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“alleviate poverty by providing quality and cost effective microfinance services to low income households, especially women, in order to enhance their economic role and decision-making capacity.”
_core customer urban women _products and services general loans + some social services _financing  grants and retained earnings
majority of the population less competition (?) people in need _changing business model _transaction costs _lack of experience _need to partner embedded experience and expertise entrepreneurship potential _competition clientele, products and services
 women, urban, entrepreneurial  deeper loan cycles  expansion to other cities
_three types of microcredit social impact
microcredit as a goal _give out a much money as possible _differences from bank/moneylender?
microcredit plus _added on benefits _Kashf – emergency loan facility, team dedicated to social action, impact assessment
microcredit as means _fully integrated, holistic  _social impact the priority _customer fully as a partner _examples - Grameen?
 social impact assessment 2005 - empowerment of women ,[object Object]
competition VS social impact
partnering with other NGOs,[object Object]
_building on current business model
_commercial capital & private equity
[object Object]
customize it according to the business model
utilize bank when moving towards integrated approach,[object Object]
 core customer products and services financing

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Kashf Foundation

  • 1.
  • 2. “alleviate poverty by providing quality and cost effective microfinance services to low income households, especially women, in order to enhance their economic role and decision-making capacity.”
  • 3. _core customer urban women _products and services general loans + some social services _financing grants and retained earnings
  • 4.
  • 5. majority of the population less competition (?) people in need _changing business model _transaction costs _lack of experience _need to partner embedded experience and expertise entrepreneurship potential _competition clientele, products and services
  • 6.  women, urban, entrepreneurial  deeper loan cycles  expansion to other cities
  • 7. _three types of microcredit social impact
  • 8. microcredit as a goal _give out a much money as possible _differences from bank/moneylender?
  • 9. microcredit plus _added on benefits _Kashf – emergency loan facility, team dedicated to social action, impact assessment
  • 10. microcredit as means _fully integrated, holistic _social impact the priority _customer fully as a partner _examples - Grameen?
  • 11.
  • 13.
  • 14.
  • 15.
  • 16. _building on current business model
  • 17. _commercial capital & private equity
  • 18.
  • 19. customize it according to the business model
  • 20.
  • 21. core customer products and services financing
  • 22. core customer _urban women _entrepreneurial seeds _integrated approach _microcredit as means _savings bank products and services financing
  • 23. _Is MFI helpful for the 'poorest of the poor'? _Should all the MIF institutions move towards integrated approach? _Which financing scheme implies less of the mission drift? discussion