4. They are going to drift in life-- they never accomplish or achieve any thing of real significance in life.

5. They accept mediocrity in their life-- they passively accept what happens to them.

7. They are mentally lazy.

8. They lack the faith.

9. They are afraid of failing.

10. They don't think it is necessary.

11. They are short- sighted.

12. They don't think it is scriptural.

14. Determine exactly what you want – people don't reach goals because they are too fuzzy.

15. You must write it out – it is not enough to have it in your mind.

17. Set a goal that's high but attainable, we grow by being stretched and challenged.

18. Set a date by it – if you don't put a date by it, you will not get there. If you put a date by it you are more committed to it.

19. You have to make a commitment to it – if you say that you think you want to do it, then it is not a goal but a wish.

22. PHYSICAL & EMOTIONAL WELLNESS- vitality is key in doing well, one can not be productive if his health prohibits him from doing so.

23. BE NOT ONLY, GOAL SETTERS – BE GOAL ACHIEVERS!

25. They get in a rut – they don't want to be bothered or challenged about their life.

26. They will waste resources, time, energy, gifts, tools – wasting their life which is a gift from God.

28. They have an excitement about life – their life is truly exciting.

29. They have energy – this person can work 14 hours a day joyfully.

30. They have a creative element – God begins to intermingle His spirit with their mind.

31. They are going to be healthier in the long run – They will want to be in good health to fulfill their goals.