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OpenTransact
                              @nov




2011   7   8                         1
2011   7   8   2
2011   7   8   3
Nascar without Standard

2011   7   8                             4
2011   7   8   5
2011   7   8   6
Looo...ooong Document

2011   7   8                           7
2011   7   8   8
The worlds simplest spec
                for financial transactions
2011   7   8                                9
Another   ?

2011   7   8                 10
Not for “Currency”
               But for “Transaction”
2011   7   8                           11
Money Transfer




2011   7   8                    12
Onetime Payment




2011   7   8                     13
Recurring Payment




2011   7   8                       14
Core Spec




2011   7   8               15
Asset

                            Currency

               “Anything of Value”
               Eg. money, shares, bonds, mobile phone minutes,
               hours of work, property, domain names, physical
               products etc.




2011   7   8                                                     16
Asset Service


               Asset

               1 Asset <=> 1 Asset Service
               Financial Service Provider for Money




2011   7   8                                          17
Transaction URL

               1 Asset <=> 1 Transaction URL
               RESTful API Endpoint
                 GET : fetch history of transactions
                 POST : create transaction




2011   7   8                                           18
2011   7   8   19
Based on OAuth




2011   7   8                    20
2011   7   8   21
The World Simplest Shortest Spec
                      3 pages of PDF :(




2011   7   8                                      22
Sample Implementations
                  ~ The Rubyist’s Way ? ~




2011   7   8                                23
PicoMoney.com
               ~ Virtual Currency Platform ~




2011   7   8                                   24
GitKarma.com
               ~ Award Your Commit ~




2011   7   8                           25
2011   7   8   26
OAuth.jp Karma
                karma.oauth.jp




2011   7   8                     27
github.com/nov/oauth.jp-karma




2011   7   8                                   28
Undocumented Spec




2011   7   8                       29
OAuth


                Scope = Transaction URL
               Currency




2011   7   8                              30
WebFinger




2011   7   8           31
GET /.well-known/host-meta

2011   7   8                                32
Under Discussion




2011   7   8                      33
OAuth Scopes

                 “single_payment”

                 “recurring_payment”

               Currency Exchange

                 @pelleb + @nov

               OAuth 2.0 / OpenID Connect



2011   7   8                                34
2011   7   8   35
2011   7   8   36
Financial Open Standard




2011   7   8                             37
“Open Source Currency”
               Transaction          OpenTransact




2011   7   8                                       38
More Info

               Google Groups
                opentransact
                agile-banking
               GitHub
                @opentransact




2011   7   8                    39

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