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How Foreign Outsourcing Service Company helps the S & M China bank in consumer loan market
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2. The China consumer loan market expect to have a exponential growth from 90000 billion in 2011 to 210,000 billion in 2015 , where credit card and personal loan would have more rapid growth than others like mortgage loan and car loan Notes: consumer finance loan refers to medical treatment/durable goods/travel/home renovation/education fund which are mostly non secure short-term loan
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7. -- Lesson learnt on why Foreign outsourcing processor fails to acquire and maintain the outsourcing services with the Chinese Banks. Below would use First Data China... “ Forces” Strategy Response to the “Forces” A. “Product Mix mismatch Bank’s need and strategy” Helping the bank to do transformation to enable the business B. “Too focus on Technical Capability without helping the transformation of the Bank” Understand the needs of bank from business perspective and adjust the service offering mix C. “Inflexible and costly charging scheme” Charging on demand and growth with bank business