Slide About Mobilization of Advance ...

1. Allama IIqqbbaall OOppeenn UUnniivveerrssiittyy IIssllaammaabbaadd
COMMERCIAL AND INVESTMENT BANKING (8523)
Topic: Mobilization of deposits in banking system of
Pakistan
Submitted To:
Mr. Ali Afzal
Submitted By:
Mudassar Afzal
Roll No.
AR523807
Class:
MBA (B&F) 4th Semester

2. Deposit Mobilization
Deposit mobilization is a key first step in the
financial intermediation process.(The process
performed by banks of taking in funds from a
depositor and then lending them out to a
borrower.
To mobilize the deposits, banks can do several
activities. First, making finance activities. Those
activities are good in wealth distribution, which
can be useful for another party who needs the
money.
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3. Bank Deposit
Money placed into a banking institution for
safekeeping. Bank deposits are made to deposit
accounts at a banking institution, such as savings
accounts, checking accounts and money market
accounts. The account holder has the right to
withdraw any deposited funds, as set forth in the
terms and conditions of the account. The "deposit"
itself is a liability owed by the bank to the
depositor (the person or entity that made the
deposit), and refers to this liability rather than to
the actual funds that are deposited.
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4. Deposit Accounts
A deposit account is a savings account, current
account, or other type of bank account, at a banking
institution that allows money to be deposited and
withdrawn by the account holder.

6. Types of Deposits
Current account /Checking account
A deposit account held at a bank or other financial
institution, for the purpose of securely and quickly
providing frequent access to funds on demand, through a
variety of different channels. Because money is available
on demand these accounts are also referred to as demand
accounts or demand deposit accounts.
Money market account
A deposit account that pays interest, and for which short
notice (or no notice) is required for withdrawals.

7. Savings Account
Accounts maintained by retail banks that pay interest but can not be
used directly as money (for example, by writing a cheque).
Fixed Deposit
A money deposit at a banking institution that cannot be withdrawn
for a preset fixed 'term' or period of time. When the term is over it
can be withdrawn or it can be rolled over for another term.
Call Deposit
A deposit account that allows for the withdrawal of funds without
penalty, generally without notification to the bank. Often it bears a
favourable interest rate, but also requires a minimum balance to
take advantage of the benefits
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8. CCaassee SSttuuddyy
Allied Bank Limited

9. Allied Bank Limited
The Bank started out in Lahore by the name
Australasia Bank before independence in 1942; and
became Allied Bank of Pakistan in 1974.
In August 2004, because of capital reconstruction, the
Bank’s ownership was transferred to a consortium
comprising Ibrahim Group; therefore, it was renamed
as Allied Bank Limited in 2005.
Today, with its existence of over 70 years, the Bank
has built itself a foundation with a strong equity,
assets and deposit base. It offers universal banking
services, while placing major emphasis on retail
banking. The Bank has a large network of over 900
online branches and 700 ATMs in Pakistan.

10. ABL Savings Account

11. ABL Savings Account
 PLS Savings Account
 Allied Term Plus Deposits
 Foreign Currency Term Deposit
 Allied Advance Profit Plus Payment
 Platinum Rewarding Profit Account

12. Conclusion
All of those purposes are the bank’s strategy
to make bank survive in operation of the
deposit mobilization, which affected to the
states economic.

13. Question