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Pre-Paid Legal Services, Inc. and subsidiaries
[object Object],[object Object],[object Object],[object Object],Business Briefing
Credit Cards    Taxes     Loans     Mortgages     College Taxes     Car loans    Taxes    Insurance    Cell Phones Gasoline    Taxes    Etc. First Major Problem ,[object Object],[object Object]
Second and Third Major Problems Identity  Theft Access to the legal system  for  Everyday Life Events
Five Areas to Evaluate ,[object Object],[object Object],[object Object],[object Object],[object Object]
The Company ,[object Object],[object Object],[object Object],Harland C. Stonecipher Founder, Chairman, & CEO
Pre-Paid Legal Featured in Many Publications ,[object Object]
Sales History ,[object Object],2000  2001  2002  2003  2004  2005  2006  2007 $255  $303  $350  $361  $386  $423  $444  $457 GROSS REVENUE IN MILLIONS $100 $350 $300 $250 $200 $150 $400 $450
It’s Not If, But When ,[object Object],[object Object],[object Object],100 M 75 M 50 M 25 M 0  37 Million 100 Million Hospitalizations in 2005* Court Filings in 2005**
Have You Ever . . . ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Why Don’t People Call Attorneys  ,[object Object],[object Object],[object Object],The Main Reasons People Don’t Seek Legal Counsel: The Most Common Responses to a Legal Dispute Are to: ,[object Object],[object Object]
What Do We Do  Simply put a   Pre-Paid Legal membership  does for  attorney and legal bills what medical insurance does  for doctor and hospital bills.
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Who Is Covered? The Pre-Paid Legal membership covers:
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Six Areas of Coverage The Life Events Legal Plan:
Preventive Legal Services ,[object Object],[object Object],Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter.  One (1) hour of legal research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during your telephone consultation. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion. Trust preparation is available at the preferred member rate.  These services are available to you immediately when you enroll!
Preventive Legal Services ,[object Object],[object Object],Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter.  One (1) hour of legal research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during your telephone consultation. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion. Trust preparation is available at the preferred member rate.  These services are available to you immediately when you enroll!
Motor Vehicle Legal Services ,[object Object],[object Object],[object Object],These services are available just 15 days after enrollment! Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed motor vehicle. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two axles are not covered. Driver’s license and personal injury/property damage recovery assistance is limited to two and one-half (2-1/2) hours of lawyer time per claim, does not include the filing of a lawsuit, and excludes personal injury and property claims exceeding $2,000.
Trial Defense Services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Matters not covered under Plan benefits and which you may use your preferred member rate for services are: Dependents (covers member and spouse only), Bankruptcy, divorce, separation, annulment, child custody or other divorce or domestic-related matters, Charges of DUI/DWI, drug-related matters (whether prescribed or not), hit-and-run, leaving the scene of an accident, and civil or criminal charges occurring as a result of operating a commercial vehicle with more than two axles, Plan benefits apply only to charges of job-related criminal actions. Benefits do not cover instances in which you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner, manager or associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge, Lawsuits filed because of something that occurred prior to your enrollment or because of conditions that were reasonably anticipated or foreseeable prior to your enrollment (even if the lawsuit is filed after you become a member), Class actions, interventions or amicus curiae filings in which the covered member is a party (or potential party), Garnishment, attachment or any other appeal, Claims, defenses, or legal positions which your Provider Law Firm determines will not prevail in court or are frivolous or without merit.
IRS Audit Legal Services ,[object Object],[object Object],[object Object],[object Object],Coverage includes the return due on April 15th of the first membership year. Does not cover garnishment, attachment or any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust returns, business and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the member’s tax returns, pre-existing conditions—where member has been notified by the IRS prior to enrollment, and services rendered by an enrolled agent.
25% Preferred Member Discount ,[object Object],[object Object],[object Object],[object Object],The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.
Legal Shield ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security required for release. Check benefit availability in your state.
How Much Will It Cost? Well, with a   Pre-Paid Legal membership  you receive all this for only $26 a month! Isn't your family worth it? That's less than the price of a cup of coffee a day!
It’s No Secret ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Identity Theft is A Major Problem In America
Five Common Types of Identity Theft ,[object Object],Drivers  License Medical Financial Social  Security Character/  Criminal
Why are you at risk? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Your Data is Out There What is Identity Theft?
The Best Answer Drivers License  Identity Theft Medical  Identity Theft Financial  Identity Theft Social  Security  Identity Theft Character/  Criminal   Identity Theft Is Credit Monitoring the Solution?     
Restorative Services The Best Answer Drivers License   Identity Theft Medical  Identity Theft Financial  Identity Theft Social  Security  Identity Theft Character/  Criminal   Identity Theft      Life Events Legal Plan  Life Events Legal Plan  Life Events Legal Plan  Life Events Legal Plan  Life Events Legal Plan  Restorative Services Restorative Services Restorative Services Restorative Services
The Complete Wall of Security The Best Answer Life Events  Legal Plan YOU Monitoring Services Restoration   Services
The Best Answer Pre-Paid Legal Services, Inc.  is the only company with a suite of products that provides help in every phase of  Identity Theft  – before, during, and after the  crime occurs. TM SHIELD ID entity  Theft with the Pre-Paid Legal Plan
The Best Answer ,[object Object],[object Object],[object Object],TM SHIELD ID entity  Theft with the Pre-Paid Legal Plan
Credit Report & Continuous Monitoring ,[object Object],[object Object],[object Object]
Restoration Services ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
How Much Will Peace of Mind Cost? ,[object Object],[object Object],[object Object]
What’s in It For You? ,[object Object]
How do people create WEALTH? Work for someone else?  Get a second job? A third job? ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],The Opportunity ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Two Goals ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
#1.  Become an Associate   $ 249  $99 [right now!] #2.  Sign up for Legal Plan & IDT Shield  $ 35.95/month 1. ________    2. ________   3. ________   4. ________   5. ________   6. ________   7. ________   8. ________   9. ________ 10. ________ 11. ________ 12. ________ If only  1  out of  10  are working, that’s  400  Associates.  If 400 Associates market one combo membership/month,  that’s 400 X’s ED bonus/$40 =  $16,000 Figures represent potential income only and are no guarantees of any certain income. Figures represent sales of both plans. #3.  Sign up  ONE new Associate  per  month and you and your organization  each do these same  THREE things . 2 4 8 16 32 64 128 256 512 1,024 2,048 4,096 Three Steps to a Successful Business 12 MONTHS
Advanced Commissions - $35.95 ($26 PPL Family Plan + $9.95 Identity Theft Shield) All you have to do is collect: $35.95  1st Month's fee +  $10.00   One Time Enrollment $45.95 Executive Director Senior   Associate Associate 252.35 44.94 207.41 172.84 138.27 103.71 34.57 34.57 34.57 Director Manager CFT Associate 34.57 Commission amounts shown represent advances. If a membership cancels during the advance period, you will be charged back against future commission advances. 183.22 138.28 103.71 69.14 34.57 34.57 Team Override Advance Personal  Sales Advance Cumulative Override Advance
Advanced Commissions - $26 Plan Commission amounts shown represent advances. If a membership cancels during the advance period, you will be charged back against future commission advances. Team Override Advance Personal  Sales Advance All you have to do is collect: $26.00  1st Month's fee +  $10.00   One Time Enrollment $36.00 Executive Director Senior   Associate Associate 182.50 32.50 150.00 125.00 100.00 75.00 25.00 25.00 25.00 Director Manager CFT Associate 25.00 25.00 132.50 100.00 75.00 50.00 25.00 Cumulative Override Advance
Pre-Paid Legal Pays You Every Day ,[object Object]
Player’s Club ,[object Object],[object Object],Your monthly car bonus can range from $100 to $500!
This Business Is Simple ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
SMITH Grocer MUHAMMAD BellSouth DORSEY Landscaping RASMUSSEN Business Owner SELF Store Manager No Specific Experience Necessary PICKENS Military GARDNER Attorney BURGESS Social Worker MALLOY G.E.D. DENNE Custodian
The Top 10% Have  Or Can Afford Legal Access The Bottom 10% Have Access To Legal Aid or Public Defender Target Customer $15-$25  Billion Market Pre-Paid Legal Services, Inc.  gives middle income North  America equal access to justice. The Target Market Is Huge
The Market Timing Is Perfect 100 % 75 % 50 % 25 % 0 % Less than 3% of North Americans Have  A Pre-Paid Legal  Services  Membership Approximately 80% Of Europeans Have  Legal Coverage
Current Market Penetration This map illustrates Pre-Paid Legal Services ® , Inc.’s current market penetration. Percent of population based on households utilization of 2.5 household members per membership. Less than 1% penetration 1% to 3% penetration More than 3% penetration Plan not available
Timing Is Key ,[object Object],THE GROWTH OF HMO’S ,[object Object],[object Object],60% 50% 40% 30% 20% 10% 0% 1  2  3  4  5  6  7  8  9  10  11  12  13  14  15  16  17
Timing Is Key The three major divisions of the insurance industry have already achieved billions in market share. 0 10 20 30 40 50 60 70 80 90 100 LIFE AUTO HEALTH LEGAL
Timing MIKE MOORE:  Former Attorney General Mississippi MIKE TURPEN:  Former Attorney General  Oklahoma GRANT WOODS:  Former Attorney General  Arizona ANDREW P. MILLER:   Former Attorney General  Virginia   THOMAS J. DONOHUE:  President & CEO, U.S. Chamber of Commerce HARRY C. ALFORD:  P resident & CEO, National Black Chamber of Commerce BILL PAUL:  Former American Bar Association President National Media Campaign
Success Stories ,[object Object]
[object Object],[object Object],[object Object],Action Steps Thank you for your time.
See You Next Week ,[object Object],[object Object],[object Object]
Pre-Paid Legal Services, Inc. ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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Prepaid Legal

  • 1. Pre-Paid Legal Services, Inc. and subsidiaries
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  • 4. Second and Third Major Problems Identity Theft Access to the legal system for Everyday Life Events
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  • 12. What Do We Do Simply put a Pre-Paid Legal membership does for attorney and legal bills what medical insurance does for doctor and hospital bills.
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  • 22. How Much Will It Cost? Well, with a Pre-Paid Legal membership you receive all this for only $26 a month! Isn't your family worth it? That's less than the price of a cup of coffee a day!
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  • 26. The Best Answer Drivers License Identity Theft Medical Identity Theft Financial Identity Theft Social Security Identity Theft Character/ Criminal Identity Theft Is Credit Monitoring the Solution?     
  • 27. Restorative Services The Best Answer Drivers License Identity Theft Medical Identity Theft Financial Identity Theft Social Security Identity Theft Character/ Criminal Identity Theft      Life Events Legal Plan  Life Events Legal Plan  Life Events Legal Plan  Life Events Legal Plan  Life Events Legal Plan  Restorative Services Restorative Services Restorative Services Restorative Services
  • 28. The Complete Wall of Security The Best Answer Life Events Legal Plan YOU Monitoring Services Restoration Services
  • 29. The Best Answer Pre-Paid Legal Services, Inc. is the only company with a suite of products that provides help in every phase of Identity Theft – before, during, and after the crime occurs. TM SHIELD ID entity Theft with the Pre-Paid Legal Plan
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  • 37. #1. Become an Associate $ 249 $99 [right now!] #2. Sign up for Legal Plan & IDT Shield $ 35.95/month 1. ________ 2. ________ 3. ________ 4. ________ 5. ________ 6. ________ 7. ________ 8. ________ 9. ________ 10. ________ 11. ________ 12. ________ If only 1 out of 10 are working, that’s 400 Associates. If 400 Associates market one combo membership/month, that’s 400 X’s ED bonus/$40 = $16,000 Figures represent potential income only and are no guarantees of any certain income. Figures represent sales of both plans. #3. Sign up ONE new Associate per month and you and your organization each do these same THREE things . 2 4 8 16 32 64 128 256 512 1,024 2,048 4,096 Three Steps to a Successful Business 12 MONTHS
  • 38. Advanced Commissions - $35.95 ($26 PPL Family Plan + $9.95 Identity Theft Shield) All you have to do is collect: $35.95 1st Month's fee + $10.00 One Time Enrollment $45.95 Executive Director Senior Associate Associate 252.35 44.94 207.41 172.84 138.27 103.71 34.57 34.57 34.57 Director Manager CFT Associate 34.57 Commission amounts shown represent advances. If a membership cancels during the advance period, you will be charged back against future commission advances. 183.22 138.28 103.71 69.14 34.57 34.57 Team Override Advance Personal Sales Advance Cumulative Override Advance
  • 39. Advanced Commissions - $26 Plan Commission amounts shown represent advances. If a membership cancels during the advance period, you will be charged back against future commission advances. Team Override Advance Personal Sales Advance All you have to do is collect: $26.00 1st Month's fee + $10.00 One Time Enrollment $36.00 Executive Director Senior Associate Associate 182.50 32.50 150.00 125.00 100.00 75.00 25.00 25.00 25.00 Director Manager CFT Associate 25.00 25.00 132.50 100.00 75.00 50.00 25.00 Cumulative Override Advance
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  • 43. SMITH Grocer MUHAMMAD BellSouth DORSEY Landscaping RASMUSSEN Business Owner SELF Store Manager No Specific Experience Necessary PICKENS Military GARDNER Attorney BURGESS Social Worker MALLOY G.E.D. DENNE Custodian
  • 44. The Top 10% Have Or Can Afford Legal Access The Bottom 10% Have Access To Legal Aid or Public Defender Target Customer $15-$25 Billion Market Pre-Paid Legal Services, Inc. gives middle income North America equal access to justice. The Target Market Is Huge
  • 45. The Market Timing Is Perfect 100 % 75 % 50 % 25 % 0 % Less than 3% of North Americans Have A Pre-Paid Legal Services Membership Approximately 80% Of Europeans Have Legal Coverage
  • 46. Current Market Penetration This map illustrates Pre-Paid Legal Services ® , Inc.’s current market penetration. Percent of population based on households utilization of 2.5 household members per membership. Less than 1% penetration 1% to 3% penetration More than 3% penetration Plan not available
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  • 48. Timing Is Key The three major divisions of the insurance industry have already achieved billions in market share. 0 10 20 30 40 50 60 70 80 90 100 LIFE AUTO HEALTH LEGAL
  • 49. Timing MIKE MOORE: Former Attorney General Mississippi MIKE TURPEN: Former Attorney General Oklahoma GRANT WOODS: Former Attorney General Arizona ANDREW P. MILLER: Former Attorney General Virginia THOMAS J. DONOHUE: President & CEO, U.S. Chamber of Commerce HARRY C. ALFORD: P resident & CEO, National Black Chamber of Commerce BILL PAUL: Former American Bar Association President National Media Campaign
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