Money Management

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Jason Fleming

Lecture for First Year Florida class

Economy & Finance Business

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Here are seven ways that you can build and maintain good credit scores! About First Credit Union First Credit Union is the longest-running credit union in BC, incorporated in 1939. With five insurance branches, five credit union branches, $300 million in credit union assets, and $100 million in wealth management assets, the organization’s 140 employees serve over 38,000 members and clients across four coastal communities. http://www.firstcu.ca

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It happens to many people sooner or later: a financial challenge knocks you down and your credit goes down with you. How can you stop the descending spiral of financial collapse? The good news is: while it does take some time and effort, even the worst credit can be salvaged and be well above average again within 12 months! This special report details strategies that will get you back on a positive financial track and help you rebuild your credit quickly.

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If you’ve ever wondered how credit repair companies can be so effective at improving your credit rating, you’re probably asking yourself what exactly the top credit repair companies are doing behind the scenes that you aren’t. Fortunately, there are plenty of helpful tips on how to improve your credit score available on the Internet that will tell you exactly what these companies do. You just have to find them! Website - https://thecreditredeemer.com/

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“Danny has demonstrated exceptional finance and accounting abilities and his accomplishments are impressive- especially considering his young age. His training has been invaluable. I am pleased to commend his excellence.” Rick Perry, Governor of Texas and First Lady Anita Perry “I can say without reservation that Danny is a young man of impeccable character. Danny has taken a strong stand for his family as he began controlling the family finances. He is truly a unique individual who has had extremely different priorities.” Jason Brodeur, Florida State Representative, District 33 “Danny’s extensive knowledge of credit and the banking industry that he shared with me greatly impressed me considering his young age. His financial talents are rare and he is with no doubt a very gifted individual with a bright future ahead.” Bob Dallari, Seminole County Commissioner, District 1 “Paying the bills and balancing a checkbook--all the task and responsibilities of being an adult. But one mom said she handed it all over to her son at just 11 years old.” Central Florida News 13 “Danny was a natural, a finance whiz kid. Soon, he was spending time reading the small print on each of his mom's credit card statements and every bill that came through. He started refinancing the ways banks work, how credit card companies calculate interest and what makes credit good.” East Orlando Sun “Growing up Danny wanted to be a doctor. But that changed, the moment his mom gave him a new chore around the house. One that saved her thousands of dollars, and helped her son find a new path in life.” Dallas/Fort Worth WFAA-TV “Danny accomplished the feat by negotiating with Bank of America was he was just 14 years old!” Fox 35 News “Feeling frustrated over finances? Need help managing a student loan? The Financial Whiz Kid may be able to help.” Seminole Chronicle “You may have heard of Danny “Financial Whiz Kid” Singh. At the age of 11, the Orlando boy took over his mom’s finances. By the age of 14, he had refinanced their home mortgage, persuaded banks to remove annual fees from his mom’s credit cards and negotiated more than $1300 in refunds on interest and fees for her. His financial savvy attracted the attention of print and electronic media – and fellow high school students.” Seminole State College of Florida (Formerly, Seminole Community College) “In reading Danny’s book, Danny is truly a genius when it comes to finances because he is always giving advice, especially to college students. His information helped me make the financial decision, which was to put my savings into a more lucrative account so I would not need to take out loans for college! I was not disappointed by his book and neither will you.” Lacey Kresen, Student at Valencia College, Orlando

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