This presentation provides an understanding on what an IRA is .

1. What Is An IRA?
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2. First – Traditional IRA
What We’ll Discuss
We will be answering the following 4 questions:
Second – Roth IRA
Third – Rollover IRA
Fourth – Other IRA’SPhase 4
Phase 1
Phase 2
Phase 3
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3. IRA stands for Individual
Retirement Account.
There are several types of IRA
accounts including:
Traditional, Roth, and Rollover. But,
there are others as well.
What’s An IRA?
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4. Traditional IRA
A Traditional IRA is an Individual Retirement Account
that is tax deductible.
- The interest, dividends, and capital gains are not taxed as long as
you do not withdrawal money from the account.
- You have to meet specific eligibility requirements in order to
cash in on the tax benefits.
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5. Roth IRA
A Roth IRA is an Individual Retirement Account that
is not tax deductible.
- When you make a contribution to a Roth IRA, you do so with
money that has already been taxed.
- Your maximum contribution is limited.
- Contributions limits have risen overtime.
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6. Rollover IRA
EXAMPLE: When you no longer work for a company
you may choose to move your 401 (K) funds into a
Traditional or Roth IRA
- If you transfer funds into a Traditional IRA then the money is
not taxed.
- If you transfer the funds into a Roth IRA then the money is
taxed.
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7. Other IRA’S
- SEP IRA’s
- Employer allowed to make contributions on your behalf.
- Simple IRA
- Employer will match your contributions up to a certain amount.
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8. Thank You!
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