1. If i have judgements, will a bankruptcy raise or lower my credit score?
I screwed up a few years ago and got myself in some debt; since bad debt can be
removed from your credit in 7 years i figured id just ignore it. Well i just pr
inted up my credit report and saw i have two judgements from discover card on th
ere that were filed in 2008 and on 04/10 the judgement says abstract issued. I h
ave no idea what any of this means. If i file bankruptcy, is that better than ha
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