May 15, 2008

1. Mark your calendar for upcoming
Roadmap to Recovery meetings…
Thursday, May 15, 2008: Rebuild Options – A variety
of contractors present their approaches to rebuilding
Wednesday, May 28th: Special Mixer, Music and Evening
with Marjorie & Ken Blanchard (6:30 pm on patio for
hors d'oeuvres & refreshments)
Thursday, June 5th, 2008: Fund Control, Special rebuild
vendor offerings and concept of Owner/Builder
Thursday, June 29th, 2008: Post-Disaster Legal Issues
Revisited, including overview of current status of Ins.
Code Sec. 2051.5(c)

2. R2R Presentations Available On-Line
RBCPC Firestorm Recovery Plan
The mission is simple: To befriend Survivors of Firestorm 2007 and help
restore lives and homes by ministering to physical, emotional, and spiritual needs
Click: www.rbcpc.org Firestorm
Road to Recovery Series
- PDFs
- Powerpoints

3. SoCal 2007 Wildfire
SoCal 2007 Wildfire
Roadmap to Recovery:
Roadmap to Recovery:
Rebuilding Options: 4 Contractors
Rebuilding Options: 4 Contractors
Present Their Rebuild Strategies
Present Their Rebuild Strategies
May 15, 2008
May 15, 2008
Rancho Bernardo Community Presbyterian Church
Rancho Bernardo Community Presbyterian Church
www.unitedpolicyholders.org

4. Insurance Survey
A leading insurer recently told a national television news audience that
97% of its claims from the 2007 Wildfires have been satisfactorily settled;
The California Department of Insurance has reported receiving only 29
underinsurance complaints from San Diego County relating to the 2007 Wildfires.
WHAT ARE THE FACTS?
If you suffered property damage (total or partial) in the 2007 Wildfires,
please fill out the insurance survey at
http://www.zoomerang.com/Survey/?p=WEB227QRCRB2FZ
(This web address is also printed on the front page of tonight’s handout)
*Survey is confidential. No personal information about individual participants will be
disclosed. Participants can be anonymous.
Survey sponsored by three nonprofit organizations doing recovery work in areas affected
by the ’07 Firestorm: RB United, United Policyholders and Rebuilding Mountain Hearts
and Lives

5. United Policyholders announces:
“Ask An Expert” On-Line Forum
A new information resource for ’07 Firestorm Survivors
On the Forum, you can pose a question to:
A Lawyer
A Claims Handling Professional
A Previous Catastrophic Loss Survivor
“Ask An Expert” is restricted by invitation only. If you
are a 2007 Firestorm Survivor and wish to receive an
“invitation”, send an e-mail to:
Emily@unitedpolicyholders.org
Please put: “Ask An Expert Invite” in the subject line of your
e-mail.

6. Mark your calendar for upcoming
Roadmap to Recovery meetings…
Thursday, May 15, 2008: Rebuild Options – A variety
of contractors present their approaches to rebuilding
Wednesday, May 28th: Special Mixer, Music and
Evening with Marjorie & Ken Blanchard (6:30 pm on
patio for hors d'oeuvres & refreshments)
Thursday, June 5th, 2008: Fund Control, Special
rebuild vendor offerings and concept of Owner/Builder
Thursday, June 29th, 2008: Post-Disaster Legal Issues
Revisited, including overview of current status of Ins.
Code Sec. 2051.5(c)

7. The Fine Print…
The information provided in this program is intended for
general educational purposes only. It should not be
construed as legal advice
The speakers at today’s program are volunteering
their time as educators
Neither United Policyholders nor the Rancho Bernardo
Community Presbyterian Church endorse or warrant
the quality or services of any volunteer speakers

8. Special Thank You’s
Angelica Quiroz and the RBCPC Food
Service Ministry

9. Going home one step at a time
Celebrating along the Road Home:
Ideas and Encouragement from Cedar Fire Survivors,
United Policyholders, and RBCPC

10. Remember where you started
Celebrating along the Road Home:
Ideas and Encouragement from Cedar Fire Survivors,
United Policyholders, and RBCPC

11. How long it takes …
Shalinsky Family
2/2005
March – November 2nd Floor framed
Hoping &
Praying: Ground Breaking 9/18/04
12/2003 Foundation 11/2004
Site cleared Poured 1st Floor framed
10/26/03 6/14/04 12/2004 8/14/05
Firestorm Nov - May Blessing Land Leave of Home
Dealing with change, change, change… Absence
Paying off old home loan
Choosing architect/builders Choosing paints, decorations,
Designing home/ HOAs, Permit process furniture, decisions, decisions!
Securing home loan
{Planning your move – Ordering
Furniture, 2 – 4 month lag}
Don’t forget the landscaping - 6 mo!

12. And where you’re going
Celebrating along the Road Home:
Ideas and Encouragement from Cedar Fire Survivors,
United Policyholders, and RBCPC

13. This too will pass …
Celebrating along the Road Home:
Ideas and Encouragement from Cedar Fire Survivors,
United Policyholders, and RBCPC

14. Unique Opportunity This Evening
Four builders
Homeowners with these builders
HOA feedback
(Whispering Ridge for Stonefield)
Introductions

15. Points to consider wrt your new home
What features are most important to you?
What must you keep? What can you live without?
How much of yourself do you want to invest in the
construction phase?
What can you afford? Back-up financial plan?
What do you expect of your builder?
Attention-to-detail? Big picture? Makes thing right? Project planning?
Done well but running late – OR – On time and done
Perfection? Done Well? Just get me home?
How does your communication style meld with your builder?
How will you handle inevitable delays?

16. Dale Andersen
DE Andersen Construction

17. Overview of DE Andersen

19. Examples of homes built

20. Examples of Construction

21. Examples of Construction

22. Thank you
References available upon request
Tour of DE Andersen homes available
as well
G. Scott Harper
Design Consultant / Project Management
(714) 865-2039

23. ED SMITH
Envision Homes, LLC
Envision Land & Development License # 470995

24. Our Company
Building Quality Homes in California Since 1984
Single Family Homes
Custom and Semi-Custom
Member of the Better Business Bureau
Member of the San Diego Building Industry
Association
Member of the San Diego North Chamber of
Commerce

25. A Complete Process
for Fire Survivors
Insurance- Guidance through the maze.
Design- Designing your home the way you want it.
Cost Clarification- All fees and construction costs
are reviewed thoroughly prior to contract signing.
Community- Neighborhood Build Program.

26. A Complete Process
(continued)
Construction- Building the highest quality
homes within a 120 day construction schedule.
(Some home sizes may require additional time.)
Warranty- Upon completion of construction,
homeowner receives a 2-10 Warranty -
protection on structural issues for 10 years.

27. Our Commitment
Maximize Your Insurance Claim
Custom Home Designed for You
120 Day Construction Schedule
Direct Access to Building Progress
Weekly Conference Updates
Warranty Service
Private Home Builders 2-10 Warranty

28. We’re Here for You!
Ed Smith 858.332.2080
Bob Bourdette 858.332.2081
16835 West Bernardo Drive, Suite 209
Rancho Bernardo, CA

29. Thank you.

30. Gaitaud Construction Design
& Development Corp.
Office 858-451-8280
Cell 858-518-9020
email: philgaitaud@hotmail.com

31. • Phillip and Karen Gaitaud have been RB residents
for 10 yrs.
– Primarily a single family and custom home builder
– Have built housing tracts and multi-unit projects.
– Largest project was 132 units.
• Each home is unique with regards to the owners needs
(no. of bedrooms and bathrooms).
– We provide a simple breakdown for cost per square foot and
plug-in costs to suit your rebuild needs.
• We have provided custom production costing upon
request
• Production costing is available to any family requiring
assistance for rebuild.

32. • For families with Insurance difficulties, we can suggest
alternate finishes to reduce construction costs.
• Homes will be completed and ready for move-in in a
timely manner.
• Additional cost of $8,000 to $10,000 for grading, soils
report, sewer hook ups and utility tie-ins.
• All other items required for final and move-in are
included in the cost.
• No retaining walls are included.

33. • After the Cedar fire our Company Rebuilt 20
custom homes for fire survivors.
• Our company was established in 1984.
– Company is Licensed with the State of California Contractors
Board
– Members of the Better Business Bureau
– We carry Commercial General Liability: $1,000,000, Personal
Injury: $1,000,000, General Aggregate: $2,000,000, and
Workmen’s Compensation Insurance.
– The Company is bonded with the State of California.
– We require that all funds be distributed by Dixieline Builders
Fund Control.

34. • My Subcontractors are all local Licensed Contractors
who have worked for my company for many years.
– I consider us a Family.
• Resume and a list of References and homes that are
open to view are available upon request.

35. WITCH CREEK FIRE
REBUILD 2007
Gaitaud Construction Design &
Development Corp.
Rebuild Specifications and Pricing

36. Pricing Specifications are based on a 3 to 5 bedroom, 2 bath, with 2
car garage , including a set of Architectural & Structural building
plans designed to your liking.
Your Customized Home would include:
•All Homes Built to suit All Updated Codes: Building;
Fire; Electrical; Mechanical; Plumbing and Title 24
Energy & Envirornmental.
•Granite slab kitchen counters,
•Stone bath counters
•Flooring includes Stone Travertine tiles or Porcelain Tile
floors through out

37. •Kitchen amenities include GE Profile Appliances—
Double Oven; Built-in Microwave; Gas Cooktop w/ Hood
Vent; Dishwasher & Double Sink with Widespread
Upgrade Faucets & Garbage Disposal
•Bathroom Amenities include: Upgrade Faucets with 8”
widespread; Spa Tub; Tiled Showers
•42” Fireplace
•Milgard Vinyl Windows w/Lifetime Warranty
•Six Selections of molded 8’ Tall Doors with Upgraded
2-7/8” Door Casing and Upgraded 5-1/4” Baseboard .

38. •Pre-Wired for Security system; CATV; Phone & 7.1
Surround Sound System
•Smooth Hand-Applied Exterior Plaster Finish
•Custom paint with selected colors at Ceiling , Walls ,
Doors and Trim
•Garage door opener
•Driveways, Exterior Walkways and Patios include
Ackerstone concrete pavers.

39. All items are fixed cost.
• Select carpet , Sheet vinyl Flooring and Tile at
Bathroom and Kitchen Counters
Price reductions of $7,000 to $12,900.
• 3250 Square Foot Home and 480 Square Foot
Garage; Total Area 3,730 SqFt. Total cost $529,660
Price per Sq. Ft. $142.
Select carpet and tile, discount $12,900
• 2000 Square Foot Home and 480 Square Foot
Garage; Total Area 2480 SqFt. Total cost $376,000
Price per Sq. Ft. $152.
Select carpet ant tile, discount $8,300

40. Additional add-ins Include:
•Add each additional Powder bath $ 2,500.
•Add each additional Bathroom with Shower or Tub
$6,500.
•Add each additional Fireplace $3850
•Add Veggie Sink $1,600
•Add for Single Garage Door with Operator $800.
•Meet with Our Representative and Receive an
Itemized Cost Estimate to Customize your New Home.

41. Gaitaud Construction Design & Development Corp.
I personally want to thank all of you for attending this
“Roadmap to Recovery” Meeting and the Rancho Bernardo
Community Presbyterian Church for providing the location
and United Policyholders for inviting builders to present our
building options and philosophies.
I will be available to answer any questions and setup meetings
if you so desire.
Sincerely,
Phil Gaitaud

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43. 1) Full name of construction company and speakers for 5/15 (for introductory slide);
Stonefield Development. Patty and Dennis Moser, Consultants representing
Stonefield Rebuilding San Diego.
2) Does the company build custom homes, merchant program or both? Is a mid-size,
family owned, custom home builder. Stonefield Development has become one of
Southern California’s leading builders of custom homes by adhering to the
industry’s highest standards of quality craftsmanship, by providing its customers
with nothing less than the utmost in satisfaction and by carrying on a tradition of
timeless elegance.

44. 3) What year was the company established in its current business form? (How long has
the company been in business?) 1986. 20 years.
4) Has the company built homes in a post-catastrophic situation before? If so,
when/where and how many homes? Yes! After the 2003 Cedar Fires Stonefield
successfully rebuilt 81 homes in the Whispering Ridge area of Scripps Ranch. This
resulted in a lower cost per square foot, additional amenities and customization,
and in some cases larger homes. The Scripps Ranch Rebuild was the most
gratifying project we have ever worked on. We were the pioneers and became the
national blue print for group rebuilding following a natural disaster.

45. 5) What type of pricing does the company use?
Fixed Price Contracts only.
QUALITY CUSTOM HOMES from $140.00/SF including:
• CUSTOM DESIGN SERVICES by award winning Architects to your specifications
• IN-HOUSE INTERIOR DESIGN SHOWROOM SERVICES
• COMPLETE PRICING WITH A FIXED FEE CONSTRUCTION CONTRACT– no
surprises
• GREEN CONSTRUCTION – Title 24 + 35% compliance with a $4000 rebate from
SDG&E
• 2-10 HOME BUYERS WARRANTY INSURANCE that transfers with the sale of your
home

46. 6) Is the company licensed by the CA Dept. of Insurance? (What is their contractor
license number?) California Contractors License #497376
7) Is the company a member of the BIA (Building Industry Association)? Yes. Building
Industry Association of San Diego County, Building Industry Association of
Orange County, Building Industry Association, Desert Chapter.
8) What type of insurance coverage(s), and in what amounts, does the company carry?
(E.g., workman's comp., liability, etc.)
•$1 Million Liability Insurance Coverage (Each occurrence will cover up to
$1 million)
•General Aggregate- limit is $2 Million
•$1 Million limit for -workman’s comp
•Course of Construction (Same as Homeowners Insurance-covers fire and
theft up to the value of the loss. Advantage for fire survivor is double
coverage).
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48. Break Out Sessions
for Fire Survivors
Open to 9:30 pm: Firm Stop time
Upstairs:
State Farm : Dormer West
Farmers : Skylight West
Allstate : Upper Courtside East
USAA: Small room off lobby
Other Companies: Fellowship Hall

49. Mark your calendar for upcoming
Roadmap to Recovery meetings…
Thursday, May 15, 2008: Rebuild Options – A variety
of contractors present their approaches to rebuilding
Wednesday, May 28th: Special Mixer, Music and Evening
with Marjorie & Ken Blanchard (6:30 pm on patio for
hors d'oeuvres & refreshments)
Thursday, June 5th, 2008: Fund Control, Special rebuild
vendor offerings and concept of Owner/Builder
Thursday, June 29th, 2008: Post-Disaster Legal Issues
Revisited, including overview of current status of Ins.
Code Sec. 2051.5(c)

50. Gaitaud Construction Design & Development Corp.
Additional slides

51. All items are fixed cost.
• Select carpet , Sheet vinyl Flooring and Tile at
Bathroom and Kitchen Counters
Price reductions of $7,000 to $12,900.
• 3250 Square Foot Home and 480 Square Foot Garage;
Total Area 3,730 SqFt. Total cost $529,660
Price per Sq. Ft. $142.
Select carpet and tile, discount $12,900
• 2000 Square Foot Home and 480 Square Foot Garage;
Total Area 2480 SqFt. Total cost $376,000
Price per Sq. Ft. $152.
Select carpet ant tile, discount $8,300

52. All items are fixed cost.
•Select carpet , Sheet vinyl Flooring and Tile at
Bathroom and Kitchen Counters
Price reductions of $7,000 to $12,900.
•3250 Square Foot Home and 480 Square Foot Garage;
Total Area 3,730 SqFt. Total cost $529,660
Price per Sq. Ft. $142.
Select carpet and tile, discount $12,900
•3000 Square Foot Home and 480 Square Foot Garage;
Total Area 3,480 SqFt. Total cost $501,120
Price per Sq. Ft. $144.
Select carpet and tile, discount $11,900

53. •2750 Square Foot Home and 480 Square Foot Garage;
Total Area 3,230 SqFt. Total cost $471,588
Price per Sq. Ft. $146.
Select carpet ant tile, discount $10,700
•2500 Square Foot Home and 480 Square Foot Garage;
Total Area 2980 SqFt. Total cost $441,040
Price per Sq. Ft. $148.
Select carpet ant tile, discount $9,900
•2250 Square Foot Home and 480 Square Foot Garage;
Total Area 2730 SqFt. Total cost $409,500
Price per Sq. Ft. $150.
Select carpet ant tile, discount $8,900

54. •2000 Square Foot Home and 480 Square Foot
Garage; Total Area 2480 SqFt. Total cost $376,000
Price per Sq. Ft. $152.
Select carpet ant tile, discount $8,300
•1750 Square Foot Home and 480 Square Foot
Garage; Total Area 2230 SqFt. Total cost $343,420
Price per Sq. Ft. $154 .
Select carpet ant tile, discount $7,000

55. Travertine Stone Floor

56. Some of the Styles of Granite
Countertops that are available to you
are seen here

57. Some of the Styles of Porcelain
Floor Tiles that are available to you
are seen here

58. Standard Plumbing Fixtures are shown below
Moen Kitchen
Faucet
Master Tubs Kitchen Sinks
Merich Madison II
Houzer stainless steel
Bath 2 Tubs
American Standard
Bath 2 Faucet
Water Closets Moen Kingsley T6025
American Standard
Cadet 3
Powder Room Faucet
Tub-Shower Faucet Set Moen Kingsley T6125
Moen Kingsley 2113
Bath Sinks

59. Standard Door Styles & Trim are shown below
S810 Fiberglass entry door Colonist interior door Cremona interior door
2 7/8” 119M Colonial Casing
5 ¼” 188M-5 Colonial base
Schlage Plymouth handleset

60. Some of the Lighting Styles Available
Others may be viewed in a brochure with our representative
ENTRY #1
MEDITERRANEAN
MISSION: