The following presentation gives you a clear understanding as to the resources and intellectual capital that we can leverage on your behalf. At "Legacy Quest Advisors" we give our clients a concise & competitive advantage when it come to the management of thier assets. We invite you to enjoy our brief presentation.

1. Private Wealth Management
An independent company with securities offered through Summit Brokerage Services, Inc., Member
FINRA/SIPC, and Advisory Services offered through Summit Financial Group, Inc., an SEC
registered investment advisor. Accounts carried by First Clearing LLC Member NYSE/SIPC – A
subsidiary of Wachovia Corporation

2. Our history
Our firm was founded by Terry Bahgat in
January of 2000 with a priority of helping both
professionals and privately owned companies to
create, accumulate, and preserve the wealth that
their extensive education, training and years of
hard work have earned them.

3. Independent Advice
As a truly independent wealth
advisory firm we are not
obligated singular financial solution. Our
to push any
network of objective experts brings together the
“best of the best” in wealth management
services, regardless of brand affiliation. Our sole
commitment is to you; to first explore, and then
implement the best possible ways to leverage
your wealth so that it not only sustains you but
elevates you.

4. Firm Capabilities
 8 Wealth Advisors with an average experience of over
25 years in the fields of finance, investments, risk
management, and banking.
 Internal partners include:
 CPA – Accounting, Audit, Tax, and Consulting
 Payroll Services
 Attorney at Law – Business, Personal & Estate Legal
Services

5. Service Offering
 Investment Management  Estate Planning
 Banking and Lending  Wealth Transfer
 Health Insurance
Services
 Retirement Plan Services  Employee Fringe Benefits
 Retirement Income  Corporate and Investment
Planning Banking
• Private Equity
 Comprehensive Financial
• Public Equity
Planning
• Municipal Debt
 Risk Management
 Long Term Care Planning
 College Planning

6. Investment Services
 Stocks  Alternative
 Options Investments
 Bonds  Variable Annuities
 Mutual Funds  Variable Life
 EFT’s Insurance
 CD’s  Advisory & Portfolio
 Unit Investment Management
Trusts

7. Wachovia
Through the relationship of our clearing
firm, First Clearing Corporation (FCC), a
wholly owned subsidiary of Wachovia
Corporation we offer:
 Commercial lending
 Commercial mortgages
 Construction loans
 Business lines of credit
 Certificates of deposit
 Business Checking Accounts
 Business Investment Accounts
 Trust Services

8. Retirement Plan Services
We provide access to some of the strongest
names in retirement plan services:
 UNIFI
 Wachovia
 Nationwide
 John Hancock
 Hartford
 SEI
 MassMutual
 SunAmerica

9. We represent
AIG
Health Insurance
Allstate
Guardian
We help you find ways to reduce
Blue
the cost of employee benefits
Cross/Blue
We research the most cost
Shield
effective plans for your company
Independent
We enroll and help educate your
Health
employees
Univera

10. Corporate and Investment
Banking
Wachovia
Summit Brokerage
First Clearing LLC Services, Inc.
Private Equity
Public Equity
Municipal Debt
Mergers and Acquisitions
Construction Financing

11. Wachovia’s Representative
Transactions
Public Equity
CTI Molecular Imaging MannKind
$182 million June 2002 $87.5 million July 2004
Ipayment, Inc. Emageon
$80 million May 2003 $65 million February 2005
Staktek
$130 million February 2004

12. Real Estate Capital Markets (RECM)
Provides permanent financing (mortgages) for client with
income generating properties (e.g. apartments, retail strip
malls, office parks, etc.).
ADG Group Center Point Apartments
$7.7 million mortgage – apt. complex
$85.4 million mortgage - mobile home park
Q4 2004 Q4 2005
Wangard Partners Youngan Properties
18.5 million mortgage – office property
$6.8 million mortgage - supermarket
Q1 2005 Q4 20005
Tack Capital Hinman
$51.1 million mortgage – office
$4.1 million mortgage - apartment complex
Q1 2005 property
Q3 2005
DDM
$9 million mortgage - Wal-Mart
Q3 2005

13. Municipal Offerings
Provides full-service tax-exempt debt products
for municipal, nonprofit and corporate clients.
Shepherd Capital Nicholas Capital
$10 million $7.1 million
Taxable bond offering Taxable bond offering
Commercial office building Real estate financial entity
August 2004 March 2005
State of Illinois Magdim C-Stores
$885 million $4.66 million Industrial
General obligation bonds Revenue bond offering
2004/2005 Real estate storage company
June 2005
Jade Pig Ventures
$17.5 million Virginia Museum of Fine Arts
Taxable bond offering $30 million
Real estate company Tax-exempt financing
February 2005 October 2005

14. Summary
John Ariola Terry D. Bahgat, LUTCF, RFC Mark A. Dobson, LUTCF
Corporate Family Office Concept
Legacy Quest Advisors, LLC – becomes the
central warehouse for our clients financial lives
A unique proposition in our marketplace

15. Legacy Quest Advisors, LLC
1400 Sweet Home Road, Suite 1 | Amherst, NY
14228
Office: 716 200-4900
www.legacyqa.com
An independent company with securities offered through Summit Brokerage
Services, Inc., Member FINRA/SIPC, and Advisory Services offered through
Summit Financial Group, Inc., an SEC registered investment advisor.
Accounts carried by First Clearing LLC Member NYSE/SIPC – A subsidiary
of Wachovia Corporation