1) Two-thirds of internet access in China is mobile, and Chinese users spend one hour more per day on the internet than U.S. users. 2) The document discusses various payment options for web and mobile applications including Web app stores, payment APIs from companies like Facebook and Google, and the proposed W3C Web Payment API. 3) The W3C Web Payment API would allow payments to be requested and processed securely across different vendors, operators, and platforms using technologies like JSON Web Tokens.

1. Daniel Davis
@ourmaninjapan
bit.ly/webpayments
Payments on the
Open Web Platform

4. In China
2/3
of internet access
is mobile
www.chinainternetwatch.com/whitepaper/china-internet-statistics

5. www.bcg.com/media/PressReleaseDetails.aspx?id=tcm:12-103641
Chinese users spend
1 hour/day
more on the internet
than U.S. users

6. How to avoid this?How to avoid this?
twitter.com/scottjenson/status/347729021431324672

8. Multi-device

9. Multi-platform

11. What aboutWhat about
paymentspayments??

12. Web app stores
Firefox OS
Tizen
Ubuntu Mobile
etc.

13. Premium content (1)
→

14. Premium content (2)
←
→

15. Payment APIs
Facebook Credits
AT&T Payment API
Google Wallet
MozPay
etc.

16. Example (MozPay)
Buyer logs in with Mozilla Persona
↓
Buyer enters PIN
↓
Purchase is charged to phone bill
or credit card

17. BUT!
Restricted by:
vendor
operator
platform

18. In the future...In the future...

19. W3C Web Payment API
1) Send JWT payment request
2) Call payment method, e.g. navigator.pay()
3) Secure channel created with payment provider
4) Buyer is authenticated
5) Buyer approves purchase
6) App receives success/fail JS callback
N.b. Rough initial concept – likely to change

20. JSON Web Token (JWT) example
paymentJWT = jwt.encode({
"iss": APPLICATION_KEY,
"aud": "marketplace.firefox.com",
"typ": "mozilla/payments/pay/v1",
"iat": 1337357297,
"exp": 1337360897,
"request": {
"id": "915c07fc-87df-46e5-9513-45cb6e504e39",
"pricePoint": 1,
"postbackURL": "https://yourapp.com/payments/postback",
"chargebackURL": "https://yourapp.com/payments/chargeback",
# Other app metadata
}
}, APPLICATION_SECRET)
Source: wiki.mozilla.org/WebAPI/WebPayment

21. What else?What else?

22. Tools...Tools...
AdobeAdobe
Intel XDKIntel XDK
WozllaWozlla
etc.etc.

23. ...and you...and you
w3.org/html/ig/zhw3.org/html/ig/zh
w3.org/wiki/Payments_Task_Forcew3.org/wiki/Payments_Task_Force

24. Daniel Davis
@ourmaninjapan
bit.ly/webpayments
Payments on the
Open Web Platform