SlideShare ist ein Scribd-Unternehmen logo
1 von 30
Certificates of Insurance and the Headaches they Cause Ronald Hicks, CIC, CRIS Bollinger Insurance Construction Practice Group
What is a Certificate of Insurance? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
What is Included on a Certificate ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
What is Included on a Certificate ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
What is Included on a Certificate ,[object Object],[object Object],[object Object]
Qualifying Statement about the Certificate ,[object Object],[object Object]
Qualifying Statement about the Certificate ,[object Object],[object Object]
Qualifying Statement about the Certificate (Cont.) ,[object Object],[object Object]
Qualifying Statement about the Insurance Policies ,[object Object]
Cancellation Provision  ,[object Object]
Cancellation Provision ,[object Object],[object Object]
Reasons for Certificate Requests ,[object Object],[object Object],[object Object]
Workers Compensation Section ,[object Object],[object Object],[object Object],[object Object],[object Object]
What a Cert does  not  do ,[object Object],[object Object],[object Object],[object Object]
Illegal Requests ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Uninsurable requests ,[object Object],[object Object],[object Object],[object Object]
Additional Insured Issues ,[object Object],[object Object],[object Object],[object Object],[object Object]
CG 20 10 (1985 Version) ,[object Object],[object Object]
CG 20 10 (Current Version) ,[object Object],[object Object],[object Object],[object Object]
Completed Operations ,[object Object]
CG 20 10 & CG 20 37 ,[object Object],[object Object],[object Object],[object Object]
Blanket Additional Insured ,[object Object],[object Object],[object Object],[object Object],[object Object]
Company Specific Blanket Form ,[object Object],[object Object],[object Object]
Company Specific Blanket Form (cont) ,[object Object],[object Object],[object Object],[object Object],[object Object]
Binder vs. Certificate ,[object Object]
So how do I protect myself? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
So how do I protect myself? ,[object Object],[object Object],[object Object]
How do I protect myself ,[object Object],[object Object],[object Object]
How do I protect myself ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Examples ,[object Object],[object Object],[object Object],[object Object]

Weitere ähnliche Inhalte

Ähnlich wie Certs And The Headaches.

Insurance language professional services (high risk-off campus)
Insurance language   professional services (high risk-off campus)Insurance language   professional services (high risk-off campus)
Insurance language professional services (high risk-off campus)Sanjay Clement
 
Title Insurance Commitment
Title Insurance CommitmentTitle Insurance Commitment
Title Insurance Commitmentlegal1
 
Certificate for Rocio Insurance
Certificate for Rocio InsuranceCertificate for Rocio Insurance
Certificate for Rocio InsuranceRocio Garcia Reyes
 
The Dangers of Relying on Certificates of Insurance
The Dangers of Relying on Certificates of InsuranceThe Dangers of Relying on Certificates of Insurance
The Dangers of Relying on Certificates of Insurancequoteme08043
 
Risk Management For Contractors
Risk Management For ContractorsRisk Management For Contractors
Risk Management For Contractorsdawnpogue
 
Self-Insured Retentions Part 2: An Examination of the Uses and Problems (from...
Self-Insured Retentions Part 2: An Examination of the Uses and Problems (from...Self-Insured Retentions Part 2: An Examination of the Uses and Problems (from...
Self-Insured Retentions Part 2: An Examination of the Uses and Problems (from...NationalUnderwriter
 
The Plight of Blanket Additional Insureds
The Plight of Blanket Additional InsuredsThe Plight of Blanket Additional Insureds
The Plight of Blanket Additional InsuredsNationalUnderwriter
 
RETS Presentation - Home Inspector's Insurance & Risk Management
RETS Presentation - Home Inspector's Insurance & Risk ManagementRETS Presentation - Home Inspector's Insurance & Risk Management
RETS Presentation - Home Inspector's Insurance & Risk ManagementGerald Brunker
 
Cert proof of_coverage_8588881
Cert proof of_coverage_8588881Cert proof of_coverage_8588881
Cert proof of_coverage_8588881brucecarmichael
 
AIG Sample Illustrations for Critical, Chronic & Terminal Illness Benefits III
AIG Sample Illustrations for Critical, Chronic & Terminal Illness Benefits IIIAIG Sample Illustrations for Critical, Chronic & Terminal Illness Benefits III
AIG Sample Illustrations for Critical, Chronic & Terminal Illness Benefits IIILee Rogers
 
Home Inspector's Insurance & Risk Management - July 19, 2013
Home Inspector's Insurance & Risk Management - July 19, 2013Home Inspector's Insurance & Risk Management - July 19, 2013
Home Inspector's Insurance & Risk Management - July 19, 2013Gerald Brunker
 
Hedge Fund Insurance Brochure
Hedge Fund Insurance BrochureHedge Fund Insurance Brochure
Hedge Fund Insurance BrochureDavid Seidner
 

Ähnlich wie Certs And The Headaches. (20)

Insurance language professional services (high risk-off campus)
Insurance language   professional services (high risk-off campus)Insurance language   professional services (high risk-off campus)
Insurance language professional services (high risk-off campus)
 
Allianz Steadfast Business Pack Policy
Allianz Steadfast Business Pack PolicyAllianz Steadfast Business Pack Policy
Allianz Steadfast Business Pack Policy
 
Title Insurance Commitment
Title Insurance CommitmentTitle Insurance Commitment
Title Insurance Commitment
 
Chappelle Roofing
Chappelle RoofingChappelle Roofing
Chappelle Roofing
 
Certificate for Rocio Insurance
Certificate for Rocio InsuranceCertificate for Rocio Insurance
Certificate for Rocio Insurance
 
General Provisions of the CGL
General Provisions of the CGLGeneral Provisions of the CGL
General Provisions of the CGL
 
The Dangers of Relying on Certificates of Insurance
The Dangers of Relying on Certificates of InsuranceThe Dangers of Relying on Certificates of Insurance
The Dangers of Relying on Certificates of Insurance
 
E&O 2016
E&O 2016E&O 2016
E&O 2016
 
Liability Insurance
Liability InsuranceLiability Insurance
Liability Insurance
 
Risk Management For Contractors
Risk Management For ContractorsRisk Management For Contractors
Risk Management For Contractors
 
Marketing.insurance
Marketing.insuranceMarketing.insurance
Marketing.insurance
 
Self-Insured Retentions Part 2: An Examination of the Uses and Problems (from...
Self-Insured Retentions Part 2: An Examination of the Uses and Problems (from...Self-Insured Retentions Part 2: An Examination of the Uses and Problems (from...
Self-Insured Retentions Part 2: An Examination of the Uses and Problems (from...
 
The Plight of Blanket Additional Insureds
The Plight of Blanket Additional InsuredsThe Plight of Blanket Additional Insureds
The Plight of Blanket Additional Insureds
 
Dnjcon14 session 2 ppt final 2
Dnjcon14 session 2 ppt final 2Dnjcon14 session 2 ppt final 2
Dnjcon14 session 2 ppt final 2
 
Driveline Transport Package
Driveline Transport PackageDriveline Transport Package
Driveline Transport Package
 
RETS Presentation - Home Inspector's Insurance & Risk Management
RETS Presentation - Home Inspector's Insurance & Risk ManagementRETS Presentation - Home Inspector's Insurance & Risk Management
RETS Presentation - Home Inspector's Insurance & Risk Management
 
Cert proof of_coverage_8588881
Cert proof of_coverage_8588881Cert proof of_coverage_8588881
Cert proof of_coverage_8588881
 
AIG Sample Illustrations for Critical, Chronic & Terminal Illness Benefits III
AIG Sample Illustrations for Critical, Chronic & Terminal Illness Benefits IIIAIG Sample Illustrations for Critical, Chronic & Terminal Illness Benefits III
AIG Sample Illustrations for Critical, Chronic & Terminal Illness Benefits III
 
Home Inspector's Insurance & Risk Management - July 19, 2013
Home Inspector's Insurance & Risk Management - July 19, 2013Home Inspector's Insurance & Risk Management - July 19, 2013
Home Inspector's Insurance & Risk Management - July 19, 2013
 
Hedge Fund Insurance Brochure
Hedge Fund Insurance BrochureHedge Fund Insurance Brochure
Hedge Fund Insurance Brochure
 

Kürzlich hochgeladen

Overview of Inkel Unlisted Shares Price.
Overview of Inkel Unlisted Shares Price.Overview of Inkel Unlisted Shares Price.
Overview of Inkel Unlisted Shares Price.Precize Formely Leadoff
 
Uae-NO1 Pakistani Amil Baba Real Amil baba In Pakistan Najoomi Baba in Pakist...
Uae-NO1 Pakistani Amil Baba Real Amil baba In Pakistan Najoomi Baba in Pakist...Uae-NO1 Pakistani Amil Baba Real Amil baba In Pakistan Najoomi Baba in Pakist...
Uae-NO1 Pakistani Amil Baba Real Amil baba In Pakistan Najoomi Baba in Pakist...Amil baba
 
Financial Preparation for Millennia.pptx
Financial Preparation for Millennia.pptxFinancial Preparation for Millennia.pptx
Financial Preparation for Millennia.pptxsimon978302
 
2024 Q1 Crypto Industry Report | CoinGecko
2024 Q1 Crypto Industry Report | CoinGecko2024 Q1 Crypto Industry Report | CoinGecko
2024 Q1 Crypto Industry Report | CoinGeckoCoinGecko
 
Market Morning Updates for 16th April 2024
Market Morning Updates for 16th April 2024Market Morning Updates for 16th April 2024
Market Morning Updates for 16th April 2024Devarsh Vakil
 
Uae-NO1 Black Magic Specialist In Lahore Black magic In Pakistan Kala Ilam Ex...
Uae-NO1 Black Magic Specialist In Lahore Black magic In Pakistan Kala Ilam Ex...Uae-NO1 Black Magic Specialist In Lahore Black magic In Pakistan Kala Ilam Ex...
Uae-NO1 Black Magic Specialist In Lahore Black magic In Pakistan Kala Ilam Ex...Amil baba
 
The AES Investment Code - the go-to counsel for the most well-informed, wise...
The AES Investment Code -  the go-to counsel for the most well-informed, wise...The AES Investment Code -  the go-to counsel for the most well-informed, wise...
The AES Investment Code - the go-to counsel for the most well-informed, wise...AES International
 
Money Forward Integrated Report “Forward Map” 2024
Money Forward Integrated Report “Forward Map” 2024Money Forward Integrated Report “Forward Map” 2024
Money Forward Integrated Report “Forward Map” 2024Money Forward
 
『澳洲文凭』买科廷大学毕业证书成绩单办理澳洲Curtin文凭学位证书
『澳洲文凭』买科廷大学毕业证书成绩单办理澳洲Curtin文凭学位证书『澳洲文凭』买科廷大学毕业证书成绩单办理澳洲Curtin文凭学位证书
『澳洲文凭』买科廷大学毕业证书成绩单办理澳洲Curtin文凭学位证书rnrncn29
 
Global Economic Outlook, 2024 - Scholaride Consulting
Global Economic Outlook, 2024 - Scholaride ConsultingGlobal Economic Outlook, 2024 - Scholaride Consulting
Global Economic Outlook, 2024 - Scholaride Consultingswastiknandyofficial
 
Gender and caste discrimination in india
Gender and caste discrimination in indiaGender and caste discrimination in india
Gender and caste discrimination in indiavandanasingh01072003
 
The Inspirational Story of Julio Herrera Velutini - Global Finance Leader
The Inspirational Story of Julio Herrera Velutini - Global Finance LeaderThe Inspirational Story of Julio Herrera Velutini - Global Finance Leader
The Inspirational Story of Julio Herrera Velutini - Global Finance LeaderArianna Varetto
 
What is sip and What are its Benefits in 2024
What is sip and What are its Benefits in 2024What is sip and What are its Benefits in 2024
What is sip and What are its Benefits in 2024prajwalgopocket
 
Liquidity Decisions in Financial management
Liquidity Decisions in Financial managementLiquidity Decisions in Financial management
Liquidity Decisions in Financial managementshrutisingh143670
 
Banking: Commercial and Central Banking.pptx
Banking: Commercial and Central Banking.pptxBanking: Commercial and Central Banking.pptx
Banking: Commercial and Central Banking.pptxANTHONYAKINYOSOYE1
 
Unveiling Poonawalla Fincorp’s Phenomenal Performance Under Abhay Bhutada’s L...
Unveiling Poonawalla Fincorp’s Phenomenal Performance Under Abhay Bhutada’s L...Unveiling Poonawalla Fincorp’s Phenomenal Performance Under Abhay Bhutada’s L...
Unveiling Poonawalla Fincorp’s Phenomenal Performance Under Abhay Bhutada’s L...beulahfernandes8
 
Financial analysis on Risk and Return.ppt
Financial analysis on Risk and Return.pptFinancial analysis on Risk and Return.ppt
Financial analysis on Risk and Return.ppttadegebreyesus
 
10 QuickBooks Tips 2024 - Globus Finanza.pdf
10 QuickBooks Tips 2024 - Globus Finanza.pdf10 QuickBooks Tips 2024 - Globus Finanza.pdf
10 QuickBooks Tips 2024 - Globus Finanza.pdfglobusfinanza
 
Uae-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Ra...
Uae-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Ra...Uae-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Ra...
Uae-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Ra...Amil baba
 
Stock Market Brief Deck FOR 4/17 video.pdf
Stock Market Brief Deck FOR 4/17 video.pdfStock Market Brief Deck FOR 4/17 video.pdf
Stock Market Brief Deck FOR 4/17 video.pdfMichael Silva
 

Kürzlich hochgeladen (20)

Overview of Inkel Unlisted Shares Price.
Overview of Inkel Unlisted Shares Price.Overview of Inkel Unlisted Shares Price.
Overview of Inkel Unlisted Shares Price.
 
Uae-NO1 Pakistani Amil Baba Real Amil baba In Pakistan Najoomi Baba in Pakist...
Uae-NO1 Pakistani Amil Baba Real Amil baba In Pakistan Najoomi Baba in Pakist...Uae-NO1 Pakistani Amil Baba Real Amil baba In Pakistan Najoomi Baba in Pakist...
Uae-NO1 Pakistani Amil Baba Real Amil baba In Pakistan Najoomi Baba in Pakist...
 
Financial Preparation for Millennia.pptx
Financial Preparation for Millennia.pptxFinancial Preparation for Millennia.pptx
Financial Preparation for Millennia.pptx
 
2024 Q1 Crypto Industry Report | CoinGecko
2024 Q1 Crypto Industry Report | CoinGecko2024 Q1 Crypto Industry Report | CoinGecko
2024 Q1 Crypto Industry Report | CoinGecko
 
Market Morning Updates for 16th April 2024
Market Morning Updates for 16th April 2024Market Morning Updates for 16th April 2024
Market Morning Updates for 16th April 2024
 
Uae-NO1 Black Magic Specialist In Lahore Black magic In Pakistan Kala Ilam Ex...
Uae-NO1 Black Magic Specialist In Lahore Black magic In Pakistan Kala Ilam Ex...Uae-NO1 Black Magic Specialist In Lahore Black magic In Pakistan Kala Ilam Ex...
Uae-NO1 Black Magic Specialist In Lahore Black magic In Pakistan Kala Ilam Ex...
 
The AES Investment Code - the go-to counsel for the most well-informed, wise...
The AES Investment Code -  the go-to counsel for the most well-informed, wise...The AES Investment Code -  the go-to counsel for the most well-informed, wise...
The AES Investment Code - the go-to counsel for the most well-informed, wise...
 
Money Forward Integrated Report “Forward Map” 2024
Money Forward Integrated Report “Forward Map” 2024Money Forward Integrated Report “Forward Map” 2024
Money Forward Integrated Report “Forward Map” 2024
 
『澳洲文凭』买科廷大学毕业证书成绩单办理澳洲Curtin文凭学位证书
『澳洲文凭』买科廷大学毕业证书成绩单办理澳洲Curtin文凭学位证书『澳洲文凭』买科廷大学毕业证书成绩单办理澳洲Curtin文凭学位证书
『澳洲文凭』买科廷大学毕业证书成绩单办理澳洲Curtin文凭学位证书
 
Global Economic Outlook, 2024 - Scholaride Consulting
Global Economic Outlook, 2024 - Scholaride ConsultingGlobal Economic Outlook, 2024 - Scholaride Consulting
Global Economic Outlook, 2024 - Scholaride Consulting
 
Gender and caste discrimination in india
Gender and caste discrimination in indiaGender and caste discrimination in india
Gender and caste discrimination in india
 
The Inspirational Story of Julio Herrera Velutini - Global Finance Leader
The Inspirational Story of Julio Herrera Velutini - Global Finance LeaderThe Inspirational Story of Julio Herrera Velutini - Global Finance Leader
The Inspirational Story of Julio Herrera Velutini - Global Finance Leader
 
What is sip and What are its Benefits in 2024
What is sip and What are its Benefits in 2024What is sip and What are its Benefits in 2024
What is sip and What are its Benefits in 2024
 
Liquidity Decisions in Financial management
Liquidity Decisions in Financial managementLiquidity Decisions in Financial management
Liquidity Decisions in Financial management
 
Banking: Commercial and Central Banking.pptx
Banking: Commercial and Central Banking.pptxBanking: Commercial and Central Banking.pptx
Banking: Commercial and Central Banking.pptx
 
Unveiling Poonawalla Fincorp’s Phenomenal Performance Under Abhay Bhutada’s L...
Unveiling Poonawalla Fincorp’s Phenomenal Performance Under Abhay Bhutada’s L...Unveiling Poonawalla Fincorp’s Phenomenal Performance Under Abhay Bhutada’s L...
Unveiling Poonawalla Fincorp’s Phenomenal Performance Under Abhay Bhutada’s L...
 
Financial analysis on Risk and Return.ppt
Financial analysis on Risk and Return.pptFinancial analysis on Risk and Return.ppt
Financial analysis on Risk and Return.ppt
 
10 QuickBooks Tips 2024 - Globus Finanza.pdf
10 QuickBooks Tips 2024 - Globus Finanza.pdf10 QuickBooks Tips 2024 - Globus Finanza.pdf
10 QuickBooks Tips 2024 - Globus Finanza.pdf
 
Uae-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Ra...
Uae-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Ra...Uae-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Ra...
Uae-NO1 Rohani Amil In Islamabad Amil Baba in Rawalpindi Kala Jadu Amil In Ra...
 
Stock Market Brief Deck FOR 4/17 video.pdf
Stock Market Brief Deck FOR 4/17 video.pdfStock Market Brief Deck FOR 4/17 video.pdf
Stock Market Brief Deck FOR 4/17 video.pdf
 

Certs And The Headaches.

  • 1. Certificates of Insurance and the Headaches they Cause Ronald Hicks, CIC, CRIS Bollinger Insurance Construction Practice Group
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8.
  • 9.
  • 10.
  • 11.
  • 12.
  • 13.
  • 14.
  • 15.
  • 16.
  • 17.
  • 18.
  • 19.
  • 20.
  • 21.
  • 22.
  • 23.
  • 24.
  • 25.
  • 26.
  • 27.
  • 28.
  • 29.
  • 30.