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Medscheme
  International
  Presentation

                  Mauritius




2/6/2012                      1
Medscheme




   Our vision

“Creating a world
 of sustainable     www.medscheme.co.za www.medschemeinternational.com
   healthcare”
Proven 40-year track record of leadership in Southern Africa.

                 Largest managed care provider and third largest healthcare administrator in Southern
                 Africa.
  Introduction
  Medscheme


                 €140 million annual turnover.


                 40% South Africa market share.


                 More than 3,000,000 lives under management.


                 Client base includes 32 leading medical schemes in public and private sectors.


                 22 offices across Africa and Mauritius.


                 Highly capable and experienced management team.


Our values       2 800 employees.


“Integrity”      International BPO operation in Mauritius
Medscheme Mauritius   Established in Mauritius in 1982


                         Medscheme acquired 30% stake in 2001; 100% stake in Oct 2010
    International BPO

                         Only health insurance TPA in local market:

                           •32% market share (63,000 members)


                         International BPO facility established in 2007 (VHI):

                           •Medical coding (ICD9 and ICD10)
                           •Data capture & claims processing
                           •Health care Administration (Mauritius since 1982)

                         146 employees, 2 shifts


                         Current capacity for 450 seats over 3 shifts (but scalable)


                         Proprietary health insurance system (Schema 6) – “system in a box”
Our values
                         Work on client systems via Citrix
“Integrity”
Medscheme Mauritius and Medscheme International
                      is a 100% subsidiary of Medscheme holdings (south Africa)
                              A member of JSE listed Afro centric group.
   Our vision

“Creating a world                     Medscheme Holdings
 of sustainable
   healthcare”



                                                         Medscheme
                    Medscheme Mauritius                 International
                        Mauritian domestic market       International BPO contracts
Medscheme operational Divisions




   Our vision

“Creating a world
 of sustainable
   healthcare”




   Our Values
“Empowerment”
André Meyer - Chief Executive Officer

    Leadership          André joined Alexander Forbes Financial Services in 1987 as a Retirement Fund
                        Consultant and subsequently transferred to Durban, where he headed the local
     MISSION            Negotiated Benefits Unit for the company.

    STATEMENT           He was appointed Divisional Director in 1991 and in 1997 was transferred to the
                        Health Care Consultants Division as Deputy Managing Director later becoming joint
                        Managing Director responsible for the Health Management Solutions and the
 We create access to    Communications Division of Alexander Forbes. He also represented Alexander Forbes
                        on the Board of FIHRST Management Services.
      sustainable,
                        In April 2003, André was appointed as Medscheme’s CEO and, supported by the
  affordable, quality   Executive and management teams steered the Group through the successful
                        turnaround strategy and acquisition process.
  healthcare through
   the application of
                        Lee Callakoppen - Executive Director: Human Capital
    innovation and
                        Lee obtained a degree in Information Science from the Rand Afrikaans University in
 expertise, delivered   1997 and qualified as an Industrial Sociologist in 1999 after completing his honours.
                        He then furthered his education in Business Management and is currently pursuing
     as an efficient,   an LLB degree.

 seamless experience    He began his career in operational management in the retail sector and later moved
                        into Human Capital, holding positions in various industries ranging from retail to
                        telecoms to media. Lee held the position of HR Executive for the Primedia Content
                        Division before joining Medscheme in 2007.

                        As Executive Director, Human Capital, he is responsible for the continued
   Our Values           implementation of Lethimvula Healthcare’s strategy to become an employer of
                        choice.

“Accountability”
Anthony Pedersen – Managing Director: Medscheme International

                        Anthony is a qualified Chartered Accountant having completed a Bachelor of
                        Commerce and an Honours Bachelor of Accounting Science. He completed his
    Leadership          training at Arthur Andersen and is a member of both the South African Institute
                        of Chartered Accountants and the New Zealand Institute of Chartered
     MISSION            Accountants.
                        After a short time as Head of Internal Audit in the retail sector, Anthony joined
    STATEMENT           Sovereign Health in May 1999 as General Manager of Finance and was
                        subsequently appointed as Financial Director in 2001. Sovereign Health was
                        acquired by the Momentum Group in 2005 at which time he became Chief
 We create access to    Financial Officer of Momentum’s Group Benefit business cluster.
                         In January 2007, Anthony relocated to Mauritius to establish a health insurance
      sustainable,      business for Momentum. In this capacity, Anthony gained significant operational
                        experience in the administration of health insurance plans and risk management.
  affordable, quality   In October 2010 he joined Medscheme as Managing Director of both the Groups
                        Mauritian operation (Administrators and Consultants Ltd) as well as the groups
  healthcare through    International business based in Mauritius.
                        In his current role, Anthony is responsible for driving the group’s strategy to
   the application of   diversify the business into new markets.

    innovation and      Head of International Business – Asia, Australasia & USA

 expertise, delivered   Holds a MA, MBA degree with specialization in Finance, from university of
                        Madras and national institute of management studies. Also a Certified Financial
     as an efficient,   Planner with industry experience of over 9 years. Prabhu has rich Marketing &
                        business development, project management, strategic planning experience
 seamless experience    coupled with investments and corporate finance deep knowledge and
                        understanding. He is also a member of prestigious professional associations, CII
                        (UK)and CFA institute member. Currently he is pursuing his law degree from
                        University of London (Exterior).

                        At Medscheme he is responsible for international business development and
   Our Values           market research for the following regions Asia, Australasia, United States. He is
                        designated to champion and support new market entry and group strategy of
                        Medscheme. His core international business activity is health care & insurance
“Accountability”        KPO new business acquisition and business retention. Prabhu is also executive
                        management committee member for Medscheme international.
Medscheme International
              Services




                                  International Health Outsourcing Services




   Our values

“Mutual Respect”
Medscheme Health TPA Service

                                      Client record management

                                      Contribution /premium management
      Health Administrative service
                                      Claims management(assessing)

                                      Client services (call center)

                                      Retention (out bound call center)

                                      Data and information Management
               offering




                                      Fund Management

                                      Financial Management

                                      Key accounts (pay point client services)

                                      Client walk in services

                                      Sales and Marketing

                                      Commissions Management

                                      Provider claims and queries management

                                      Fraud control & Audit

“Innovation”                          Business & Market intelligence

                                      E- commerce
HEALTH INSURANCE CLAIM PROCESSING


                                    Claim processing

                                    Data image processing and capture
          Medscheme International
                                    Intelligence claim edit

                                    Claim screening and negotiating

                                    Claim auditing
               BPO service


                                    HIPAA standards management

                                    Revenue cycle Management

                                    Data entry & Data conversion

                                    Data verification

                                    Re –pricing and negotiation

                                    Provider contract interpretation

                                    Benefits validation

                                    High risk claim review

                                    Online updating

                                    Mailroom service

                                    Intelligence queue/data cleansing
“quality service”                   Data mining and reporting

                                    Case management
MHRS – Medscheme Health Risk Solution


      Health Risk & Managed Care               Hospital utilization management

                                               Managed oncology program

                                               Wellness program

                                               Counseling of high claimers
                                   Expertise



                                               Chronic medication management

                                               Managed radiology program

                                               Managed dental program

                                               Managed pathology program

                                               Alternative fee structure / re-imbursement

                                               Disease management

                                               Health risk assessment

                                               Specialists and GP networks

                                               Technology services and electronic medicine management
“Innovation”
Benefit Management Cluster
       Health Benefit Management

                                     Hospital
                                                    Optical Benefit          HIV/AIDS
                                     Benefit
                                                    Management              Management
                                   Management




                                             Oncology
                                                                Dental Benefit
                                              Benefit
                                                                Management
                                            Management




“Innovation”
Mauritius Key Facts : Favorable
                                      Outsourcing Climate

                         GMT+4 hours
                         Dutch colony; French colony; English colony;
                         independence 1968
       Mauritius Facts


                         Constitution based on Westminster Parliamentary model
                         Political stability; multi-party system – elections every 5
                         years
                         Official language is English, but French & Creole mostly
                         used
                         Population of 1.28 million
                         Freedom of religion; Hindu majority (65%)
                         29.2% of workforce below 30 years
                         Favorable tax regime (15%flat rate) – 3% for
                         international co’s
                         34 attractive double taxation agreements
                         Free economy, no currency control
“Innovation”             Excellent connectivity – SAFE cable
                         Low cost, well qualified workforce
Who can benefit from our services?

      Medscheme International
                                Third party Administrators
        Who can benefit ?


                                Insurance Companies
                                Medical Billing Companies
                                Managed care organizations
                                Government organizations
                                Private Practice
                                Hospitals
                                Pharmacies
                                Pharmacy Benefit Management companies




“Innovation”
Few names from our Valued client list

    Medscheme International
         Our clients




“Quality”                                        South Africa
Quality Business Back up

                                Disaster Recovery Site
      Medscheme International      Fully operational offsite data centre & disaster recovery
       Disaster Recovery site

                                   site at
                                   La Tour Koenig
                                   2 hour recovery delay
                                   Daily data backup stored off-site
                                   Tested 3 times per annum

                                Power redundancy
                                   UPS
                                   Generator power

                                Connectivity redundancy
                                   1 Mb Nomad backup line




“Innovation”
Quality

      Medscheme International
                                Quality Management System - ISO 9001:2008
                                accreditation
            Quality @




                                HIPAA Compliance

                                SAS 70 certified

                                Process Improvement - Six Sigma




“Innovation”
Connectivity
    Leadership
     MISSION
                                                         Medscheme
    STATEMENT                                                               Nomad VPN
                            Nomad VPN                    International
                                                                            backup
 We create access to        backup
      sustainable,
  affordable, quality
                                                   MT line        MT line
  healthcare through
   the application of
    innovation and
 expertise, delivered
                                         BT MPLS                         IS MPLS
     as an efficient,      Client                        Port Louis
                        organisation
 seamless experience


   Our Values

“Accountability”
World-class technology and communications




                                                                              Salient facts:
        Technology
                                                                              •Total data storage capacity 256
                                                                               TB.
                                                                              •Hardware partners are EMC,
                                                                               CICSO, AVAYA and UNISYS.
                                                                              •95% of software supplied by
                                                                               Oracle, Novell Linux and
                                                                               Microsoft.
                                                                              •Proven SAP integration to clients
                                                  Proven hardware and          and healthcare providers
                     Full implementation of                                   •Data in Disaster Recovery
                                              software optimised to deliver
                      international best                                       environment is on average 15
                                                optimum benefits to both
                            practice                                           seconds behind our Production
                                                clients and the company.
                                                                               data.
                                                                              •One of the first companies
                                                                               globally to implement Oracle
                                                                               technologies to achieve
                                                                               operational storage efficiencies,
                                                                               using tiered storage on Oracle
                                                                               11G.
                                                                              •All databases are running the
                                                                               latest version of Oracle 11G
                                                                               Release 2 - another first in the
                                                                               industry.

“Innovation”
NEXUS IT – World class
          Health Technology

                                                         Hospital
                                      Aid for Aids
                                                        management




                                  Provider      Nexus IT      Medicine
                                 management                  management




                                                  Disease
                                                management




“Speed & System
  Excellence”
Key Financial Information




                                               Audited 16   Audited 12   Audited 12   Audited 12
                                                months       months       months       months
 MEDSCHEME                                        2010         2009         2008
                                                                             Irish Health2007
                                                 €’000s       €’000s       €’000s       €’000s
  NUMBERS                                                                      Insurers
                                                                               Managed
                                                                                 Care
                 Revenue                      146,699   78,943           88,606       101,204
                                                   Road Traffic
                 Profit before taxation           Accident Fund
                                               16,227    7,934            6,261       11,932




“Profitability
      &
Performance ”
Your outsourcing Benefits

      Medscheme International
       Benefit of outsourcing

                                minimize operations cost and maximize revenue.
                                 Example : Relief from employee expenses ,benefits
                                 and facility expenses.
                                Access to specialized service which are not your core
                                expertise functions
                                On time service delivery
                                Your valuable resource can focus on core competencies
                                Great saving on infrastructure , software and
                                technology cost
                                Your business never sleeps. ( time zone benefit)
                                Your business can handle any volumes because you
                                have Medscheme international – “the Health Expert”
                                can help you to address your growing business needs.
                                 Upto 40 % reduction on your business operations cost
“Innovation”
Contact us

         MEDSCHEME   Medscheme International
                     1st floor , Tower A
                     1Cyber city
                     Ebene , Mauritius
                                                             Irish Health
                     Request Quote :
                                                               Insurers
                     Send your detailed project outsourcing
                     requirement to                            Managed
                     prabhum@medschemeinternational.com , Care   if you
                     wish to talk to our project team kindly reach @
                     +230 4231666 .



   Our vision

“Creating a world
 of sustainable
   healthcare”
MEDSCHEME


                           Irish Health
                             Insurers
                             Managed
                               Care


                       THANK
   Our vision
                     YOUFund
“Creating a world
 of sustainable
   healthcare”

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Medscheme mauritius health outsourcing

  • 1. Medscheme International Presentation Mauritius 2/6/2012 1
  • 2. Medscheme Our vision “Creating a world of sustainable www.medscheme.co.za www.medschemeinternational.com healthcare”
  • 3. Proven 40-year track record of leadership in Southern Africa. Largest managed care provider and third largest healthcare administrator in Southern Africa. Introduction Medscheme €140 million annual turnover. 40% South Africa market share. More than 3,000,000 lives under management. Client base includes 32 leading medical schemes in public and private sectors. 22 offices across Africa and Mauritius. Highly capable and experienced management team. Our values 2 800 employees. “Integrity” International BPO operation in Mauritius
  • 4. Medscheme Mauritius Established in Mauritius in 1982 Medscheme acquired 30% stake in 2001; 100% stake in Oct 2010 International BPO Only health insurance TPA in local market: •32% market share (63,000 members) International BPO facility established in 2007 (VHI): •Medical coding (ICD9 and ICD10) •Data capture & claims processing •Health care Administration (Mauritius since 1982) 146 employees, 2 shifts Current capacity for 450 seats over 3 shifts (but scalable) Proprietary health insurance system (Schema 6) – “system in a box” Our values Work on client systems via Citrix “Integrity”
  • 5. Medscheme Mauritius and Medscheme International is a 100% subsidiary of Medscheme holdings (south Africa) A member of JSE listed Afro centric group. Our vision “Creating a world Medscheme Holdings of sustainable healthcare” Medscheme Medscheme Mauritius International Mauritian domestic market International BPO contracts
  • 6. Medscheme operational Divisions Our vision “Creating a world of sustainable healthcare” Our Values “Empowerment”
  • 7. André Meyer - Chief Executive Officer Leadership André joined Alexander Forbes Financial Services in 1987 as a Retirement Fund Consultant and subsequently transferred to Durban, where he headed the local MISSION Negotiated Benefits Unit for the company. STATEMENT He was appointed Divisional Director in 1991 and in 1997 was transferred to the Health Care Consultants Division as Deputy Managing Director later becoming joint Managing Director responsible for the Health Management Solutions and the We create access to Communications Division of Alexander Forbes. He also represented Alexander Forbes on the Board of FIHRST Management Services. sustainable, In April 2003, André was appointed as Medscheme’s CEO and, supported by the affordable, quality Executive and management teams steered the Group through the successful turnaround strategy and acquisition process. healthcare through the application of Lee Callakoppen - Executive Director: Human Capital innovation and Lee obtained a degree in Information Science from the Rand Afrikaans University in expertise, delivered 1997 and qualified as an Industrial Sociologist in 1999 after completing his honours. He then furthered his education in Business Management and is currently pursuing as an efficient, an LLB degree. seamless experience He began his career in operational management in the retail sector and later moved into Human Capital, holding positions in various industries ranging from retail to telecoms to media. Lee held the position of HR Executive for the Primedia Content Division before joining Medscheme in 2007. As Executive Director, Human Capital, he is responsible for the continued Our Values implementation of Lethimvula Healthcare’s strategy to become an employer of choice. “Accountability”
  • 8. Anthony Pedersen – Managing Director: Medscheme International Anthony is a qualified Chartered Accountant having completed a Bachelor of Commerce and an Honours Bachelor of Accounting Science. He completed his Leadership training at Arthur Andersen and is a member of both the South African Institute of Chartered Accountants and the New Zealand Institute of Chartered MISSION Accountants. After a short time as Head of Internal Audit in the retail sector, Anthony joined STATEMENT Sovereign Health in May 1999 as General Manager of Finance and was subsequently appointed as Financial Director in 2001. Sovereign Health was acquired by the Momentum Group in 2005 at which time he became Chief We create access to Financial Officer of Momentum’s Group Benefit business cluster. In January 2007, Anthony relocated to Mauritius to establish a health insurance sustainable, business for Momentum. In this capacity, Anthony gained significant operational experience in the administration of health insurance plans and risk management. affordable, quality In October 2010 he joined Medscheme as Managing Director of both the Groups Mauritian operation (Administrators and Consultants Ltd) as well as the groups healthcare through International business based in Mauritius. In his current role, Anthony is responsible for driving the group’s strategy to the application of diversify the business into new markets. innovation and Head of International Business – Asia, Australasia & USA expertise, delivered Holds a MA, MBA degree with specialization in Finance, from university of Madras and national institute of management studies. Also a Certified Financial as an efficient, Planner with industry experience of over 9 years. Prabhu has rich Marketing & business development, project management, strategic planning experience seamless experience coupled with investments and corporate finance deep knowledge and understanding. He is also a member of prestigious professional associations, CII (UK)and CFA institute member. Currently he is pursuing his law degree from University of London (Exterior). At Medscheme he is responsible for international business development and Our Values market research for the following regions Asia, Australasia, United States. He is designated to champion and support new market entry and group strategy of Medscheme. His core international business activity is health care & insurance “Accountability” KPO new business acquisition and business retention. Prabhu is also executive management committee member for Medscheme international.
  • 9. Medscheme International Services International Health Outsourcing Services Our values “Mutual Respect”
  • 10. Medscheme Health TPA Service Client record management Contribution /premium management Health Administrative service Claims management(assessing) Client services (call center) Retention (out bound call center) Data and information Management offering Fund Management Financial Management Key accounts (pay point client services) Client walk in services Sales and Marketing Commissions Management Provider claims and queries management Fraud control & Audit “Innovation” Business & Market intelligence E- commerce
  • 11. HEALTH INSURANCE CLAIM PROCESSING Claim processing Data image processing and capture Medscheme International Intelligence claim edit Claim screening and negotiating Claim auditing BPO service HIPAA standards management Revenue cycle Management Data entry & Data conversion Data verification Re –pricing and negotiation Provider contract interpretation Benefits validation High risk claim review Online updating Mailroom service Intelligence queue/data cleansing “quality service” Data mining and reporting Case management
  • 12. MHRS – Medscheme Health Risk Solution Health Risk & Managed Care Hospital utilization management Managed oncology program Wellness program Counseling of high claimers Expertise Chronic medication management Managed radiology program Managed dental program Managed pathology program Alternative fee structure / re-imbursement Disease management Health risk assessment Specialists and GP networks Technology services and electronic medicine management “Innovation”
  • 13. Benefit Management Cluster Health Benefit Management Hospital Optical Benefit HIV/AIDS Benefit Management Management Management Oncology Dental Benefit Benefit Management Management “Innovation”
  • 14. Mauritius Key Facts : Favorable Outsourcing Climate GMT+4 hours Dutch colony; French colony; English colony; independence 1968 Mauritius Facts Constitution based on Westminster Parliamentary model Political stability; multi-party system – elections every 5 years Official language is English, but French & Creole mostly used Population of 1.28 million Freedom of religion; Hindu majority (65%) 29.2% of workforce below 30 years Favorable tax regime (15%flat rate) – 3% for international co’s 34 attractive double taxation agreements Free economy, no currency control “Innovation” Excellent connectivity – SAFE cable Low cost, well qualified workforce
  • 15. Who can benefit from our services? Medscheme International Third party Administrators Who can benefit ? Insurance Companies Medical Billing Companies Managed care organizations Government organizations Private Practice Hospitals Pharmacies Pharmacy Benefit Management companies “Innovation”
  • 16. Few names from our Valued client list Medscheme International Our clients “Quality” South Africa
  • 17. Quality Business Back up Disaster Recovery Site Medscheme International Fully operational offsite data centre & disaster recovery Disaster Recovery site site at La Tour Koenig 2 hour recovery delay Daily data backup stored off-site Tested 3 times per annum Power redundancy UPS Generator power Connectivity redundancy 1 Mb Nomad backup line “Innovation”
  • 18. Quality Medscheme International Quality Management System - ISO 9001:2008 accreditation Quality @ HIPAA Compliance SAS 70 certified Process Improvement - Six Sigma “Innovation”
  • 19. Connectivity Leadership MISSION Medscheme STATEMENT Nomad VPN Nomad VPN International backup We create access to backup sustainable, affordable, quality MT line MT line healthcare through the application of innovation and expertise, delivered BT MPLS IS MPLS as an efficient, Client Port Louis organisation seamless experience Our Values “Accountability”
  • 20. World-class technology and communications Salient facts: Technology •Total data storage capacity 256 TB. •Hardware partners are EMC, CICSO, AVAYA and UNISYS. •95% of software supplied by Oracle, Novell Linux and Microsoft. •Proven SAP integration to clients Proven hardware and and healthcare providers Full implementation of •Data in Disaster Recovery software optimised to deliver international best environment is on average 15 optimum benefits to both practice seconds behind our Production clients and the company. data. •One of the first companies globally to implement Oracle technologies to achieve operational storage efficiencies, using tiered storage on Oracle 11G. •All databases are running the latest version of Oracle 11G Release 2 - another first in the industry. “Innovation”
  • 21. NEXUS IT – World class Health Technology Hospital Aid for Aids management Provider Nexus IT Medicine management management Disease management “Speed & System Excellence”
  • 22. Key Financial Information Audited 16 Audited 12 Audited 12 Audited 12 months months months months MEDSCHEME 2010 2009 2008 Irish Health2007 €’000s €’000s €’000s €’000s NUMBERS Insurers Managed Care Revenue 146,699 78,943 88,606 101,204 Road Traffic Profit before taxation Accident Fund 16,227 7,934 6,261 11,932 “Profitability & Performance ”
  • 23. Your outsourcing Benefits Medscheme International Benefit of outsourcing minimize operations cost and maximize revenue. Example : Relief from employee expenses ,benefits and facility expenses. Access to specialized service which are not your core expertise functions On time service delivery Your valuable resource can focus on core competencies Great saving on infrastructure , software and technology cost Your business never sleeps. ( time zone benefit) Your business can handle any volumes because you have Medscheme international – “the Health Expert” can help you to address your growing business needs. Upto 40 % reduction on your business operations cost “Innovation”
  • 24. Contact us MEDSCHEME Medscheme International 1st floor , Tower A 1Cyber city Ebene , Mauritius Irish Health Request Quote : Insurers Send your detailed project outsourcing requirement to Managed prabhum@medschemeinternational.com , Care if you wish to talk to our project team kindly reach @ +230 4231666 . Our vision “Creating a world of sustainable healthcare”
  • 25. MEDSCHEME Irish Health Insurers Managed Care THANK Our vision YOUFund “Creating a world of sustainable healthcare”