Property: Building, Real Estate and Property Development
1.
2. Tips When Buying at Auction
New Zealand Property Report - April 2013
Building a Home on a Budget
Designing a Home to Keep in the Heat
How to Declutter Your Home
Decorating Ideas - The Main Bedroom
Creating and Outdoor Entertaining Area and
How you Use It
Tips when considering Purchasing a
Property
How to create a Budget for your Home Build
Creating a Sunroom or Conservatory
Tips on Preparing your Home for Sale
Decorating Ideas - Kids Bedrooms
Maximising Small Garden Spaces
Local Services: Property, Real Estate and
Building
PROPERTY: REAL ESTATE, BUILDING AND DEVELOPMENT
AUTUMN 2013
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4. TIPS WHEN BUYING AT AUCTION
There can be some controversy as to
whether an auction is a good way to buy or
sell a property but if you have found a
property which you are interested in
purchasing and it is going to market through
the auction process there are a number of
things you should do both prior to the auction
and on auction day to hopefully ensure
success.
A BRIEF HISTORY OF THE AUCTION
The auction process dates back to early
biblical times. Slaves were bought and sold at
auction as well as women auctioned off as
wives. The Romans used to auction family
estates and auctions have also been popular,
and in many cases continue so, for crops,
livestock and tools. Auctioning is popular
nowadays for sought after items such as art
works and memorabilia.
WHEN BUYING PROPERTY
Do your market research on the value of the
property you are considering.
Check the property and ensure you have
undertaken all the necessary structural and
building surveys and inspections. Any
defects or problems known prior to the sale
should be disclosed in the conditions of
sale documentation for the auction but
make sure you check this with the sales
person. Get a LIM report and read through
the conditions of sale document.
Check the Certificate of Title of the property
Check you understand the chattels which
come with the property
Decide if you are going to bid or if you
aren’t very confident, appoint someone
who can bid for you at the auction
If you aren’t familiar with the auction
process it is wise to try and attend one or
two other auctions before your important
date so you can follow what is happening
and understand what will happen.
Make sure you are aware of the minimum
deposit you need to have available
immediately on your success at the auction
Understand the auction terms such as –
“On the market”, this is when the reserve
REAL ESTATE AND PROPERTY DEVELOPMENT
For the best mortgage possible
0800 LENDER
www.ilender.co.nz - No 1 on TradeMe
658 Whangaparaoa Road, Whangaparaoa
Ph: 424 9170
whangaparaoa.nz@raywhite.com
www.rwwhangaparaoa.co.nz
Whether buying or selling Ray White ensures
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5. price has been met and the property will
be sold to the highest bidder
“Reserve Price” which is the lowest price
the seller will take, once this has been
reached and exceeded the property will
be sold
“Passed In” which is when the property
doesn’t reach the reserve price at the
auction
Once you are ready to bid at the auction
make sure you can clearly see the
auctioneer and he can see you for your bids
Be aware the auctioneer is allowed to place
bids on the vendors behalf to move bidding
forward to a price level acceptable to the
vendor and close to the reserve price.
However be aware that the auctioneer is not
allowed to bid above the reserve price
Make sure you know your budget and your
top price and don’t get carried away by your
emotions. Your top bid should be your top
bid unless you have made provision
otherwise
Turn up at the auction knowing your game
plan, having done your research, your top
budget, be confident and get out there and
win your new property!
NZ PROPERTY REPORT
APRIL 2013
The property market continues to show
signs of confidence and heightened activity
as compared to the past few years. The
confidence amongst sellers bringing their
properties onto the market has pushed up the
(seasonally adjusted) truncated mean asking
price to a new high of $447,275 – the highest
level since the collection of data began in
2007. This rise in asking price was noticeable
in around half of New Zealand, with Auckland
reaching a new record high of $612,167, and
Central Lakes Otago reaching a new high of
$679,987. A record low of $353,474 was
seen in Marlborough (down 9% on March
figures) The number of new listings fell to
10,023, down 21.5% on March and down
1.5% year on year. In the main centers, both
Auckland and Canterbury experienced an
increase in listings when compared to April
last year of 9.3% and 0.8% respectively and
Wellingtons figure fell by just 1.9%. The next
3 months are traditionally a quiter time for the
market, with lower listings ahead of the spring
pick up in August. If property sales continue
strongly it is likely that asking prices will
continue to creep up as demand for property
continues to remain high.
25 years experience, locally owned and operated and
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TIPS WHEN PURCHASING
A PROPERTY
If the property of your dreams
is selling by auction you can
be confident in your negotia-
tions but what do you need to
know about the property beforehand. For
tips scan this QR code or visit
www.linku2hibiscuscoast.co.nz | We Linku2
| Property - Scrolling item or Article link
6. Asking Price
The seasonally adjusted truncated mean
asking price for listings rose 5.5% (from April
2012) and reached an all time high of
$447,275. This new record asking price level
was up from the prior peak of $446,277
reached in November last year. The trend as
seen in the chart opposite, continues to show
strength in seller expectation, on the back of
low listings, and strong demand in the main
centres
New Listings
The level of new listings coming onto the
market in April fell 21.3% from March, to a
total of 10,023. This represents a fall of
1.5% from April last year. On a 12 month
moving average basis a total of 131,552
new listings have come to the market since
April 2012, as compared to 128,994 in the
prior 12 month period, a rise of 2%. This
compares to REINZ reported sales, which
are up 16.7% on the same 12 month
comparable basis.
Inventory
The level of unsold houses on the market at
the end of April (42,225) was down slightly,
when compared to March (43,930). The
inventory as measured in terms of
equivalent weeks of sales fell in April to 26.8
weeks, remaining well below the long-term
average of 39 weeks. The market remains
firmly a seller’s market; with 17 of the 19
regions showing inventory levels that are
well below long term averages. Both
Auckland and Canterbury continue to
witness the highest extent of this. Auckland
is 53% below its long term average, and
Canterbury is 47% below its long term
average.
Information courtesy of www.realestate.co.nz
Karen Franklin
...a proven professional
Commercial,
Business, Residential
Sales & Marketing
Consultant
P: 09 428 5635 M: 021 779 838
E: karen.franklin@harcourts.co.nz
W: karenfranklin.harcourts.co.nz
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Aalto Property Care, P O Box 712, Orewa, Ph: 0800 862 258, Mob: 027 480 3632, E: vic-
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and window cleaning to pest control, Aalto Property Care will keep your house looking
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Auckland Pergolas, Patios and Carports Ltd (APPC), P O Box 148, Orewa Ph: 09 281
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www.aucklandpergolaspatioscarports.co.nz - Auckland Pergolas Patios and Carports are
specialists in the supply and installation of high quality pergolas, patio covers, awnings and
carports.
7. and investment for you these matters may
not be relevant but do keep in mind
Collect estimates early. Before you are even
too far into the planning process start
gathering estimates. While these will only be
rough guides there’s no point in going down
the track saying you want underfloor heating
if your budget simply won’t stretch that far.
Make the shape of your building simple.
Angles, corners, rounded edges will all add
to the building costs
Consider what services you can complete
yourself. This may include gib stopping,
painting, curtain making and often certain
types of flooring which can be laid with a little
instruction
Shop around for your materials and services.
Be prepared to negotiate, you may not get a
discount on that oven or dishwasher but at
the very least you might get a free toaster or
a year supply of dishwasher tablets!
Consider clearance stores or seconds as
BUILDING A HOME ON A BUDGET
How often do you hear of the nightmares
experienced by those who build their own
property about budget blowout and the stress
of extra costs and over spending.
Everybody has some sort of budget in mind
when they plan to build and here are a few
tips to keep in mind if you are limited and
would like to maximise what you can get for
those tighter budget costs.
Consider the size of the house you need.
Smaller houses are cheaper to build but don’t
cut back too far. If you are a young couple do
take into consideration the number of children
you might like to have, if you have family
living overseas also take into consideration if
they visit and you have three children how
practical will it be. If this is a first time home
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Licenced under REAA 2008
Ph: 021 636365
Office: 09 424 9199
After hours: 09 424 0626
j.clegg@barfoot.co.nz
Shop 2, 719 Whangaparaoa Road,
Whangaparaoa
Residential Sales
It’s no wonder we deal with so many buyers
Our vendors know we sell more properties locally than
any other agency, AND the fees are attractive!
For more details on real estate
in New Zealand visit
www.realestate.co.nz
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SERVICES
M R Harman Builders Ltd, 28 Gilshennan Valley, Red Beach, Ph: 426 9337, Mob: 027
493 3247, Fax: 426 9347
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by the Hand of Tradesmen": M. R. Harman care about quality, craftsmanship and service.
Whatever the job it will be well built.
Oceanside Glass and Glazing, 11 Delshaw Ave, Stanmore Bay, Whangaparaoa, Ph: 428
4417, Mob: 027 437 2374, Fax: 428 4417, E: theflemings4@xtra.co.nz - With over 25
years of experience Paul understands all aspects of glass and glazing.
8. often this can save you lots of money and
the flaw may be hidden in your layout
Consider package lots or basic finishes.
Fixtures, taps and tops can always be
upgraded later once you have more money.
Consider open shelving which can be
replaced later
Consider recycled materials and estate
auctions. Items can add character to your
place and if you change your mind they can
always be replaced when the budget has
grown again
Landscaping can be done on a budget.
Level the land, grass your lawn and you can
add your exterior design and flower beds
later
Whilst you might be building on a budget do
consider your expenses down the track. It is
worth putting greater emphasis on the basic
building blocks of your home including
energy saving heating options, water
conservation and ventilation and, yes, it is
wise to have a Plan B if you find your costs
are spiralling out of control!
DESIGNING A HOME TO KEEP IN
THE HEAT
Different houses need different types of
insulation. In an uninsulated home the main
heat loss is through the ceiling which can be
up to 40% with windows being the biggest
heat drain for their area.
Your floors lose only about 10% of your heat
loss but by insulating them there can become
an immediate sense of warmth detracting
from a warmer feeling underfoot.
Insulation, of course, isn’t just important for
heating in the winter but will also keep the
heat out in summer. It also lessens the
likelihood of condensation which creates
mildew and mould and causes allergies and
respiratory illnesses.
When considering insulation you need to
decide what kind of insulation would work
best in your scenario but even before that
you need to sort out draughts. Seal around
doors and windows but remember you do still
Broken windows and doors
Mirrors
Table tops
Splashbacks
Glass cutting
Ph: 0274 372 374
A/H: 428 4417
Over 25 years Experience
Obligation free quotes, competitive rates
and a prompt, personal service
Glass and Glazing
HOW TO DEVELOP A
BUDGET FOR YOUR HOME
BUILD …
Now you have some ideas on
where you can scale back
building on a budget, find out
how to develop that budget to avoid a
blowout. Scan this QR code or visit
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9. need to ventilate your house. Draughts
should be plugged, ventilation is essential to
avoid damp and retain good air quality.
The types of insulation you may consider
include –
Rolled Insulation – Often coming in pre cut
sizes you can install batts yourself or get in a
professional. The batts slot between floor
boards and wall joists. Pink Batts™ are made
of lightweight and flexible glass wool and are
Margay Management and Rentals -
Head and Shoulders above the rest
Jayne and Clinton Cowley
P O Box 306, Whangaparaoa
Ph: 428 0010
Email: info@margay.co.nz
Web: www.margay.co.nz
At Margay we offer a highly professional
Property Management service that will save you
time and trouble managing investment
properties.
If you are looking for short term accommodation
while building or renovating we are the experts.
With our range of accommodation we are able to
negotiate good short term rates for you to rest
assured you have somewhere to live until your
own place is available.
recognisable from their pink colour
Sprayed Foam – This type of insulation is
almost always installed by a professional
and consists of an expanding foam which
adheres to wall linings or ceilings
Boards and Pipes – Insulation can also
come in rigid forms often offering the most
efficient form of insulation for under floors
and basements. Pipes should also be
wrapped for energy efficiency in water
heating.
Natural products of course work well not
only because they often have a good long
life span but are also environmentally
friendly.
Double glazing on windows is now popular
and is excellent for heat retention.
If designing your home from the ground up
consider the sun and use natural heat and
light in your insulation plans. In New
Zealand an optimal building site will be north
facing, sheltered from prevailing winds and
away from buildings or trees that can cast
shadow, particularly in the winter months
when the sun is lower.
Take time to consider the systems you might
use when heating your home both in relation
to their running costs and the environmental
impact. Options can include electricity, gas,
solar and wood burning. Plus an effective
ventilation system that can transfer heat
between rooms may look like an added
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… the car repossessed, bank takes back your home … or other such nasties?
10. expense at the outset but can often save you
many dollars over subsequent years.
If your current home insulation is not up to
standard you may be eligible for the current
government Warm Up New Zealand: Heat
Smart scheme which is an insulation
programme that gives New Zealanders an
opportunity to make their homes warmer,
drier and more energy efficient.
It started on 1 July 2009, as a four year
programme. It is run by EECA and the
Government has committed to spending $347
million on the programme. For further details
visit www.eeca.govt.nz
HOW TO DECLUTTER YOUR
HOME
If you are looking to sell your house you need
to ensure it has appeal to those coming to
view. Whilst they should understand and look
past clutter often people can’t visualise and
your clutter merely puts them off what could
potentially be their new home and your
comfortable exit plan.
When you decide to declutter make sure you
set yourself a plan. Opening a drawer and
dumping everything on the floor or pulling
everything out of the wardrobe in one pile is
just going to cause you stress and frustration.
Prepare yourself. Decide you will declutter
and remember decluttering is not just
arranging your clutter into pretty boxes and
bags. That is just organised clutter. When
you declutter you need to get rid of things.
Spend a moment visualising the room, shelf,
cupboard when it is done this can help in
knowing what you need to get rid of as it
doesn’t fit your vision.
Have a good idea of what you are going to do
with the things you get rid of. Some of course
will be destined for the rubbish but, often for
those things you are struggling to let go of, if
you have a new home or better destination in
Call Jeff Royle who has a wealth of experience built
up over 15 years worldwide
PO Box 889, Whangaparaoa - Ph: 0800 LENDER
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Self Employed
Bank Mortgages
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Large Loans
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There are mortgages for all types of people so
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DESIGNING A SUNROOM
OR CONSERVATORY …
One of the most efficient
heating sources is the sun.
When building you may like
to consider bringing the in-
side out. Scan this QR code or visit
www.linku2hibiscuscoast.co.nz | We
Linku2 | Section - Scrolling item or Article
link for ideas and information
11. mind for them such as the Women’s Refuge
or Hospice you can let go by knowing the
item will go somewhere that it is actually
appreciated!
Give away instead of trying to sell. The time
and effort you go to in the selling process
usually won’t be worth the money you will get,
plus giving always makes you feel better.
Remember once you have finished your
declutter it won’t be the end. You need to stay
organised to avoid another big build up and
having to start again too soon!
When you have a big pile of things to
declutter in front of you use a timer. Set it for
a sensible time period say 15 or 30 minutes
and set yourself a goal to sort it all within that
time period.
Before you begin make a list of places you
intend to declutter starting with the easiest.
Once you have done one your inspiration will
grow to continue. Do one area at a time and
cross them off your list as you complete.
Alternatively get a couple of large rubbish
bags labelled rubbish, donate, keep and
keep going until you’ve filled them.
Don’t go out and buy a whole set of
beautiful new storage containers until you
actually know what you want to put in them
and why.
Complete each task or area before you
move on to the next
Don’t try to do everything at once. If you
have a number of rooms to sort then tackle
one at a time perhaps with a week in
between, or if you are on a tighter schedule
because you want to get your house on the
market at least have a day or two between
each area.
For all your financial needs
0800 LENDER
www.ilender.co.nz - No 1 on TradeMe
12. Reward yourself when you achieve a big
task.
If you are struggling to let an item go but
don’t really have any space or need for it,
ask yourself do I need it really? Do I love it?
Do I have room for it? Would someone else
appreciate it? Your answers should help
you come to your decision.
For those things you intend to hold on to
and use make sure you don’t just then put
them back in a drawer or cupboard. Put
them somewhere you can see, appreciate
and use.
Then step back and look at your new space
– would a potential buyer like the look you
have created?
DECORATING IDEAS – THE
MAIN BEDROOM - CREATING
AN ATMOSPHERE
In today’s stressful world all too often there
are few places we can go to relax and
unwind but our bedroom is one of the most
important.
A bedroom should be a reflection of who
you really are underneath that frazzled and
tired exterior and should be a place you not
only want to spend time but that can bring
you peace and tranquillity. A place not too
feminine for your partners sake, a place
where those who work from home can get
away, subtle lighting, soft colours but also
with those options for good lighting if you
TIPS ON PREPARING
YOUR HOUSE FOR SALE...
Decluttering is just one of the
things you can do when you
want your house to appeal to
potential buyers. Scan this
QR code or visit
www.linku2hibiscuscoast.co.nz | We
Linku2 | Section - Scrolling item or Article
link for more home preparation tips
We Linku2 our recommended …
HIBISCUS COAST REAL ESTATE AGENTS AND
SERVICES
Karen Franklin, c/o Harcourts MREINZ, 923 Whangaparaoa Road, Manly, Whangapa-
raoa - Ph: 428 5635 or Karen direct on 021 779 838, www.karenfranklin.co.nz - With a
wealth of commercial, business and residential experience, a skilled negotiator committed
to excellence, with a comprehensive knowledge of Rodney Karen is committed to the resi-
dential, commercial real estate and business markets.
Ray White Whangaparaoa, 658 Whangaparaoa Road, Stanmore Bay, Whangaparaoa -
Ph: 424 9170, Fax: 424 8097, E: Whangaparaoa.nz@raywhite.com, W: www.raywhite.com
- Ray White can help you maximise exposure. If you are buying or selling they can help
you!
John Clegg, AREINZ, c/o Barfoot & Thompson, Shop 2, 719 Whangaparaoa Road,
Stanmore Bay - Ph: 424 9199 or John direct on 021 63 63 65
13. Use blackout window treatments if the light
disturbs you to avoid interrupted sleep.
When decorating the room ensure you can
change the décor to suit the seasons. Light
bedding in summer keeps you cooler whilst
in the winter you will want to introduce
heavier bedding, thicker duvets and deeper,
warmer colourings.
Whether from a feng shui perspective or
otherwise avoid having shelves and tables
full of family portraits in your room. Images
of people create active energy, memories
and relationships. Your bedroom should be
your sanctuary, offering a sense of privacy.
Having those eyes staring at you can make
sleep and romance difficult!
A sense of equality should be portrayed
either side of the bed with matching bedside
tables. This can also give the bedroom a
good sense of balance.
Remember what you see from your bed is
the last thing you see every night and the
first thing you see every morning, make that
something you want to see to enhance your
sleep and mood patterns.
When in your room introduce a sense of
smell, vanilla is a sensual sent for men and
lavender creates a relaxing atmosphere
condusive to sleep.
When decorating your room with art
remember the atmosphere you are trying to
create.
With your bedroom being your place of rest
lighting placement is important. Dim lights
create that relaxing feel, however ensure if
are a keen reader to escape to worlds away.
By making the bed the focal point in the room
you can change the mood through the fabrics
and lighting. Deep, sensual and romantic in
winter with deep reds and chocolate browns.
Fresh and clean and peaceful in summer with
crisp greens and blues.
A sense of serenity can be introduced with
browns, creams, beige and earthy tones.
For those keen on feng shui it is important to
knote that in a proper feng shui room all
images seen from the bed are relaxing, calm,
pleasant and harmonious.
If the space in your bedroom allows introduce
a couple of armchairs to extend the function of
the space and make the room your own
private sanctuary.
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331 Rosedale Rd, Albany
Ph: 09 282 3959 or 0274 98 66 99
E: ray@essentialinsurances.co.nz
W: www.essentialinsurances.co.nz
Mortgage repayment cover
provides a monthly payment to
cover the cost of your mortgage
if you are unable to work.
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14. Ph: 424 5512 Fax: 424 7827 Mobile: 0274 904 834
info@leightonslandscapes.co.nz
www.leightonslandscapes.co.nz
Residential
Commercial
Consultancy
Design
Implementation
you do read, or even sew or knit in bed or
your bedroom, lighting is adequate in the
place you most prefer to do this. Very
importantly ensure you can easily reach
light switches from wherever you will be
spending most of the time. You don’t want
to have to get out of bed to turn off your
light when you have been reading.
Therefore colour schemes in your bedroom
can depend on your personality, climate
and preferences but essential in the main
bedroom is the creation of the atmosphere
that will induce rest and relaxation ensuring
you can leap out of bed each morning with
that sense of purpose!
CREATING AN OUTDOOR
ENTERTAINING AREA AND HOW
TO USE IT
Both your entertaining décor and your
entertaining style is a personal thing.
However there are some tips you should
keep in mind as these can introduce
Decorating Ideas – Kids
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Section - Scrolling item or Article link for
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limitations you may find restrictive if not
considered.
When designing your outdoor entertaining
area firstly decide on style. This will no
doubt follow the style of your home although
of course an old villa modernised and sleek
in the interior may well lend itself better to
the exterior charm of an already established
garden.
Secondly decide what you need outside.
Are you planning on doing a lot of cooking
outdoors, not just a bbq? Do you want
covered areas? Are you planning on sitting
out on cooler evenings and therefore an
outdoor fireplace would be appropriate?
Consider the way you usually entertain. Do
you spend a lot of time just the two of you
sipping your glass of wine in the early
evening discussing your day. If so a smaller
intimate spot should be designated where
you don’t want to have to be heard over a
dominant water feature or feel you are
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15. huddled in the corner of a palatial ballroom.
If you are prone to enjoying weekend parties,
lots of friends and family around, open space
for mingling, perhaps an area with an
expandable table for buffets or dinners which
can be retracted for those smaller and more
intimate evenings.
Covered areas which can be used all year
round with that outdoor fireplace or perhaps
space for a couple of gas heaters. If you are
in an area prone to rainfall make your
covered area large enough so you can both
cook and dine beneath the protective roof.
If you have a husband or family who love
their sport or enjoy getting the team together
for big game nights an outdoor flat screen TV
can ensure you don’t split the party. Make
sure the spot is free of glare and direct
sunlight for those afternoon games!
If you are installing a spa use it to your best
advantage. Not just for those intimate for two
evenings but when having a party or just for
adding attraction to the garden areas. Make
use of interesting tiles, programmed LED
lights making your spa not only a place for
therapy and relaxation but also a visual
sensation.
Consider using outdoor rugs. As within your
house you can define a conversation area
around the rug. Use a rug to add colour and
match your colour schemes with cushions,
pillows and upholstery fabric.
If you are considering a pool or spa keep in
mind who might be around. For example you
and your partner might not have children,
however, if you spend a lot of time with your
sister, or best friend, and she has a couple of
young children make sure you don’t have to
close off your beautiful entertaining area
when she visits for safety reasons!
An outdoor bar is always a draw card if you
enjoy entertaining. Both young and old often
enjoy propping themselves up at the bar
watching the guests or family having fun.
Make sure your outdoor areas have good
drainage, there’s nothing worse that a big
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16. puddle under the dining table or in the
outdoor kitchen!
If possible make sure you have plenty of
seating options. Make use of outside walls if
you want to put in seating, add comfort and
bring the space into the area with the use of
cushions.
Above all effective outdoor entertainment
design begins with having space for both
living and resting. Comfortable and secure,
safe for children and taking advantage of any
particular features such as views, intimate
spaces or specific characteristic shrubs or
trees.
Achieve everything you wish for and you
won’t want to leave home again!
CREATING SMALL
GARDEN SPACES...
Now you have some ideas
on what to include in your
entertaining area get some
tips on how to maximise if
your space is limited. Scan
this QR code or visit
www.linku2hibiscuscoast.co.nz | We Linku2
| Section - Scrolling item or Article link
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to be general information to the public. Considerable effort has been made to ensure that the in-
formation provided in this publication is accurate, up to date, and otherwise adequate in all re-
spects. Nevertheless, this information is made available to users of this publication and all other
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responsible for the publication, or associated with the compilation, writing, editing, approval or
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and all liability of any kind, on the part of any and all of them, to any person or entity (whether a
user of this publication or not) that chooses to rely upon the information.
For further information about services in this book contact the service direct
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