Weitere Ă€hnliche Inhalte Ăhnlich wie Technology Changing The Face Of Microfinance (20) KĂŒrzlich hochgeladen (20) Technology Changing The Face Of Microfinance1. Technology Changing the Face of Microfinance John V. Owens Inter-Pacific Bar Association April 30, 2009 13. COST COMPARISON: BRANCH, ATM, CA IN PERU Source: Superintendence of Bank of Peru 14. BRANCH VS. AGENT COST COMPARISON Remote Transaction System (RTS) at Uganda Microfinance Limited Source: Alice Lu USAID/Washington Presentation Branch RTS Agent Model Set-up costs [1] $40,000â$60,000 $1,500 Monthly operating expenses [2] $7,000â$10,000 $3,550 Other expenses [3] $2,000 $100 32. M-Banking & M-Money Services Environment Product Testing Customer Perspective Regulatory Issues Institutional perspective Launch Services â Customer Adoption Product Development 34. Mobile Money in the Philippines Microenterprise Access to Banking Services Program www.rbapmabs.org 35. Rural Bank M-Banking & M-Commerce Ecosystem via GCash Text-A-Sweldo (Salary Disbursement) Text-A-Remittance Cash-in/Cash-out (Face-to-Face Wallet Funding) Text-A-Credit (Loan / Credit Disbursement) Text-A-Withdrawal (Withdrawal from Bank Account to GCash Wallet) P2P (Purchase of Goods /Services) Text-a- BillPay (Bills Payment) P2P (Domestic Remittance) GCash2Load (Airtime Credit Purchase) Text-A-Payment (Loan payment) Rural Bank Intl. / Dom Remcoâs P Text-A-Deposit (Deposit to Bank Account) 36. GREEN BANK GREEN BANK www.greenbank.com.ph Green Bankâs Mobile Phone Banking 37. Mobile Phone Banking Clients Paying less through Text GREEN BANK GREEN BANK GREEN BANK www.greenbank.com.ph