1. Working Capital Finance Plans and policies Presented by: Jainendra singhal(16) Shilpi raj kasodhan(45) Ankit gupta(06) Sameeha parvez(41) Ankit singh(07)

3. Current assets These are short term sources of finance such as stocks, debtors and cash – the amount of cash and cash equivalents –the business has at any time. Cash is cash in hand and deposits payable on demand (e.g. current accounts). Cash equivalents are short term and highly liquid investments which are easily convertible into cash. Current liabilities These are short term requirements for cash including trade creditors ,tax owing- the amount of the business owes to other people/groups/business at any one time that needs to be repaid within the next month or so. (within an accounting year)

5. Types of working capital: Gross working capital : It refers to the firms investment in total current assts of the enterprise Net working capital : It refers to the difference between the current assets and current liabilities.

6. Two most significant sources of finance for using working capital: Trade credit & Bank credit

8. Conti……….. Debtors management. Identify the appropriate credit policy,i.e. credit terms which will attract customers, such that any impact on cash flows and the cash conversion cycle will be offset by increased revenue and hence Return on Capital. Short term financing. Identify the appropriate source of financing, given the cash conversion cycle: the inventory is ideally financed by credit granted by the supplier; however, it may be necessary to utilize a bank loan, or to “convert debtors to cash” through “factoring”.

12. concepts: Corporate finance is an area of finance dealing with financial decisions business enterprises Goal of corporate finance is to maximize corporate value while managing the firms financial risks. It is a matter related to investment banking.

24. SBI OFFERS WORKING CAPITAL FINANCE TO MEET THE ENTIRE RANGE OF SHORT TERM REQUIREMENT THAT ARISE WITH IN A CORPORATE’S DAY TO DAY CYCLE. HELPS IN:- 1).FINANCING INVENTORIES 2).MANAGING INTERNAL CASH FLOWS. 3).FUNDING PROTECTION. 4).MARKETING OPERATION. 5).CASH SUPPORT TO MARKET EXPANSION Working Capital Finance

25. SBI is a one shop providing financial products/services of a wide range for large, medium and small customers both domestic and international . Corporate Banking