
(
" "
")", (

25. !
" >
' " ("" /
("
' % " (
)( % ( / "
# ' , ' (
/ %
/ " ( ' H
" %(
% ) 0
% ( %
( % /

26. ( %"
J K F ?M =
K ?L = 1 F
" @" N ( @