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Mobile Finance & Payment
What mobiles can do for you
 Mobile Monday Global Summit | Kuala Lumpur | 2008.5.19
 Benjamin Joffe |Managing Director, Plus Eight Star Ltd
                 Co-Founder, Mobile Monday Beijing
I lost my wallet
          the mobile professionals community

Cash
       Digital
         Rent
        Utilities
          Car
       Appliances
          Etc.
the mobile professionals community




Mobile for development

For a rural entrepreneur, a cell phone
     could be a cow




                                                      Iqbal Quadir
                                     Co-founder of Grameen Phone
                                                      (Bangladesh)
Courtesy of SocialVentureForum.com
Banking without bank
                            (Philippines)
                                     G-cash (Telco: Globe)




                  $                                             P
      $$$                                Retailers
      Airtime                            partners
                                        Shop, Bank, micro-credit,
Courtesy of SocialVentureForum.com
                                        Retailers, etc
the mobile professionals community




Barriers?
Issues
      the mobile professionals community




  Trust
Standards
 Privacy
Regulation
Physical world
 Digital world
Physical world
+ Digital world
 ---------------
     World
Regulations?

    Payment for
third party content
It’s an ecosystem!
             the mobile professionals community




Merchants drive adoption
  Bank relationships
the mobile professionals community




The future (I hope for)
Mobile as a…  the mobile professionals community




       Banking infrastructure

       Payment infrastructure

Tool for empowerment & development
Thanks!
     Terima Kasih!

   benjamin@plus8star.com
www.linkedin.com/in/benjaminjoffe
 www.slideshare.net/plus8star/
      Skype: benjamin0123
Clients selection

                     the mobile professionals community




      Published research

              Inside Cyworld
              Inside QQ
Free sample | www.plus8star.com

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Mobile payment - what mobiles can do for you

  • 1.  Mobile Finance & Payment What mobiles can do for you Mobile Monday Global Summit | Kuala Lumpur | 2008.5.19 Benjamin Joffe |Managing Director, Plus Eight Star Ltd Co-Founder, Mobile Monday Beijing
  • 2. I lost my wallet the mobile professionals community
  • 3.
  • 4. Cash Digital Rent Utilities Car Appliances Etc.
  • 5. the mobile professionals community Mobile for development
  • 6.
  • 7.
  • 8. For a rural entrepreneur, a cell phone could be a cow Iqbal Quadir Co-founder of Grameen Phone (Bangladesh) Courtesy of SocialVentureForum.com
  • 9. Banking without bank (Philippines) G-cash (Telco: Globe) $ P $$$ Retailers Airtime partners Shop, Bank, micro-credit, Courtesy of SocialVentureForum.com Retailers, etc
  • 10. the mobile professionals community Barriers?
  • 11. Issues the mobile professionals community Trust Standards Privacy Regulation
  • 12.
  • 14. Physical world + Digital world --------------- World
  • 15. Regulations? Payment for third party content
  • 16. It’s an ecosystem! the mobile professionals community Merchants drive adoption Bank relationships
  • 17.
  • 18. the mobile professionals community The future (I hope for)
  • 19. Mobile as a… the mobile professionals community Banking infrastructure Payment infrastructure Tool for empowerment & development
  • 20. Thanks! Terima Kasih! benjamin@plus8star.com www.linkedin.com/in/benjaminjoffe www.slideshare.net/plus8star/ Skype: benjamin0123
  • 21. Clients selection the mobile professionals community Published research Inside Cyworld Inside QQ Free sample | www.plus8star.com