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Data Organization and Analysis in Mortgage Insurance: The Implications of Dynamic Risk Characteristics ,[object Object],[object Object],[object Object],[object Object]
Background: What is Mortgage Insurance (MI)? ,[object Object]
Background: What is Mortgage Insurance? The Borrower Fannie / Freddie The  Servicer   The Lender The  MI Applies for Loan Selects MI Sells The Servicing Sells  The Loan Pays the Premium Makes the Loan Payment including MI fee Pays the Claims Forwards Interest Yield and MI Claim Checks Investors Packages loans as MBS
Reserving Considerations ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Reserving Considerations ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Reserving Considerations
[object Object],[object Object],[object Object],[object Object],[object Object],Delinquency Status
Delinquency Status ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Data Organization ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Data Organization ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Data Organization ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Data Organization ,[object Object],[object Object],[object Object],[object Object]
Data Organization ,[object Object],[object Object],[object Object],[object Object]
Data Organization ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Data Processing ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Data Processing ,[object Object],[object Object],[object Object],[object Object],[object Object]
Data Processing ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Data Processing ,[object Object],[object Object],[object Object]
Data Processing ,[object Object],[object Object],[object Object],[object Object]
Delinquency Analysis ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Delinquency Analysis ,[object Object],[object Object]
Incorporating Economic Variables ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Reserve Factor Analysis ,[object Object],[object Object],[object Object]
Conclusions ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Acknowledgments ,[object Object],[object Object],[object Object],[object Object]
References ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]

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Mortgage Insurance Data Organization Havlicek Mrotek

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  • 3. Background: What is Mortgage Insurance? The Borrower Fannie / Freddie The Servicer The Lender The MI Applies for Loan Selects MI Sells The Servicing Sells The Loan Pays the Premium Makes the Loan Payment including MI fee Pays the Claims Forwards Interest Yield and MI Claim Checks Investors Packages loans as MBS
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