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We Make Bank Data Insightful
The war for talent in banking risk management
Risk and compliance are core to financial institutions’ operations, and critical to their business
models, yet a “war for talent” exists, and is intensifying, in today’s changing marketplace.
Bank Management Program
The Ultimate Bank Management Program For Banks of Every Size
Account Profitability
Every deposit account, loan, credit card and safe deposit box is shown in income statement format
using all customer activities which are downloaded from the bank’s core system. These activities
are monetized using each bank’s own costs.
Customer Profitability
The entire customer relationship is shown including related affiliates and the ability to “drill
down” to the account level is enabled.
Checking Account Modeling
Opa’s program points out that most banks have a problem with checking and savings account
in that the majority of them lose money even with NSF fees included.
Most Profitable Customers
High/Low CIF Profits
Banks will be able to see that the top 10% of profitable customers provide almost all of the profit.
The bank ’s calling efforts will be directed to those at the top and those at the bottom will
receive attention to stop the losses.
©2016 | OPA Analytics | All Rights Reserved
Contact opa analystcs
Website : www.opaanalystics.com
Contact No. : 425-229-0776

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Bank data managment

  • 1. We Make Bank Data Insightful The war for talent in banking risk management Risk and compliance are core to financial institutions’ operations, and critical to their business models, yet a “war for talent” exists, and is intensifying, in today’s changing marketplace.
  • 2. Bank Management Program The Ultimate Bank Management Program For Banks of Every Size
  • 3. Account Profitability Every deposit account, loan, credit card and safe deposit box is shown in income statement format using all customer activities which are downloaded from the bank’s core system. These activities are monetized using each bank’s own costs.
  • 4. Customer Profitability The entire customer relationship is shown including related affiliates and the ability to “drill down” to the account level is enabled.
  • 5. Checking Account Modeling Opa’s program points out that most banks have a problem with checking and savings account in that the majority of them lose money even with NSF fees included.
  • 6. Most Profitable Customers High/Low CIF Profits Banks will be able to see that the top 10% of profitable customers provide almost all of the profit. The bank ’s calling efforts will be directed to those at the top and those at the bottom will receive attention to stop the losses.
  • 7. ©2016 | OPA Analytics | All Rights Reserved Contact opa analystcs Website : www.opaanalystics.com Contact No. : 425-229-0776