Caravan insurance - basic consumer guide

1. Caravan Insurance
Caravan Insurance
July 2009
www.caravan-insurance-uk.co.uk

2. What is Caravan Insurance
 Caravan insurance is generally provided for two types
of caravans; Touring Caravans and Static Caravans
 The risks associated with Touring Caravans come
mainly from when the caravan is being towed behind
a vehicle. Problems can occur from collisions,
overloading and high winds.
 If the caravan is to be towed on a public road then
third party liability insurance is a legal requirement.
Owners should check with the vehicle insurers to
ensure they are properly covered
 The risks associated with Static Caravans come mainly
from flooding, weather damage and theft, both of the
contents and the caravan itself.
www.caravan-insurance-uk.co.uk

3. Shopping for Caravan Insurance
 As with any financial services product, customers should
shop around
 Customer shop gain an understanding of their requirements
and shop around for the policy that not only meets their
budget but also their insurance needs
 Unlike other types of insurance, eg. car and home
insurance, caravan insurance is regarded as a relative
niche product. As such the development of comparison
websites for the product has been limited. This may mean
that customers need to do a lot of phone and mouse work.
 It might also be beneficial for customers to check out a
provider’s claims policy. Search also for an Blogs containing
feedback about real customer experiences.
www.caravan-insurance-uk.co.uk

4. Once you have chosen a supplier
 Review all documentation carefully
 Ensure that the policy matches up to your
understanding of what you are buying
 Ensure that the policy is adequate for your needs
 If in doubt speak to your provider before you buy
the policy
 And as with all insurance, if your circumstances
change between applying for the insurance and
buying it, notify you provider as you may no
longer be eligible for the policy you are buying
www.caravan-insurance-uk.co.uk

5. More information
 For more information - visit Caravan
Insurance UK
www.caravan-insurance-uk.co.uk