Here's a great slide show about Costa Rica, looking at why so many North Americans have chosen to retire, own rental property, vacation property or second homes in this great country. We look at the benefits, safety, accessibility, healthcare, risk, quality of life and cost of living among other things. We also specifically look at the southern Pacific region of Costa Rica and how to tour our properties on our 4 day all inclusive discovery weekends to check out real estate and retirement/vacation home and rental opportunities.

2. Pacific Lots of Costa Rica
Benefits of Chill Weekends
• Compare Countries and Locations
• Encounter the Accessibility
• Appreciate the Safety and Stability
• Realize the Benefit of Top Rankings for Healthcare
• Sense the Climate and Geography
• Experience the Happiness and the Lifestyle
• Meet the People living there, expats and locals
• See the Options for Retirement and Rental Income
• Grasp the amenities, tourism, golf, activities, dining,
social, ocean, mountain, nature & more

3. We have a lot of choices where to
live

4. Some Choices are Better than Others
Can you guess which one is Costa Rica?

5. On Average a person spends 20 years in retirement
Many of us will outlive our retirement nest-egg.

6. Costa Rica is a Proven Destination
For Retirement, Rental Income and Appreciation

7. Costa Rica is in Central America between Nicaragua and Panama

8. Every Major US Carrier Flies there except Southwest,
keeping flights affordable. Only 2 hours 20 minutes from

9. LA
Non Stop Flights to Costa
Rica

10. •Me
•In 1974
•17 ½ years old
•In Mexico City
•I drove there!
•By myself
•Vagabond?
•Adventurer?
•Crazy?

11. I operated a jewelry manufacturing business while in college
based in Taxco, Mexico and I liked to tour breweries when I traveled.

13. I Imported jewelry from Mexico to help pay for School

14. 7 years
studying
International
Business

15. Then I got
married

16. Who is Steve Linder &
why should you care?
• Steve knows international living options
• Steve is an endorsed and sought after speaker about
options on living abroad
• Steve owns both investment and residential property abroad
• Steve has led 1000’s of people on property tours
• Pacific Lots is approved by AARP to sell to their audience
• Steve knows what baby boomers are looking for
• Steve has worked with International Living for nearly 10
years, sponsoring events and as a keynote speaker
• Steve knows the pros and cons in many countries of
interest

17. Born and raised in the Northeast

18. My wife and I owned a sales recruiting company
We realized we could work from anywhere

19. We bought a house in Key
West, Florida

20. Then we found out about hurricanes

21. Key West 2005
Hurricane Wilma

23. I’m a baby boomer, I remember lots of stuff that only baby boomers remember

25. If I put $2000 per year in my IRA starting at
age 20, I’ll have $1.6 million when I retire
(assuming an interest rate compounded at 8%)
Read the small print
, at 8% interest compounded daily

26. So here’s
what
happened
with my
IRA

30. Remember we are all living longer
Here’s what we need to do:
• Find a safe, fun, comfortable place to go
• Cut our cost of Living
• Find great healthcare for less money
• Find a place where home care is affordable
– we may need it later
• Live a healthier lifestyle
• Earn higher interest on our savings
• Get good rental income when not using our
retirement or second home

31. We knew what
we didn’t want
So began the search

32. Puerto Vallarta Belize

33. Costa Rica

34. Dominican Republic San Miguel
Allende, Mexico

35. Costa Rica

36. Panama Thailand

37. Costa Rica

38. HawaiiEcuador
Nicaragua

39. The Greek Isles Spain Ireland
Paris
England
Italy

40. Costa Rica

41. Our first piece of property in Costa Rica

42. So let me save you some time

43. 1st lesson - Learn from others smarter than you

44. Costa Rica is situated below
the hurricane belt

45. It’s about the size of West Virginia

46. Arenal Volcano
South Pacific Coast Beach
La Paz Waterfall
Costa Rica is loaded with
Natural Wonders
Diving off Cocos

47. …and a dizzying array of fauna.
Toucans
Tree Frogs Blue Morpho Butterflies
Over 50 kinds of
Hummingbirds

48. The country contains more than 100 types
of ferns, 1,000 orchards and 2000 kinds of

49. Humpback WhalesOlive RidleySquirrel Monkeys
Sloths
National Geographic wrote that Costa Rica contains over 5% of
the world’s biodiversity yet is only .02 of 1% of the earth’s
landmass
Anteaters

50. 860 bird species reside in Costa Rica; More
than in the US and Canada combined.

51. Tourism is the #1 source of

52. Costa Rica, a peaceful country, neutral for 200 years,
was the first country in the world to constitutionally
abolish its army. Spending instead on education,
conservation & healthcare

53. spending instead on
education
Costa Rica is
proud of a
97% literacy
rate among its
citizens;
among the
highest in
Latin America
and…

54. High Quality, Low Cost Healthcare
(very affordable)
Ranked higher than the US by WHO

55. Over 27% of the entire country is National
Park, preserve or protected land

56. Costa Rica has
consistently been
ranked as the
Happiest Place on
Earth.

57. Rated as the highest country in Latin
America

58. You won’t
be bored

59. It’s a country with little government
corruption.
And a very healthy economy.

61. The US is Costa Rica’s largest trading partner.
25 of the Top Fortune 50 have facilities there

62. Costa Rica uses the Colon as
their currency, not the Dollar.

63. It’s easy to bring your pets with
you

64. You only need a $1000 in income per month per couple
to qualify for their pensionado “retirement” program

65. Foreigners have the same right to
property ownership as Costa Ricans do

66. Property ownership is deeded and fee
simple
Title Insurance is readily available.

67. There’s no capital gains tax in Costa

68. Fresh, pesticide free produce, seafood &
meats are abundant and inexpensive

69. Tap water is safe to drink in Costa
Rica

70. The pace of life
is slower
Perhaps that’s
why Costa
Ricans have a
longer life span
than those in the
US
Pura Vida =
Pure Life

71. There’s no tax on income from
outside of the country

72. Rental
Income
opportunities
are excellent
since
currently
demand
exceeds
supply for
much of the
year.

73. What Makes A Great Property?
Paying for your Retirement Home with Rental Income!
Using high yields, low carrying costs and high
occupancy

74. Property Taxes are very low; $1.95 per $1000 in value
A home valued at $200k pays only $390 per year!

75. Home insurance is approximately $397
annually for a home worth $200,000

76. Costa Rica’s Southern Pacific
Why Pacific Lots of Costa Rica is
your best choice for Chill
Weekends

77. The southern region is the most bio diverse part
of Costa Rica, over 50% is national park!

78. Classic Path of Progress Play
in Southern Pacific Costa Rica

79. There was no easy
way to get there
“The Coastal Route”

81. You could drive the “Mountain of Death”

83. This is the new
Caldera toll road
completed two years
ago that cut the drive
from San Jose to the
coast by nearly an
hour. The toll from
end to end is $4.00

84. This is the new coastal highway,
completed a few years ago

85. Why the
Southern
Zone of Costa
Rica is the
place to be.

87. The temperature in the southern Pacific
averages 81˚ year round

88. Our tranquil beaches include Playa Torguga,
Ventana, Piñuela and Bellena.

89. Great property appreciation

90. You don’t have to worry.

91. We will build your luxury home for $100 per sq ft.

92. You may also choose to hire any
builder of your choice,

93. Or build your own home,

94. Or opt to simply hold the land as an investment.

95. Financing is available
* Although it may be great we won’t finance your romantic comedy.

96. Every home is
custom designed.

97. Transaction Costs can be high
when purchasing property abroad
We pay all the closing costs other than
to set up the holding corporation

107. Some of the homes we’ve built
$145,000 including land
$350k including land and pool
$260k including land and pool $290k including land and pool

110. Sonya our rental agent

111. Our community has a fascinating
international flare

112. Surprisingly;
world class,
gourmet
restaurants
abound in our
community.

117. One of our local grocery stores

119. Charitable organizations include:
•Costa Ballena Women’s Club with almost
200 Members
•Volunteer Library
•Caring Hearts, an organization to assist
orphans in San Isidro
•Numerous fun raising events for the local
schools
•Playa Tortuga Marine Turtle Conservation
Program

121. Ticos (Costa Ricans), Americans, Canadians, French, Dutch,
German, Students, Retirees, Professionals, Farmers,
Entrepreneurs, Artists, Bakers, Families….
The people of our community include…

122. All Major US Carriers Fly there Daily except Southwest
keeping Fares surprising low priced

123. New airports
historically
bring great
property
appreciation.

124. Plans are in
place to build
a new
international
airport just
south of our
project.

125. The new Hospital De Osa opened in March 2009

126. Use Your 401K or IRA Account to Purchase
We’ll Show you How

127. Our community is located on the southern
Pacific coast of Costa Rica.

128. We offer Ocean and Mountain view home
sites. Prices start at only $40,000.

129. We also offer full rental management
services allowing you to earn income while
your property appreciates.

130. Use VRBO, Flip Key, AirB&B, HomeAway and other
rental tools to MAXIMIZE earnings
ACTUAL VRBO LISTINGS IN OUR TOWN SHOWN BELOW
EARNINGS ADD UP QUICKLY AT THESE RATES
3 bedroom 2 bath
$2000 per week
3 bedroom 3.5 bath
$300 per night
3 bedroom 3.5 bath
$1400 per week
3 bedroom 3 bath
$2600 per week
4 bedroom 2.5 bath
$350 per night
3 bedroom 3.5 bath
$386 per night

131. Our 4 day tour includes Airport Pickup and Drop Off,
Hotel on the Day of your Arrival,
Transport to the Southern Pacific Region, all tours, 3 nights
lodging, meals and beverages including beer and wine – for just
$299 pp

132. Hotel Martino – Your first night on

133. Here is our 8 room guest house that we use for
our tours. We cater to all culinary requirements!

134. Healthy Organic &
Local Ingredients

135. Tour Costa Rica on one of our all inclusive 4 day
property tours for only $299 per person, if you buy,
we give you a $1000 travel credit
Buy and Fly Free

136. You’ll meet
some local
expats as well
as other people
interested
In living or
owning
property

137. Don’t worry,
there’s no sales
presentation

138. Upcoming 4 day discovery tour dates - $299 PP
June 8 – 11 RETA only
June 11- 14
June 14 – 17
July 2 - 5
July 14 – 17 (before IL Costa Rica event)
July 17 – 20 (before IL event)
July 24 – 27 (after IL event)
July 26 - 29 (after IL event)
August 1 – 4
August 6 – 9
August 21 – 24
August 28 – August 31 (labor day tour)
More Dates to Follow
Watch our website for dates as they are added!

139. “When looking back at life it’s not usually what we
did that we regret, it’s what we didn’t do.”

140. Factors Driving Demand
• Tourism, Marketing Efforts by the Country
• Population & Income Growth - Local Market
• Retirement Destination, Vacation Homes
• Heath Care Options – Health Tourism
• Return on Investment – Rental Income, Appreciation
• Price versus Quality, Cost of Living, Lifestyle
• Seasonality, Climate, Location
• Visa Restrictions, Residency Requirements, Exit
Strategy
• Low Risk: Political, Social, Environmental, Economic
• Publicity, Expat Digests, Real Estate Firms, HGTV

141. Pioneer or a Follower
• There are plenty of others like me there already
• There are resources and support mechanisms
• We are welcomed by both expats and Costa
Ricans
• There are government benefits, pensionado
programs
• Banking and real estate services are readily
available
• Services are inexpensive; rental management
maid, cook, gardener, maintenance person
• There are very few restrictions, making it easy to
do

142. Profile of Visitors and Owners
• Many are baby boomers looking for quality of
life
• They are concerned about the environment
• They come from around the world
• They are affluent
• They want to get/stay healthy and active
• They want healthy food stocks &
sustainability
• It is a proven destination

143. Ownership is Easy and
Inexpensive
• Property Tax and other Tax Burdens are minimal
• Insurance is very inexpensive
• Utilities are reasonable, electric is from renewable
resources – hydroelectric, geo-thermal and wind
• Property Management and Maintenance is available
and inexpensive
• We provide full services, banking, residency, etc
• We offer financing on land with 20% down
• HOA fees are VERY low at $30/month on average
• We are selling out phases and good view lots

144. Other Important Factors
• #1 is Safety for me and my investment
Costa Rica has very little Risk, for both expats and
their property. 120 Americans were killed in
Mexico in 2012 while only 2 were killed in Costa
Rica in the same year.
Costa Rica one of the oldest democracies in the
Americas and there is little social dissent,
economic or political turmoil. The US is their
largest trade partner. Direct foreign investment
in Costa Rica is a major economic force.

145. Rental Income Tax, Capital Gains
& Property Tax - A Comparison
Rental Income Tax* Property Tax Capital Gains
• Mexico 5% 0.1% 25%
• Panama varies 2.1%* 10%
• Ecuador 22% 0.1% 0%
• Belize 3% 1.0% 0%
• Costa Rica 10% 0.1% 0%
• Brazil 15% 1.0% 25%
• Dominican Republic 29% 1.0% 29%
* Some countries exempt a portion of rental income, Panama may waive property tax for expats

146. Upcoming 4 day discovery tour dates - $299 PP
June 8 – 11 RETA only
June 11- 14
June 14 – 17
July 2 - 5
July 14 – 17 (before IL Costa Rica event)
July 17 – 20 (before IL event)
July 24 – 27 (after IL event)
July 26 - 29 (after IL event)
August 1 – 4
August 6 – 9
August 21 – 24
August 28 – August 31 (labor day tour)
More Dates to Follow
Watch our website for dates as they are added!