08448380779 Call Girls In Friends Colony Women Seeking Men
Sex, money, love,_and_stuff[1]
1. Running head: SEX, MONEY, LOVE, STUFF 1
Sex, Money, Love, and Stuff; a Review of the Neurological and Neurochemical Correlates of
Consumption and Pleasure
John K. Carvalho
Macalester College
2. Running head: SEX, MONEY, LOVE, STUFF 2
Abstract
The current trend in neuromarketing is to apply neuroimaging techniques and
neuroendocrinological ideas to help explicate relatively new phenomena discovered in the areas
of consumption and purchasing behavior. Given neuromarketing’s status as a rapidly emerging
field, much of the research is fairly scattered and sporadic. Therefore, we aim to collate a variety
of the current research into a single report. Recognizing the multiple tracks that the research
travels, we first divide our relevant behaviors and topic areas into subcategories like impulse and
value, discussing neurological areas that have been indicated in each. In the second section, we
discuss the beginnings of research done into hormonal influences on purchasing and
consumption behavior. Finally, we make several suggestions for further areas of research.
3. Running head: SEX, MONEY, LOVE, STUFF 3
Consumption on some level can seem a little strange. Take one example.Save the last
three hundred years or so (a mere blink in evolutionary time), human beingshave managed to
eliminate their own waste fairly naturally; perhaps they used a hole in the ground or a wooden
shack housed on the periphery of one’s property.Now, consider the Toto MS990CGR-12
Neoresttoilet. According to its product description, it “has an automatic lid opener, automatic
flush and automatic air purifier. It also features a heated seat with a remote control” (Lindner,
2008). It retails for $5980, or approximately the average per-capita income of Botswana (UN,
2009). It requires the utmost care to maintain, it is nearly impossible to effectively service at US
dealers, unless one is lucky enough to reside in a major metro area. However, to those who
actually purchase one or several to outfit their living quarters, such considerations are likely
moot.
Certainly, this consumption is wasteful and “conspicuous, term left to psychology by the
sociologist ThorsteinVeblein, loosely defined as “attaining and exhibiting costly items to impress
upon others that one possesses wealth or status (Sundie et. al, 2011). Now, not all consumption
is this extreme. However, two aspects of this type of consumption are especially important and
generalizable and can thus serve as points of entry for a much broader discussion. First,
universality across culture. These displays have been recognized in cultures as varied as
Polynesian Islanders, Melanesian foraging communities in Australia, and Japan (Bird & Smith,
2005; Godoy et. al, 2007). Additionally, we can place this type of consumption, as we can place
most consumption, into an evolutionarily influenced paradigm that derives naturally from a
perspective of reproductive fitness and life history. And while conspicuous consumption is
perhaps more overt sexual signaling, nearly all consumption can be considered as a studied
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strategy of demonstrating one’s evolutionary fitness to other potential mates and allies.(Sundie
et. al, 2011; Miller, 2009).
However, a broad study of “sex, money, love, and stuff” from merely anevolutionary
standpoint would be incomplete. Focusing exclusively on these general, abstract considerations
would ignore significant progress that has been made on two fronts: both mapping and
understanding the brain areas that are indicated in a variety of consuming behaviors, and
furthermore understanding the hormonal and neurochemical indicators of a variety of these
behaviors. This is where the present review focuses.
We will first divide our behaviors of interest into several subtopics, like value, pleasure,
and impulse. We will then look at the relevant areas of brain activation for each subtopic.Next,
we will review research that explores the link between hormones and neurotransmitters and a
variety of consumption behavior. At times, sex will enter into the discussion; as it should,
considering the links between consumption and sexual signaling. At times, evolutionary
psychology will unavoidably enter back into the discussion. However, our primary foci will be,
in order, the two that we have discussed above. First, we’ll take a quick look at an emerging
field.
What is Neuromarketing?
The subfield that involves utilizing visual imaging techniques to understand and predict
consumption and purchasing behavior is loosely known as neuromarketing, a term that
sometimes carries over into areas of neuroeconomics and decision neuroscience; the long-term
aim is often the optimization and streamlining of business and marketing objectives (Garcia
&Saad, 2008; Ariely&Berns, 2010). There is some disagreement that exists about whether or not
a single area in the brain is directly responsible for this list of behaviors, but most research does
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in fact seem to suggest that they are not directed by one area but instead are a conglomeration of
a wide variety of cognitive functions in a wide variety of areas. That being said, there are certain
areas of primary prominence and importance to these processes: the orbitofrontal cortex,
striatum, and insula all are areas of focus- other miscellaneous areas have been differentially
indicated as well (e.g., Padoa-Schioppa& Assad, 2006; Ariely&Berns, 2010).
Because the field is still relatively new (a November 13th, 2011PsycINFO search for the
term showed a mere 24 peer-reviewed journal articles), a brief introduction to the topic is
provided simply to help provide a sort of explanatory framework under which much of the
following research could be placed.
Perceptions of Value
A large part of consumption and pleasure revolves around ideas of value. Value
motivates purchasing behavior, and it is logical that we derive pleasure from that which offers us
value. Logically, then, we would assign the most value to those items or options from which we
derived the most pleasure, or the “strength of the current subjective experience (e.g., Kahneman,
Wakker, &Sarin, 1997). Understanding how closely related the two concepts are, I’ll use them
both throughout this section.
In the last decade, a variety of studies have helped lay the explanatory framework for the
newer research I examine here. This earlier research has suggested not only that people give
tremendous weight to what they perceive an item’s “value” to be, but that their perception of an
item’s value and efficacy is based on cues that are not always particularly obvious (Rao et. al,
1989), and frighteningly easy to manipulate (e.g., Shiv, Carmon, &Ariely, 2005).Furthermore,
this manipulation can be done implicitly and outside subjects’ conscious awareness. More recent
research, then, has used neuroimaging to begin to understand brain areas that are differentially
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activated in these situations. As a result of this research, three major areas that have thus far
been indicated in the perception and understanding of value are the orbitofrontal cortex, the
striatum, and the insula.
The Orbitofrontal Cortex
The orbitofrontal cortex is a prefrontal cortex within the frontal area of the brain and is
most directly involved in cognitive processing and decision making- in humans, it consists of
Broadmann areas 10, 11, and 47 (Kringelbach, 2005). Anatomically, it is the area of the
prefrontal cortex that “receives projections from the magnocellular, medial nucleus of the
mediodorsal thalamus” (Fuster, 1997).
As noted, the orbitofrontal cortex has been indicated in both primates and humans as
being important whenever consumers perceive and evaluate value, be it economic value or
otherwise (e.g., Padoa-Schioppa& Assad, 2006; Kringelbach, 2005).The OFC has been also
implicated in a variety of other contexts, from responses to music (Kringelbach et. al, 2003) to
reminders of money (O’Doherty et. al, 2001).
Recently, Plassmann and colleagues provided additional evidence of the importance of
the OFC in value propositions, even when subjects were being misled about value.In their
experiment, subjects were told that they were participating in a study wherein they would be
asked to rate the tastes of various wines, after taking small sips and being instructed to hold the
liquid in their mouths for a period of time. Wines were presented with simultaneous price cues.
However, though subjects were told they were sampling five wines, they were in fact sampling
only three wines, two of which were each administered once in concert with a high price, and
once in concert with a low price. For clarity, the six stimuli were $5 wine (wine 1), $10 wine
(wine 2), $35 wine (wine 3, a distractor), $45 wine (wine 1), $90 wine (wine 2), and a neutral
7. Running head: SEX, MONEY, LOVE, STUFF 7
solution. What was interesting (and perhaps not particularly surprising) was that reports of
experienced pleasantness were strongly correlated with price cues. That is, when told that the $5
wine was in fact a $90 dollar wine, subjects enjoyed it more. Interestingly, though, this was not
just a question of perception. When tasting the “expensive” $5 wine, subjects also showed
increased blood-oxygen-level-dependent activity in the OFC. Subjects appeared to not merely be
fooled on a level of superficial perception, but on a very real neurological level as well
(Plassmann et. al, 2008).
Reinforcing the evolutionary nature of many of these areas and phenomena we
mentioned, indications of similar circuitry with similar purposes have been found in primates.
For example, when monkeys were deciding between and ascertaining the relative quality of
beverage options (either water or a sweetened Kool-Aid), OFC neurons were shown to aid in the
encoding of each choice’s respective value and in then promoting a final decision of the
beveragethat appeared to offer the highest value (Padoa-Schioppa& Assad, 2006).
Finally, recent research has helped shed light on specialization within the cortex, as
different areas within the OFC seem to be indicated for slightly different aspects of behavior. By
exposing a subject pool of college males to money and visually erotic pictures (a task which
undoubtedly the subjects only agreed to do under extreme duress), recent fMRI research has both
further explained the nature of this hedonic pleasure center, and provided additional evidence to
understand it from within an evolutionary framework. It appears that the OFC has “reward-
specific representations”, areas within the cortex that are preferentially indicated depending on
the situation. The anterior lateral OFC, a structure that is phylogenetically more recent, appears
to process monetary gains, whereas it appears that the posterior lateral OFC, evolutionarily an
older structure, was the most key in processing and understanding basic erotic stimuli. This
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seems inherently logical from an evolutionary standpoint- certainly humans needed the ability to
assess and respond to stimuli closely associated with reproduction before they required the
ability to handle money or developed its association as a secondary reinforcement (Sescousse,
Redoute, &Dreher, 2010).
The Striatum
The striatum is a subcortical area of the forebrain that can be divided into three areas.
They include the ventral area, which is associated with limbic functioning, the central area,
which is indicated in associative functioning, and the dorsal area, which seems most indicated in
sensorimotor functioning. The most important output areas of the striatum target motor and
cognitive action systems and premotor brainstem areas (Haber, et. al, 2000); the area is
phylogenetically older, and found in some form in a variety of mammals and primates.
In a direct contrast to the base nature of the value appraisals encoded in the OFC, the
striatum seems to be most activated during situations that involve slightly deeper, more complex
choice decisions and value encodings.For example, the striatum was strongly indicated when
being asked to differentiate between hypothetical choices and real choices, which have been
shown to differentially activate common value areas(Kang et. al, 2011).
Elucidating further the ability of the striatum to appraise and understand much less
tangible, more abstract ideas of value and reward, recent work has also been done to highlight
the striatum’s role in combining various abstract reward “currencies” (the promise but not
possession of money, social approval, et cetera) into a common currency of sorts,and then help
make a judgment of value and encourage a decision. In this case, subjects (who were
simultaneously being scanned in an fMRI machine) were allowed to make the choice whether to
donate hypothetical money to a variety of charities or whether to keep the money. However, the
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key manipulation was that during some of the forced-choice donation decisions, subjects were
made to believe that their choice was being watched and recorded by visible (and important)
observers in an adjacent room. The behavioral evidence was unsurprising- the mere presence of
observers increased donation rates, as subjects clearly were invested in being seen by others as
the type of people who do things like donate to charity whenever given the opportunity.
However, neuroimaging results showed that activation in the striatum immediately before the
decision was significantly affected by the presence of observers. Proportionality was observed as
well: particularly high striatal activations were observed when a high social reward was
expected, and also when there was the possibility for the acquiring of money without an
accompanying social cost (Izuma, Saito, &Sadato, 2009).
Even more recent research has brought the importance of the striatum to an even higher
level. Because activation in this area was indicated for the first time in value considerations when
no choice task was actually required, striatal activity was used to essentially predict future
purchasing behavior. Subjects passively viewed twenty consumer goods, ranging from
Dreamgirls DVDs to art prints by Dali, while being instructed to simply think about how much
they would theoretically pay for the item in question. Later, removed from the scanner, subjects
were presented with pairs of items from the list they had just viewed and were asked a simple
question: which of these would you like to purchase? Significantly, the subjects’ preferential
answer to that question could be strongly correlated to the level of BOLD activation that they
had previously shown in the striatum, even though they had previously been engaged in mere
passive viewing. That is to say, had experimenters wanted to pick which item the subject would
choose to buy, they needed only to look and see for which of the two items the subject had
shown the highest BOLD activation in the striatum.
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Medial Frontal Cortex
It appears that the medial frontal cortex is also indicated in perceptions of pleasure and
product attractiveness, and more abstract conceptions of “willingness to purchase”, and a variety
of other ancillary purchase-related behaviors. In general, the MFC is implicated in anticipation,
and potentially additionally implicated in basic value assessments (similar to the OFC), and has
been indicated in a manner similar to the striatum when it comes to predicting purchase behavior
(e.g., Knutson et. al, 2007).
However, some of the most promising, specific new research seems to indicate the MFC
as being key in perception of and understanding of brand loyalty. Lin, Tuan, and Chiu considered
MFC activation using an interesting protocol (near-infrared ray imaging), but compared it as it
differed between those who are loyal to a certain brand, and those who are not. So, in the luxury
space it appears that those who are particularly brand loyal are more sensitive than switchers in
being able to tell between both luxury and generic brands and being able to differentiate between
attractive and unattractive products, and that increases in MFC activity is correlated strongly
with this entire process (Lin, Tuan, & Chiu, 2010). This seems logical- certainly one who has a
strong predilection for Gucci handbags is probably very astute at both quickly spotting fake
Gucci bags, and quite fast at visual perception and categorization of the bags whenever and
wherever they might encounter them.
Perceptions of Pleasure
Although a thorough discussion of how we neurologically derive and understand
concepts of value is key to any discussion of consumption behavior, there are other key
psychological, neurological, and emotional mediators of these types of decisions. I would argue
that considerations of pleasure and attachment are an important consideration when discussing
11. Running head: SEX, MONEY, LOVE, STUFF 11
these behaviors. Although we have mentioned that value and pleasure are related and used them
somewhat interchangeably, some research considers not our encodings of value or propensity to
make forced-choice decisions, but hones in on more visceral feelings of joy, connection, or
pleasure.
The Insula
It is a fairly familiar experience to encounter those who claim addiction to their various
technological items, be them Blackberries or iPhones. What is perhaps more surprising is that
recent (if controversial) research has suggested that “addiction” might be perhaps the wrong
word to use to describe the feeling to which the consumers refer. Branding and marketing
consultant Martin Lindstrom, with the aid of a neuromarketing firm, recently invited such a
group of self-professed iPhone “addicts” into a room, where they underwent fMRI scanning
while being played audio and video of an iPhone ringing.
The neural location of addiction is complex and poorly understood, but is typically
thought to involve a variety of brain areas, including strong involvement of the striatum, reduced
volume (in the case of drugs) in much of the dopaminergic circuitry (specifically the
periaqueductal grey matter), and much of the prefrontal cortex (e.g. Barros-Loscertales et. al,
2011).
However, in this case, Lindstrom found something very different-comparatively very
little activation in any of these areas, and a tremendous amount of activity in the insular cortex,
an area strongly associated with love and compassion. So, it certainly seems that in a
neurological sense, people are not addicted to their iPhones, but rather are very much in love
with them (Lindstrom, 2009).
Impulse Control: Regulating and Resisting Hedonic Temptation
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There is a vast psychological literature on impulse buying, its correlation to the depletion
of stores of willpower, and the like (e.g., Vohs& Faber, 2007), but only relatively recently has
the research moved to integrate neuroimaging and the neurochemical approach. In this case,
cutting-edge research has been able to highlight the ways that we struggle to resist temptation.
Anterior Cingulate Cortex
Perhaps the most notable and relevant new line of research seeks to tie together impulse
control in the realm of money and purchasing to visceral and neurological, physical inhibitory
drives that can be quantified, imaged, and measured. This phenomenon is called “inhibitory
spillover”, and the anterior cingular cortex seems to be the key area of interest.
Tuk and colleagues provoked feelings of urination urgency in subjects, and self-reported
higher levels of bladder pressure were found to actually lead to subjects’ improved abilities to
resist the making of impulsive financial choices (in this case the choice was between a small
reward the next day and a much larger reward several days later). These results suggest
extraordinarily strong connections between visceral drives and neurological activity (Tuk,
Trampe, &Warlop, 2011). That is to say, the inhibition required in “holding it in” carries over to
the inhibition required to resist financial temptation.
Although the neural correlates of urination are many, and the pathways are located
throughout the brain, the anterior cingulate cortex appears to be equally key in both inhibiting
urination and cognitive inhibition (Berkman, Burklund, & Lieberman, 2009; Griffiths &Tadic,
2007; see also Fowler, Griffiths, & de Groat, 2008). To add further context, the ACC was also
recently shown to be activated less frequently and with less strength in those with compulsive
buying psychological disorders when they were given the opportunity to make purchase
decisions (Raab, Elger, Neuner, & Weber, 2011), suggesting that those who were, in effect,
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giving into temptation were activating the ACC at a lower level as they eventually succumbed to
their desires.
Hormonal Activation
In the area of neuromarketing, the most important hormonal/neurochemical activations
are of testosterone and estrogen.Given the evolution-oriented discussion surrounding
consumption; the link between consumption and sex, evolutionarily, seems to be strong.
Testosterone
Testosterone has been implicated in a variety of behaviors tangentially related to our
topic. One can synthesize a variety of applicable literature to suggest that higher levels of
testosterone seem to be indicated in risk-taking behavior of a variety of sorts, ranging from
making risky financial decisions to pathological gambling (e.g., Senstrom et. al, 2011; Olsen &
Cox, 2001). One can furthermore extrapolate that risk taking financial decisions certainly would
be correlated with risky purchasing behavior and impulsive consumption strategies.
The interaction between testosterone and consumption (especially conspicuous
consumption) has only begun to be studied recently. There is, of course, the basic argument that
any consumption at all serves as a mechanism that allows humans to signal their social status and
mating potential to prospective allies and mates (e.g., Miller, 2009). Testosterone, being a key
sex hormone, would then logically be involved. Conspicuous consumption, by this rationale, is a
sort of wasteful signaling. Think of a male peacock’s tailfeather plumes; they’re large, unwieldy-
they render peacocks easily visible to predators, slow down their travel. So, amale peacock with
large feathers is essentially communicating “look at me; I have body parts that should make me a
target to predators and lessen my survival chances, yet I’m still alive; as such, I must be
genetically fit to mate.” Given testosterone’s status as a sex hormone, it is thus unsurprising to
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find an interaction between testosterone and aggressive, conspicuous consumption. Men were
made to drive both a dilapidated old station wagon and a high-end Porsche convertible in public
spaces, and men’s testosterone levels (as measured by saliva immunoassay) actually increased
after driving the Porsche in public and decreased after driving the station wagon (Saad&Vongas,
2009).
For more context, recent research has used the biopsychosocial approach and attempting
to trace the key behavioral correlates of testosterone throughout the lifespan (e.g., White,
Thornhill, &Hampson, 2007). Prenatal influences of testosterone are actually fairly well
established as well, as recent research has found that testosterone levels and their accompanying
effects seem to be set before birth.
Stenstrom and others (2011) looked at second to fourth digit length ratio (2D:4D), a well
known indicator of prenatal testosterone exposure, and tested subjects to ascertain their level of
risk-taking behavior across five different behavioral domains: financial, health, social, ethical,
and recreational. The researchers found that those who had digit length ratios that were
indicative of high-level prenatal exposure to testosterone were in fact more likely to exhibit risk-
taking behaviors, though chiefly across the social and recreational domains, which the
researchers theorize is likely because evolutionarily, these were the two domains that were likely
the most effortless for individuals to use to most quickly and efficiently demonstrate their
general social and mating desirability.
In sum, much of the testosterone-related research seems to highlight two main ideas.
First, when given the opportunity to interact with products of a certain value and thus associate
with those products, men saw increases in their sex hormones. Second, testosterone levels seem
to be positively correlated with a high level of risk taking behavior, across several domains-
15. Running head: SEX, MONEY, LOVE, STUFF 15
research is needed to explore how those behaviors translate into the purchasing sphere, and
perhaps how testosterone levels change how consumers interact with marketing messages.
Advertising strategies for a variety of companies in the CPG space thrive on driving purchasing
through making customers “feel more manly”- what neurological factors are at play here?
Estrogen
Similar to the importance of testosterone in males, females seem to have a fair amount of
relevant behaviors mediated by the relevant sex hormone, estrogen. From an endocrinological
standpoint, human females are especially unique. Importantly, human females are one of the
rarer species that do not clearly advertise their peak points of fertility throughout the ovulatory
cycle in a way that is visible or obvious to male conspecifics. So, while much of the testosterone-
consumption link appears to be sexually motivated, we might think of females’ task in this
situation as being even more urgent. Lacking any natural outward signs of peak fertility, it then
comes to patterns of consumption and choices of accouterments to advertise this most valuable
information.
The body of research that addresses these types of changes across the fertility cycle is
still emerging. Nonetheless, recent research has begun to lay the explanatory groundwork for
more advanced inquiries that are sure to follow. A sample of thirty women that were currently
partnered in relationships and had not taken any contraceptives for a period of ninety days were
photographed in their typical dress, with their hands at their sides. Over the course of several
weeks, women were photographed at both their high-fertility point in their ovulatory cycle, and
at a time of lower fertility in their cycle. Impartial judges were asked to look at the pictures and
attempt to discern whether the women were in their most fertile phases or whether they were not.
At levels that were significantly above chance, judges selected photos of women in their fertile
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phase and deemed those photographs as representative of the subject “trying to look more
attractive.” As such, it appears that women naturally and subconsciously engage in grooming and
ornamentation strategies in order to help indicate their most fertile phase to potential suitors
(Haselton et. al, 2006).
Recent research continued that line of reasoning even further. It appears that at their
hormonal peak, women unconsciously choose products that enhance their appearance (i.e.
choosing asexy, revealing skirt over a conservative pantsuit). Hormonally regulated, it appears
that this effect may emanate from a desire to outdo attractive women that are potential rivals. As
such, it followed that when the researchers reduced the salience of these potential rival women,
the ovulatory effect on these product choices reduced as well (Durante et. al, 2010).
Conclusion and Directions for Future Research
As noted, neuromarketing and the application of neuroimaging techniques to
consumption and purchasing behavior is a relatively new field. The general trend that has been
explicated here is that although consumption and purchasing behavior has been studied fairly
extensively in the last decade or so (and has led to findings that are on their own quite
interesting), it is only recently that neuroimaging protocols have been applied, and
neurochemical considerations have been made. Connections are still being drawn between prior
research and strategies to integrate new techniques. There are ethical considerations as well,
since much of this research is being integrated into business decisions (e.g., Ariely& Burns,
2005). As the field grows, though, the applications will lead to research and application in a
variety of areas.
Consider for a moment the work done on placebo effects, perceptions of value, and
quality (see Baba, Ariely, & Shiv, 2005; Plassman et. al, 2008). As we become more and more
17. Running head: SEX, MONEY, LOVE, STUFF 17
familiar with the ways that perceptions of price and quality are so thoroughly integrated into the
brain on a deep, neurochemical level, the applications in marketing could be interesting indeed,
and the potential points for problems could become clear. For example, are discount drug
problems a particularly good idea, if it appears that perceptions of a product’s value and
therefore its efficacy can be so easily manipulated?
Additionally, the discussion of hormones was brief, precisely because the research
presently is still fairly thin. Especially with estrogen, more research needs to be developed to
fully understand the significance of changes in purchasing behavior throughout the ovulatory
cycle. An interesting angle that merits exploration here would be how cyclical changes mediate
female purchasing behavior when the items they are purchasing are not for them. It is accepted
wisdom in marketing circles that women are responsible for approximately eighty percent of
household purchases. Therefore, novel research should aim to flesh out the changes in
purchasing and behavioral presentation women undergo during these cycles and see if the
changes are reflected in purchases for her spouse or her family members. During the peak of her
reproductive cycle, could she be concerned, for example, with clothing her male partner in a less
attractive way in order to continue to stave off potential female competitors? The possible
answers to these and other questions could have immediately applicable effects in marketing
contexts, especially given the segmentation strategies used by marketers.
In a more neurological sphere, the challenge is twofold. Number one, specificity- the
OFC, we have seen, is key in representing value encodings. However, considering Plassmann
and others (2008), an interesting manipulation would be to repeat the study of wine preference
but with something like so-called “expert reviews” being manipulated, rather than price cues, to
see if the effect is repeated. Such an experiment would help explain further the exact nature of
18. Running head: SEX, MONEY, LOVE, STUFF 18
the “value” that is encoded in the OFC. The second challenge will be integrating the hormonal
work (which, as stated, remains thin) with the neuroimaging work to establish a more holistic
look at how these processes work in concert.
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