New Brunswick Non-Profit Housing 2013 Conference May 10th 2013 Presented by S. Arcand

1. Affordable Housing
Addressing the Issues
New Brunswick Non-Profit Housing
2013 Conference
May 10th 2013

2. What is Affordable Housing?
• Housing whose total housing costs are
considered "affordable" to those that have a
median income
• affordability = the cost of adequate shelter
that should not exceed 30% of household
income
• adequate = cost + size + general condition
X
Core Housing Need

3. The Need for Affordable Housing
In Canada
• Shelter costs increased faster than the
rate of inflation between 2001 and 2006
• In 2006
– 1 in 4 household spent 30% or more of
their income on shelter
– 13 % of all households live in ‘core housing
need’

4. The Need for Affordable Housing
In Moncton
• Changing demographics
– Population is aging
– Increase in the 65+
population
– Increase in lone parent
households
Statistics – 2006
 65+ pop. increased 30%
 18% lone parent
households
 13% low-income families
 19 % of households had a
income of 20 000 or less
 15% seniors living bellow
poverty line
 46% of seniors reported an
income less that 20 000
(2008)

5. Housing Affordability in Moncton
• 7,555 households (27% of all households) were
spending 30% or more of their income on shelter cost
in 2006
– 16% increase from 2001
• 5,000 are rental units
– 13% increase from 2001
• Owned households have increased 24% from 2001

6. Housing Affordability in Moncton
0
10
20
30
40
50
60
% of total households
spending 30% or
more on shelter costs
% of Rented
households spending
30% or more on
shelter costs

7. Housing Affordability in Moncton
• however, a CMHC study (2009) shows that
for the Moncton CMA, 25.4% of rented
households are below the affordability
standard and are in core housing need

8. Municipal Planning for Affordable Housing
Approaches Concepts & Practices
Policy Initiatives Development Levies
Housing Levies
Regulatory Change Upzoning
Inclusionary Zoning
Density Bonusing
Alternative Development Standards
Accessory Dwelling Units
Streamlining Approval Process
Financial and Tenures Incentives Exemption of Fees
Special Tax Rates
Redevelopment Incentives Programs
Housing Trust Funds & Community Land
Trusts
Equity Co-operatives
Direct Provision Shareholder of Municipal Not-for-profit
Housing Corporations
Direct Financing
Donation of publicly owned land

9. Affordable Housing Focus Group
• Key issues that have been identified from focus
group workshops:
– Inclusion not segregation
– Location location
– Development barriers
– Affordable housing for non-subsidized clientele with
particular needs
– Create a housing strategy
– Education

10. PlanMoncton
Housing Choice & Affordability
• Acknowledges challenges with an aging population
and smaller household and increasing cost of
housing
• Encourages partnership with different levels of
government and community organization
• Explore alternative development standards
• Public education and understanding/acceptance

11. PlanMoncton
• The Plan proposes to form an advisory
group…to:
• Support and oversee the completion of a city-wide housing needs
assessment study;
• Support the development of federal, provincial and community based
services and programs that address housing needs;
• Enhance community awareness of housing issues and opportunities;
• Provide leadership in strengthening diverse community relationships
and partnerships; and
• Participate in ongoing research, monitoring and evaluation of
community issues related to housing choice and affordability.

12. • Integrating affordable housing strategies
into broader community goals and plans
will greatly rely on partnerships through
various community actors such as non-
profit groups, private developers,
municipalities, financial institutions and
other concerned stakeholders