Nearly two-thirds of renters do not have renters insurance, which protects their personal belongings. Renters insurance covers items from damage due to events like fire, theft, and falling objects. It also provides liability protection if someone is injured in the rental property. While standard policies cover events like fire and theft, they usually do not cover floods or earthquakes. Renters should take inventory of their belongings and appropriately value their property to ensure adequate coverage.
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